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City Union Bank Ltd.

BankBank - Private

www.cityunionbank.bank.in BSE: 532210NSE: CUB

₹237.00BSE0.98%

07 Sep, 4:01 PM

₹237.00

₹23.64K Cr

16.85

2.15

13.24%

₹248.75

₹234.20

₹248.75

₹147.23

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Price Performance

Peer Comparison

Name
HDFC BANK HDFCBANK	710.80	14.50	10,95,639.85	2.18	19,059.72	4.98%	79,362.78	2.44%	12.91
ICICI BANK ICICIBANK	1,428.00	19.64	10,24,934.99	0.84	14,804.50	15.95%	45,670.78	6.34%	17.11
KOTAK MAH.BK KOTAKBANK	422.30	28.29	4,20,089.51	0.15	4,122.96	25.64%	14,477.49	4.63%	12.21
AXIS BANK AXISBANK	1,267.30	15.31	3,94,541.57	0.08	7,113.92	22.52%	33,985.63	9.41%	10.93
IDBI BANK L IDBI	90.70	10.14	97,524.29	0.00	2,115.18	5.37%	7,541.44	7.41%	15.30
FEDERAL BANK FEDERALBNK	341.70	19.06	84,470.63	0.35	1,176.93	36.57%	7,238.31	8.25%	11.07
AUBANK AUBANK	1,058.40	27.81	79,441.19	0.09	795.95	37.03%	5,302.74	21.11%	14.17
City Union Bank Ltd. CUB	237.00	16.85	23,640.18	0.63	382.57	25.06%	1,984.99	23.65%	13.50

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Sep 2018	Dec 2018	Mar 2019	Jun 2019	Sep 2019	Dec 2019	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	926.49	966.62	984.55	1,029.24	1,036.82	1,060.87	1,041.68	1,049.36	1,060.95	1,048.03	976.35	997.43	1,022.19	1,035.24	1,049.92	1,099.44	1,181.19	1,205.64	1,228.07	1,266.17	1,304.05	1,326.24	1,374.12	1,388.64	1,433.95	1,478.74	1,532.72	1,605.33	1,653.13	1,755.68	1,855.62	1,984.99
Expenses	-307.84	231.07	229.71	228.78	260.04	261.21	263.71	241.52	259.79	260.39	288.90	260.23	275.91	280.35	263.77	295.31	284.91	282.72	292.23	299.76	333.88	344.77	369.98	363.81	380.63	380.14	410.57	418.24	455.08	484.36	496.75	483.15
	295.95	306.86	337.78	351.40	346.48	308.43	335.09	356.04	384.67	448.43	298.70	380.74	405.10	369.62	439.85	447.14	456.45	497.34	417.04	414.27	386.61	364.03	351.82	373.49	428.18	436.00	440.96	450.92	470.59	513.16	579.56	580.57
	31.94%	31.75%	34.31%	34.14%	33.42%	29.07%	32.17%	33.93%	36.26%	42.79%	30.59%	38.17%	39.63%	35.70%	41.89%	40.67%	38.64%	41.25%	33.96%	32.72%	29.65%	27.45%	25.60%	26.90%	29.86%	29.48%	28.77%	28.09%	28.47%	29.23%	31.23%	29.25%
Provisions and Contingencies	67.96	78.75	90.67	115.75	107.95	81.00	450.38	157.00	177.00	208.50	252.52	167.75	148.00	123.50	170.90	152.00	105.00	224.50	159.00	152.00	56.00	46.00	32.00	39.00	70.00	75.00	78.00	70.00	57.00	96.00	120.00	78.00
	118.55	119.83	146.89	163.29	194.97	142.37	179.31	160.59	169.32	219.77	159.08	193.37	202.75	160.00	202.95	217.54	173.47	224.33	195.02	191.48	182.07	192.88	175.23	192.13	226.32	228.39	251.22	243.88	259.13	245.35	290.48	243.59
Interest	528.46	548.53	563.95	612.36	625.28	633.60	622.18	612.40	585.82	558.98	547.83	549.83	543.93	545.27	549.25	574.53	613.29	649.91	713.81	743.62	765.62	810.31	827.54	843.47	851.46	890.99	932.40	980.04	986.59	1,003.51	1,069.78	1,164.85
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	227.99	228.11	247.11	235.65	238.53	227.43	-115.29	199.04	207.67	239.93	46.19	212.99	257.10	246.12	268.96	295.14	351.45	272.84	258.04	262.27	330.61	318.03	319.82	334.49	358.18	361.00	362.96	380.92	413.59	417.16	459.56	502.57
	26.32%	21.92%	29.14%	21.22%	18.87%	15.39%	17.35%	22.61%	24.08%	29.17%	-140.73%	18.78%	29.17%	20.32%	22.31%	23.72%	21.34%	20.16%	15.50%	13.35%	15.12%	20.44%	20.32%	20.93%	20.38%	20.78%	20.66%	19.69%	20.55%	20.38%	21.76%	23.88%
	167.99	178.11	175.11	185.65	193.53	192.43	-95.29	154.04	157.67	169.93	111.19	172.99	182.10	196.12	208.96	225.14	276.45	217.84	218.04	227.27	280.61	253.03	254.82	264.49	285.18	286.00	287.96	305.92	328.59	332.16	359.57	382.57
	2.30	2.43	2.38	2.53	2.63	2.62	-1.29	2.09	2.14	2.30	1.50	2.34	2.46	2.65	2.83	3.04	3.74	2.94	2.94	3.07	3.79	3.42	3.44	3.57	3.85	3.86	3.89	4.13	4.43	4.48	4.84	3.86

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	4,104.78	4,714.34	5,270.57	5,834.04	6,869.76
	759.08	810.36	741.66	898.06	1,038.83
	4,863.86	5,524.70	6,012.22	6,732.11	7,908.59
II. EXPENDITURE
Interest Expended	2,188.29	2,551.54	3,147.10	3,518.33	4,039.92
Operating Expenses	1,080.26	1,155.18	1,348.39	1,535.15	1,854.43
Provisions and Contingencies	610.15	640.50	286.00	262.00	343.00
	985.17	1,177.48	1,230.73	1,416.63	1,671.23
Taxes	225.00	240.00	215.00	293.00	345.00
	760.17	937.48	1,015.73	1,123.63	1,326.23
Extra items	0.00	0.00	0.00	0.00	0.00
Consolidated Net Profit	760.17	937.48	1,015.73	1,123.63	1,326.23
IV. APPROPRIATIONS	821.62	1,036.90	1,124.81	1,236.20	1,480.34
Equity Dividend %	100.00%	100.00%	150.00%	200.00%	200.00%
	10.28	12.66	13.71	15.16	17.85
Adjusted EPS	7.71	9.50	10.29	11.37	13.39

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	73.96	74.04	74.07	74.10	74.30
Total Reserves	6,511.75	7,383.17	8,327.36	9,392.52	10,490.56
Reserve excluding Revaluation Reserve	6,511.75	7,383.17	8,327.36	9,392.52	10,490.56
Revaluation Reserves	0.00		0.00
Deposits	47,689.67	52,397.86	55,656.64	63,525.95	78,307.95
	5,311.82	4,688.09	4,724.16	2,169.41	5,326.80
Other Liabilities & Provisions	1,943.72	2,051.40	2,043.64	2,461.23	2,824.78
Total Liabilities	61,530.91	66,594.56	70,825.87	77,623.21	97,024.40
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	2,965.10	3,302.36	4,615.40	3,874.57	6,267.33
Balances with banks and money at call	3,721.83	3,346.92	2,328.12	1,415.97	2,659.74
Investments	12,221.22	14,332.63	15,664.11	17,336.14	18,986.92
Investments in India	12,221.01	14,332.41	15,663.89	17,335.70	18,986.31
Investments outside India	0.22	0.22	0.22	0.44	0.61
Advances	40,358.47	43,053.35	45,525.72	52,081.25	65,875.17
Gross block	860.43	938.90	1,035.50	1,155.29	1,370.64
Less: Accumulated Depreciation	645.78	699.58	765.13	832.95	902.11
Net Block	214.65	239.33	270.37	322.34	468.53
Capital Work in Progress	0.00
Other Assets	2,049.64	2,319.99	2,422.14	2,592.94	2,766.70
Total Assets	61,530.91	66,594.56	70,825.87	77,623.21	97,024.40
Contingent Liabilities	9,295.73	10,263.66	7,847.00	10,292.14	15,906.94
Bills for collection	409.02	401.08	469.91	499.61	582.92
	89.05	100.72	113.43	127.76	142.18
Adjusted Book Value	89.05	100.72	113.43	95.82	106.64

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	760.17	937.48	1,015.73	1,123.63	1,326.23
Adjustments for Expenses & Provisions :	663.18	758.49	452.93	654.16	805.97
Adjustments for Liabilities & Assets:	-236.90	-779.17	-868.99	-445.93	-1,086.64
Refund/(payment) of direct taxes	-20.95	-192.68	-163.48	-203.56	-243.09
Cash Flow from operating activities	1,165.50	724.13	436.20	1,128.30	802.47
Cash Flow from investing activities	-62.84	-71.88	-106.41	-119.69	-207.85
Cash Flow from financing activities	-30.79	-689.90	-35.53	-2,661.59	3,041.91
Net increase/(decrease) in cash and cash equivalents	1,071.87	-37.66	294.25	-1,652.98	3,636.53
Opening Cash & Cash Equivalents	5,615.06	6,686.93	6,649.27	6,943.53	5,290.54
Closing Cash & Cash Equivalent	6,686.93	6,649.27	6,943.53	5,290.54	8,927.07

Ratios

Valuation

16.85

2.15

10.59

3.26

14.16

110.74

Profitability

13.24

13.50

1.52

29.32

19.31

Leverage & Liquidity

0.50

Returns

0.63

Banking Metrics

3.02

1.91

0.68

84.12

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	59.01	59.57	61.02	61.10	62.61	62.71	63.73	64.10	63.50
	40.99	40.43	38.98	38.90	37.39	37.29	36.27	35.90	36.50
	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00
No. of Shareholders	2,29,943	2,34,222	2,28,001	2,23,585	2,10,298	2,09,805	2,15,430	2,07,495	2,15,181

Corporate Actions

Showing: All

Date	Type	Details
2026-07-16	Board Meeting	Quarterly Results
2026-06-23	AGM	Inter-alia, considered and approved the following: 1. Date of ensuing Annual General Meeting : Friday, 14th August, 2026. 2. Raising further capital through QIP route to the tune of Rs.5aO crore (including premium) for inclusion in the Notice calling the ensuing Annual General Meeting of the Bank for approval by members as enabling resolution
2026-06-16	Board Meeting	A.G.M. & Inter- alia transact the following businesses: 1. Fix the date of the ensuin$ Annual General Meeting (*AGM'J and the agenda items to be included in the Notice calling the AGM. 2. Consider thereat, agenda items to raise capital through any one or more of the methods prescribed under Regulation 29(1)(d) of the SEBI Listing Regulations 20t5, as amended from time to time, subject to applicable laws, Rules and Regulations including the guidelines issued by SEBI and RBI. Such agenda, if approved by the Board, shall be included in the Notice calling the ensuing AGM seeking the approval of shareholders by passing an enabling resolution as done in the earlier years. The Bank has been getting such approvals from the shareholders since the FY 2009 and it is only in the FY 2014-15, the Bank exeicised the blanket approval obtained and raised capital through QIP to the tune of Rs.350 crore. 3. Fixation of Record date for Dividend.

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

BankBank - Private

City Union Bank Ltd. operates in the Bank sector under the Bank - Private industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

10 members across the board and senior leadership

G Mahalingam

Chairman

₹35.81 L

Mar '26

R Vijay Anandh

Managing Director & CEO

₹2.53 Cr

Mar '26

K Vaidyanathan