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Capital Small Finance Bank Ltd.

270.75+7.65 (+2.91%)

BSE · 30 Oct, 4:01 PM

: ₹1,231.67 Cr
: 7.63
: 5,757
: ₹274.75 - ₹260.00
: ₹328.40 - ₹207.00

Capital Small Finance Bank Ltd. (CAPITALSFB) share price closed at ₹270.75 on the BSE on Friday, October 30, 2026, up by 2.91% from its of ₹263.10. In that session CAPITALSFB reached a of 274.75 and of 260.00. The for the session was 268.02. The stands at 275.49 and is at 271.83. Looking at , the stock ended the session in Uptrend.

Stock Overview

₹272.00

₹263.10

₹268.02

₹275.49

Price 1.72% below

₹271.83

Price 0.40% below

Key Fundamentals

: 1,231.67 Cr₹1.23 Thousand Crore
: 35.48
: 7.63
: 0.81
: 334.78
: 240.76 Cr₹240.76 Crore
: 1.85 %
Sector
Industry: Bank - Private
: 10.15
: 0.34

Industry Comparison

Ratio	Company	Sector
	7.63	8.93
	0.34	0.78
	0.81	1.06
	—	—
	1.85 %	0.75 %
Operating Margin	20.36 %	24.57 %

Sector figures are the median of 40 listed Bank companies.

Peer Comparison

Name
HDFC BANK HDFCBANK	692.30	13.97	10,68,062.15	2.24	19,509.96	4.66%	83,426.60	8.78%	12.91
ICICI BANK ICICIBANK	1,394.00	18.31	10,01,065.05	0.86	14,843.03	20.10%	49,110.00	17.61%	17.11
KOTAK MAH.BK KOTAKBANK	461.00	29.01	4,58,597.33	0.14	4,211.97	29.47%	15,947.73	16.84%	12.21
AXIS BANK AXISBANK	1,214.70	13.67	3,78,267.15	0.08	7,003.28	37.60%	36,418.77	17.59%	10.93
IDBI BANK L IDBI	80.18	10.52	86,212.76	0.00	2,205.45	-39.20%	8,512.15	19.82%	15.30
FEDERAL BANK FEDERALBNK	342.65	17.42	84,737.53	0.35	1,386.09	45.10%	7,720.98	14.52%	11.07
INDUSIND BNK INDUSINDBK	840.00	22.78	65,448.16	0.18	1,176.06	364.41%	11,795.98	1.61%	5.03
Capital Small Finance Bank Ltd. CAPITALSFB	270.75	7.63	1,231.67	1.85	45.61	30.73%	300.82	17.30%	12.80

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
	218.48	223.59	234.97	231.46	247.08	256.46	271.92	273.14	288.18	300.82
Expenses	73.14	78.38	77.48	81.79	81.32	84.11	94.11	86.64	95.28	101.37
	42.55	48.24	47.80	46.84	51.35	50.67	51.67	59.82	64.35	64.92
	19.48%	21.58%	20.34%	20.24%	20.78%	19.76%	19.00%	21.90%	22.33%	21.58%
Provisions and Contingencies	2.38	3.91	2.16	1.85	8.84	4.30	5.78	5.79	9.35	3.03
	16.59	25.70	18.16	25.57	22.88	23.14	26.47	25.78	26.12	30.13
Interest	119.38	122.67	127.85	128.40	137.29	144.82	152.61	152.46	154.67	164.66
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	40.17	44.33	45.64	44.99	42.51	46.37	45.89	54.03	55.00	61.89
	25.27%	24.79%	25.39%	23.89%	24.70%	24.76%	25.02%	25.82%	24.91%	26.30%
	30.02	33.34	34.05	34.24	32.01	34.89	34.41	40.08	41.30	45.61
	6.67	7.40	7.52	7.57	7.07	7.70	7.58	8.82	9.08	10.03

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	578.22	676.01	794.33	908.50	1,048.60
	54.19	49.47	68.08	86.02	98.27
	632.40	725.48	862.41	994.52	1,146.87
II. EXPENDITURE
Interest Expended	322.94	354.02	449.18	498.30	587.18
Operating Expenses	196.25	222.75	258.33	310.79	346.18
Provisions and Contingencies	28.73	24.55	6.68	10.30	24.71
	84.49	124.16	148.22	175.13	188.80
Taxes	21.92	30.56	36.69	43.48	47.41
	62.57	93.60	111.53	131.65	141.39
Extra items			0.00	0.00	0.00
Consolidated Net Profit	62.57	93.60	111.53	131.65	141.39
IV. APPROPRIATIONS	188.86	260.62	344.71	437.55	535.78
Equity Dividend %	10.00%	12.00%	12.00%	40.00%	50.00%
	18.38	27.33	24.76	29.10	31.13
Adjusted EPS	18.38	27.33	24.76	29.10	31.13

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	34.04	34.25	45.04	45.25	45.42
Share Warrants & Outstandings			7.27	8.13	8.30
Total Reserves	481.74	576.36	1,145.11	1,286.76	1,407.31
Reserve excluding Revaluation Reserve	481.74	576.36	1,145.11	1,286.76	1,407.31
Revaluation Reserves	0.00
Deposits	6,046.36	6,560.62	7,477.74	8,322.60	10,017.65
	498.43	721.38	472.25	320.58	499.43
Other Liabilities & Provisions	93.35	98.16	147.87	124.20	165.84
Total Liabilities	7,153.92	7,990.77	9,295.28	10,107.51	12,143.94
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	364.00	462.65	568.98	649.84	412.67
Balances with banks and money at call	655.06	418.21	752.18	349.88	907.98
Investments	1,357.06	1,488.58	1,705.71	1,819.45	1,973.14
Investments in India	1,357.06	1,488.58	1,705.71	1,819.45	1,973.14
Investments outside India	0.00
Advances	4,634.80	5,428.69	6,074.69	7,090.39	8,572.41
Gross block	183.63	203.05	220.65	241.35	266.92
Less: Accumulated Depreciation	100.05	120.46	136.92	153.60	170.10
	83.59	82.59	83.73	87.75	96.82
Other Assets	59.42	110.05	109.99	110.20	180.91
Total Assets	7,153.92	7,990.77	9,295.28	10,107.51	12,143.94
	45.62	56.47	63.00	78.61	106.07
	151.50	178.27	264.23	294.39	319.85
Adjusted Book Value	151.50	178.27	264.23	294.39	319.85

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	84.49	124.16	148.21	175.13	188.80
Adjustments for Expenses & Provisions :	48.66	49.22	29.83	35.49	49.83
Adjustments for Liabilities & Assets:	-323.10	-64.13	-21.15	112.20	-578.54
Refund/(payment) of direct taxes	-20.79	-34.36	-41.00	-43.32	-45.18
Cash Flow from operating activities	-210.74	74.88	115.89	279.49	-385.09
Cash Flow from investing activities	-13.16	-201.99	-165.34	-56.45	-36.70
Cash Flow from financing activities	-119.70	221.52	222.58	-155.13	163.40
Net increase/(decrease) in cash and cash equivalents	-343.60	94.41	173.13	67.91	-258.39
Opening Cash & Cash Equivalents	741.13	397.53	491.94	665.07	732.98
Closing Cash & Cash Equivalent	397.53	491.94	665.07	732.98	474.59

Ratios

Valuation

7.63

0.81

5.48

1.09

35.48

334.78

Profitability

10.15

12.80

1.27

20.36

13.48

Leverage & Liquidity

0.34

Returns

1.85

Banking Metrics

3.89

2.54

1.24

85.57

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26	Sep '26
	18.85	18.84	18.77	18.77	18.77	18.75	17.96	18.01	18.29	18.29
	33.90	33.04	32.65	33.12	32.83	29.21	28.54	28.61	28.06	28.39
	47.25	48.12	48.57	48.11	48.41	52.04	53.51	53.39	53.65	53.32
	81.15	81.16	81.23	81.23	81.23	81.25	82.04	81.99	81.71	81.71
No. of Shareholders	82,280	76,543	73,880	70,112	68,325	67,317	65,504	63,242	63,826	61,987

Mutual Funds Invested(2)

Based on each fund's latest monthly portfolio · Sep 2026

A total of 2 active funds hold 1.52% in Capital Small Finance Bank Ltd., contributing to ₹20 Cr of holdings

Fund				As of
3O 360 ONE Flexicap Fund - Growth - Direct PlanFlexi Cap Fund	16.51	0.74	5,72,169	Sep '26
3O 360 ONE Balanced Hybrid Fund - Growth - Direct PlanHybrid - Balanced Hybrid Fund	3.51	0.53	1,21,461	Sep '26

Corporate Actions

Showing: All

Date	Type	Details
2026-10-14	Board Meeting	Employees Stock Option Plan & Quarterly Results
2026-10-01	Board Meeting	Employees Stock Option Plan
2026-07-13	Board Meeting	Quarterly Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

BankBank - Private

Capital Small Finance Bank Ltd. operates in the Bank sector under the Bank - Private industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

11 members across the board and senior leadership

Amit Sharma

Company Secretary & Compliance Officer

—

Navin Kumar Maini

Chairman

₹17.60 L

Mar '26

Sarvjit Singh Samra

Managing Director & Chief Executive Officer

₹1.85 Cr

Mar '26

Munish Jain

Whole Time Director

₹1.77 Cr

Mar '26

Balbir Singh

Nominee Director - SIDBI

₹60,000

Mar '26

Gurpreet Singh Chug