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City Union Bank Ltd.

BankBank - Private

www.cityunionbank.bank.in BSE: 532210NSE: CUB

₹223.05BSE1.11%

23 Oct, 9:40 AM

₹223.05

₹22.43K Cr

15.99

2.04

13.24%

₹227.30

₹222.40

₹248.75

₹166.43

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Price Performance

Peer Comparison

Name
HDFC BANK HDFCBANK	693.90	13.99	10,70,530.59	2.24	19,509.96	4.66%	83,426.60	8.78%	12.91
ICICI BANK ICICIBANK	1,400.80	18.32	10,05,784.06	0.86	14,843.03	20.10%	49,110.00	17.61%	17.11
KOTAK MAH.BK KOTAKBANK	436.50	29.31	4,34,225.02	0.15	4,122.96	25.64%	14,477.49	4.63%	12.21
AXIS BANK AXISBANK	1,215.70	13.59	3,78,558.47	0.08	7,003.28	37.60%	36,418.77	17.59%	10.93
FEDERAL BANK FEDERALBNK	345.75	17.64	85,500.29	0.35	1,386.09	45.10%	7,720.98	14.52%	11.07
IDBI BANK L IDBI	78.60	10.47	84,513.88	0.00	2,205.45	-39.20%	8,512.15	19.82%	15.30
AUBANK AUBANK	936.00	25.00	70,365.91	0.11	795.95	37.03%	5,302.74	21.11%	14.17
City Union Bank Ltd. CUB	223.05	15.99	22,426.47	0.66	382.57	25.06%	1,984.99	23.65%	13.50

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Sep 2018	Dec 2018	Mar 2019	Jun 2019	Sep 2019	Dec 2019	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	926.49	966.62	984.55	1,029.24	1,036.82	1,060.87	1,041.68	1,049.36	1,060.95	1,048.03	976.35	997.43	1,022.19	1,035.24	1,049.92	1,099.44	1,181.19	1,205.64	1,228.07	1,266.17	1,304.05	1,326.24	1,374.12	1,388.64	1,433.95	1,478.74	1,532.72	1,605.33	1,653.13	1,755.68	1,855.62	1,984.99
Expenses	-307.84	231.07	229.71	228.78	260.04	261.21	263.71	241.52	259.79	260.39	288.90	260.23	275.91	280.35	263.77	295.31	284.91	282.72	292.23	299.76	333.88	344.77	369.98	363.81	380.63	380.14	410.57	418.24	455.08	484.36	496.75	483.15
	295.95	306.86	337.78	351.40	346.48	308.43	335.09	356.04	384.67	448.43	298.70	380.74	405.10	369.62	439.85	447.14	456.45	497.34	417.04	414.27	386.61	364.03	351.82	373.49	428.18	436.00	440.96	450.92	470.59	513.16	579.56	580.57
	31.94%	31.75%	34.31%	34.14%	33.42%	29.07%	32.17%	33.93%	36.26%	42.79%	30.59%	38.17%	39.63%	35.70%	41.89%	40.67%	38.64%	41.25%	33.96%	32.72%	29.65%	27.45%	25.60%	26.90%	29.86%	29.48%	28.77%	28.09%	28.47%	29.23%	31.23%	29.25%
Provisions and Contingencies	67.96	78.75	90.67	115.75	107.95	81.00	450.38	157.00	177.00	208.50	252.52	167.75	148.00	123.50	170.90	152.00	105.00	224.50	159.00	152.00	56.00	46.00	32.00	39.00	70.00	75.00	78.00	70.00	57.00	96.00	120.00	78.00
	118.55	119.83	146.89	163.29	194.97	142.37	179.31	160.59	169.32	219.77	159.08	193.37	202.75	160.00	202.95	217.54	173.47	224.33	195.02	191.48	182.07	192.88	175.23	192.13	226.32	228.39	251.22	243.88	259.13	245.35	290.48	243.59
Interest	528.46	548.53	563.95	612.36	625.28	633.60	622.18	612.40	585.82	558.98	547.83	549.83	543.93	545.27	549.25	574.53	613.29	649.91	713.81	743.62	765.62	810.31	827.54	843.47	851.46	890.99	932.40	980.04	986.59	1,003.51	1,069.78	1,164.85
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	227.99	228.11	247.11	235.65	238.53	227.43	-115.29	199.04	207.67	239.93	46.19	212.99	257.10	246.12	268.96	295.14	351.45	272.84	258.04	262.27	330.61	318.03	319.82	334.49	358.18	361.00	362.96	380.92	413.59	417.16	459.56	502.57
	26.32%	21.92%	29.14%	21.22%	18.87%	15.39%	17.35%	22.61%	24.08%	29.17%	-140.73%	18.78%	29.17%	20.32%	22.31%	23.72%	21.34%	20.16%	15.50%	13.35%	15.12%	20.44%	20.32%	20.93%	20.38%	20.78%	20.66%	19.69%	20.55%	20.38%	21.76%	23.88%
	167.99	178.11	175.11	185.65	193.53	192.43	-95.29	154.04	157.67	169.93	111.19	172.99	182.10	196.12	208.96	225.14	276.45	217.84	218.04	227.27	280.61	253.03	254.82	264.49	285.18	286.00	287.96	305.92	328.59	332.16	359.57	382.57
	2.30	2.43	2.38	2.53	2.63	2.62	-1.29	2.09	2.14	2.30	1.50	2.34	2.46	2.65	2.83	3.04	3.74	2.94	2.94	3.07	3.79	3.42	3.44	3.57	3.85	3.86	3.89	4.13	4.43	4.48	4.84	3.86

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	4,104.78	4,714.34	5,270.57	5,834.04	6,869.76
	759.08	810.36	741.66	898.06	1,038.83
	4,863.86	5,524.70	6,012.22	6,732.11	7,908.59
II. EXPENDITURE
Interest Expended	2,188.29	2,551.54	3,147.10	3,518.33	4,039.92
Operating Expenses	1,080.26	1,155.18	1,348.39	1,535.15	1,854.43
Provisions and Contingencies	610.15	640.50	286.00	262.00	343.00
	985.17	1,177.48	1,230.73	1,416.63	1,671.23
Taxes	225.00	240.00	215.00	293.00	345.00
	760.17	937.48	1,015.73	1,123.63	1,326.23
Extra items	0.00	0.00	0.00	0.00	0.00
Consolidated Net Profit	760.17	937.48	1,015.73	1,123.63	1,326.23
IV. APPROPRIATIONS	821.62	1,036.90	1,124.81	1,236.20	1,480.34
Equity Dividend %	100.00%	100.00%	150.00%	200.00%	200.00%
	10.28	12.66	13.71	15.16	17.85
Adjusted EPS	7.71	9.50	10.29	11.37	13.39

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	73.96	74.04	74.07	74.10	74.30
Total Reserves	6,511.75	7,383.17	8,327.36	9,392.52	10,490.56
Reserve excluding Revaluation Reserve	6,511.75	7,383.17	8,327.36	9,392.52	10,490.56
Revaluation Reserves	0.00		0.00
Deposits	47,689.67	52,397.86	55,656.64	63,525.95	78,307.95
	5,311.82	4,688.09	4,724.16	2,169.41	5,326.80
Other Liabilities & Provisions	1,943.72	2,051.40	2,043.64	2,461.23	2,824.78
Total Liabilities	61,530.91	66,594.56	70,825.87	77,623.21	97,024.40
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	2,965.10	3,302.36	4,615.40	3,874.57	6,267.33
Balances with banks and money at call	3,721.83	3,346.92	2,328.12	1,415.97	2,659.74
Investments	12,221.22	14,332.63	15,664.11	17,336.14	18,986.92
Investments in India	12,221.01	14,332.41	15,663.89	17,335.70	18,986.31
Investments outside India	0.22	0.22	0.22	0.44	0.61
Advances	40,358.47	43,053.35	45,525.72	52,081.25	65,875.17
Gross block	860.43	938.90	1,035.50	1,155.29	1,370.64
Less: Accumulated Depreciation	645.78	699.58	765.13	832.95	902.11
Net Block	214.65	239.33	270.37	322.34	468.53
Capital Work in Progress	0.00
Other Assets	2,049.64	2,319.99	2,422.14	2,592.94	2,766.70
Total Assets	61,530.91	66,594.56	70,825.87	77,623.21	97,024.40
Contingent Liabilities	9,295.73	10,263.66	7,847.00	10,292.14	15,906.94
Bills for collection	409.02	401.08	469.91	499.61	582.92
	89.05	100.72	113.43	127.76	142.18
Adjusted Book Value	89.05	100.72	113.43	95.82	106.64

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	760.17	937.48	1,015.73	1,123.63	1,326.23
Adjustments for Expenses & Provisions :	663.18	758.49	452.93	654.16	805.97
Adjustments for Liabilities & Assets:	-236.90	-779.17	-868.99	-445.93	-1,086.64
Refund/(payment) of direct taxes	-20.95	-192.68	-163.48	-203.56	-243.09
Cash Flow from operating activities	1,165.50	724.13	436.20	1,128.30	802.47
Cash Flow from investing activities	-62.84	-71.88	-106.41	-119.69	-207.85
Cash Flow from financing activities	-30.79	-689.90	-35.53	-2,661.59	3,041.91
Net increase/(decrease) in cash and cash equivalents	1,071.87	-37.66	294.25	-1,652.98	3,636.53
Opening Cash & Cash Equivalents	5,615.06	6,686.93	6,649.27	6,943.53	5,290.54
Closing Cash & Cash Equivalent	6,686.93	6,649.27	6,943.53	5,290.54	8,927.07

Ratios

Valuation

15.99

2.04

10.02

3.09

14.16

110.74

Profitability

13.24

13.50

1.52

29.32

19.31

Leverage & Liquidity

0.50

Returns

0.66

Banking Metrics

3.02

1.91

0.68

84.12

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26	Sep '26
	59.01	59.57	61.02	61.10	62.61	62.71	63.73	64.10	63.50	65.39
	40.99	40.43	38.98	38.90	37.39	37.29	36.27	35.90	36.50	34.61
	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00
No. of Shareholders	2,29,943	2,34,222	2,28,001	2,23,585	2,10,298	2,09,805	2,15,430	2,07,495	2,15,181	2,03,678

Mutual Funds Invested(148)

Based on each fund's latest monthly portfolio · Sep 2026

A total of 96 active funds hold 36.56% in City Union Bank Ltd., contributing to ₹8.19K Cr of holdings

Fund				As of
SB SBI Small Cap Fund - Growth - Direct PlanSmall cap Fund	1,184.94	2.89	5,24,19,485	Sep '26
HD HDFC Mid Cap Fund - Growth - Direct PlanMid Cap Fund	753.50	0.74	3,33,33,333	Sep '26
HD HDFC Small Cap Fund - Growth - Direct PlanSmall cap Fund	602.97	1.48	2,66,74,184	Sep '26
AX Axis Small Cap Fund - Growth - Direct PlanSmall cap Fund	593.83	1.94	2,62,69,825	Sep '26
KO Kotak Mid Cap Fund - Growth - Direct PlanMid Cap Fund	392.43	0.59	1,73,60,425	Sep '26
ED Edelweiss Mid Cap Fund - Growth - Direct PlanMid Cap Fund	387.74	2.02	1,71,52,756	Sep '26
CR Canara Robeco Small Cap Fund - Growth - Direct PlanSmall cap Fund	313.51	2.24	1,38,69,202	Sep '26
NI Nippon India Small Cap Fund - Growth - Direct PlanSmall cap Fund	308.96	0.38	1,36,67,560	Sep '26
HS HSBC Midcap Fund - Growth - Direct PlanMid Cap Fund	278.08	1.66	1,23,01,832	Sep '26
HS HSBC Small Cap Fund - Growth - Direct PlanSmall cap Fund	258.75	1.40	1,14,46,762	Sep '26

Corporate Actions

Showing: All

Date	Type	Details
2026-10-09	Board Meeting	Quarterly Results
2026-07-16	Board Meeting	Quarterly Results
2026-06-23	AGM	Inter-alia, considered and approved the following: 1. Date of ensuing Annual General Meeting : Friday, 14th August, 2026. 2. Raising further capital through QIP route to the tune of Rs.5aO crore (including premium) for inclusion in the Notice calling the ensuing Annual General Meeting of the Bank for approval by members as enabling resolution

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

BankBank - Private

City Union Bank Ltd. operates in the Bank sector under the Bank - Private industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

10 members across the board and senior leadership

G Mahalingam

Chairman

₹35.81 L

Mar '26

R Vijay Anandh

Managing Director & CEO

₹2.53 Cr

Mar '26

K Vaidyanathan