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Bank Of India

BankBank - Public

www.bankofindia.co.in / www.bankofindia.bank.in BSE: 532149NSE: BANKINDIA

₹136.10BSE1.16%

22 Oct, 4:01 PM

₹136.10

₹61.96K Cr

5.26

0.75

13.07%

₹137.70

₹133.90

₹178.45

₹126.75

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Price Performance

Peer Comparison

Name
STATE BANK SBIN	968.30	10.37	8,93,800.70	1.79	24,579.04	13.65%	1,36,240.49	8.50%	12.16
PUNJAB NATIO PNB	122.30	6.15	1,40,558.70	2.45	5,561.14	14.69%	35,267.24	8.47%	13.26
UNION BANK L UNIONBANK	182.00	6.32	1,38,931.62	2.75	5,570.40	30.11%	28,377.73	8.29%	14.57
BANKBARODA BANKBARODA	235.45	6.70	1,21,759.72	3.61	1,572.59	-53.08%	35,114.52	6.84%	11.20
INDIAN BANK INDIANB	851.00	8.67	1,14,626.63	2.14	3,446.86	13.36%	19,148.99	15.16%	16.28
CANARA BANK CANBK	120.45	5.36	1,09,255.99	3.49	5,182.03	6.50%	35,161.97	9.63%	14.46
Bank Of India BANKINDIA	136.10	5.26	61,961.81	3.42	3,138.46	77.92%	20,096.90	8.83%	10.97
BANK MAHA MAHABANK	78.48	8.01	60,363.32	2.80	2,020.54	26.83%	8,034.65	13.90%	16.53

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	17,045.63	17,465.81	18,317.30	18,478.96	18,466.61	18,521.48	19,051.83	19,573.37	20,096.90
Expenses	3,963.68	4,394.11	4,168.71	4,683.41	4,286.87	4,357.53	4,619.40	4,986.77	4,418.45
	3,727.01	4,200.63	3,763.18	4,917.52	4,069.92	3,852.48	4,255.57	5,081.53	5,137.99
	21.86%	24.05%	20.54%	26.61%	22.04%	20.80%	22.34%	25.96%	25.57%
Provisions and Contingencies	1,304.97	1,062.27	316.53	1,366.26	1,112.12	491.66	582.05	1,002.18	971.12
	1,338.02	2,531.75	1,780.38	3,454.59	2,729.81	2,218.39	2,327.38	3,279.50	2,615.38
Interest	10,692.96	11,402.82	12,165.79	12,332.62	12,320.83	12,529.86	12,504.24	12,784.57	13,155.84
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	2,422.04	3,138.36	3,446.65	3,551.26	2,439.00	3,360.82	3,673.52	4,079.35	4,166.87
	28.40%	23.57%	25.76%	25.45%	27.68%	24.85%	25.14%	25.24%	24.68%
	1,734.28	2,398.74	2,558.80	2,647.62	1,763.95	2,525.64	2,750.01	3,049.66	3,138.46
	4.15	5.32	5.79	5.71	4.02	5.66	6.18	6.78	7.25

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	38,280.91	47,931.69	61,073.34	71,307.71	75,613.28
	8,010.54	7,211.17	6,233.13	9,104.73	10,036.29
	46,291.46	55,142.86	67,306.47	80,412.44	85,649.56
II. EXPENDITURE
Interest Expended	24,083.43	27,440.64	37,756.78	46,594.18	50,139.49
Operating Expenses	12,170.10	14,373.54	15,306.20	17,209.91	18,250.55
Provisions and Contingencies	4,464.27	7,229.97	4,050.36	4,050.02	3,706.81
	5,573.65	6,098.71	10,193.13	12,558.33	13,552.70
Taxes	2,167.53	2,216.62	3,808.60	3,218.86	3,463.44
	3,406.12	3,882.09	6,384.53	9,339.47	10,089.26
Extra items				0.00	0.00
Minority Interest	5.27	-1.38	-2.11	-3.89	-2.95
Share of Associate	81.19	-42.75	182.04	212.70	219.99
Consolidated Net Profit	3,492.57	3,837.96	6,564.46	9,548.28	10,306.30
IV. APPROPRIATIONS	3,403.78	5,835.70	10,041.24	16,887.08	23,400.61
Equity Dividend %	20.00%	20.00%	28.00%	40.50%	46.50%
	8.51	9.35	14.42	20.97	22.64
Adjusted EPS	8.51	9.35	14.42	20.97	22.64

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	4,104.31	4,104.31	4,553.41	4,553.41	4,553.41
Total Reserves	52,417.55	56,328.64	66,027.85	76,172.35	85,405.14
Reserve excluding Revaluation Reserve	45,435.82	49,373.68	59,152.64	67,850.27	77,380.68
Revaluation Reserves	6,981.73	6,954.96	6,875.21	8,322.08	8,024.45
Deposits	6,29,980.75	6,72,194.12	7,40,611.44	8,19,805.98	9,30,973.41
	26,821.12	65,015.23	80,960.27	1,23,869.46	1,18,625.89
Other Liabilities & Provisions	29,678.12	28,236.95	31,966.58	31,862.25	39,815.43
Total Liabilities	7,43,131.33	8,26,035.75	9,24,280.35	10,56,425.01	11,79,551.59
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	40,530.32	44,381.55	38,893.95	52,125.83	47,660.42
Balances with banks and money at call	51,178.57	40,301.73	44,229.02	48,711.33	51,928.96
Investments	1,80,273.95	2,11,323.55	2,34,591.98	2,68,002.29	2,79,083.73
Investments in India	1,70,496.86	2,00,154.21	2,23,782.10	2,54,445.53	2,63,068.72
Investments outside India	9,777.09	11,169.34	10,809.88	13,556.76	16,015.01
Advances	4,23,001.14	4,88,687.70	5,66,643.78	6,53,518.22	7,64,651.47
Gross block	13,302.67	14,086.57	14,806.49	16,827.82	17,397.90
Less: Accumulated Depreciation	3,732.56	4,136.44	4,628.98	4,962.71	5,727.46
Net Block	9,570.11	9,950.13	10,177.51	11,865.11	11,670.44
Capital Work in Progress	286.01	110.43	150.02	181.83	206.66
Other Assets	38,291.24	31,280.66	29,594.10	22,020.39	24,349.92
Total Assets	7,43,131.33	8,26,035.75	9,24,280.35	10,56,425.01	11,79,551.59
Contingent Liabilities	4,23,318.90	3,79,117.89	4,47,717.73	6,43,767.09	6,65,425.69
Bills for collection	27,611.37	29,189.51	28,554.35	27,998.34	27,934.98
	120.72	130.32	139.93	159.03	179.97
Adjusted Book Value	120.72	130.32	139.93	159.03	179.97

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	5,660.10	6,054.58	10,373.06	12,767.13	13,769.74
Adjustments for Expenses & Provisions :	6,094.96	6,772.81	5,550.01	5,549.19	6,243.96
Adjustments for Liabilities & Assets:	-46,686.12	-20,228.47	-21,599.93	362.85	-14,953.74
Refund/(payment) of direct taxes	-555.85	356.04	1,239.92	-144.73	-307.10
Cash Flow from operating activities	-35,486.91	-7,045.04	-4,436.94	18,534.45	4,752.86
Cash Flow from investing activities	-643.95	-521.34	-991.05	-854.48	-328.56
Cash Flow from financing activities	1,146.13	540.77	3,867.67	34.24	-5,672.09
Net increase/(decrease) in cash and cash equivalents	-34,984.73	-7,025.61	-1,560.32	17,714.21	-1,247.79
Opening Cash & Cash Equivalents	1,26,693.63	91,708.89	84,683.28	83,122.96	1,00,837.17
Closing Cash & Cash Equivalent	91,708.89	84,683.28	83,122.96	1,00,837.17	99,589.38

Ratios

Valuation

5.26

0.75

7.25

0.80

25.87

182.23

Profitability

13.07

10.97

0.90

22.83

13.34

Leverage & Liquidity

1.45

Returns

3.42

Banking Metrics

2.23

82.13

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26	Sep '26
	73.38	73.38	73.38	73.38	73.38	73.38	73.38	73.38	73.38	73.38
	19.07	19.47	19.33	19.79	19.50	19.87	21.00	21.22	20.83	20.97
	7.55	7.14	7.29	6.83	7.12	6.75	5.62	5.39	5.78	5.65
	26.62	26.62	26.62	26.62	26.62	26.62	26.62	26.62	26.62	26.62
No. of Shareholders	7,05,599	6,92,229	7,13,027	7,26,167	7,15,785	6,95,996	6,38,639	6,26,189	5,95,832	5,87,317

Mutual Funds Invested(154)

Based on each fund's latest monthly portfolio · Sep 2026

A total of 62 active funds hold 3.17% in Bank Of India, contributing to ₹1.88K Cr of holdings

Fund				As of
DS DSP Midcap Fund - Growth - Direct PlanMid Cap Fund	252.46	1.30	1,93,84,361	Sep '26
NI Nippon India Growth Mid Cap Fund - Growth Option - Direct PlanMid Cap Fund	188.85	0.38	1,45,00,000	Sep '26
NI Nippon India ETF Nifty PSU Bank BeESIndex	180.73	4.60	1,38,76,507	Sep '26
AB Aditya Birla Sun Life PSU Equity Fund - Growth - Direct PlanEquity - Thematic Fund - Other	174.49	3.02	1,33,97,283	Sep '26
SB SBI Banking & Financial Services Fund - Growth - Direct PlanBanks & Financial Services	144.11	1.38	1,10,65,303	Sep '26
KO Kotak Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	142.56	0.19	1,09,46,000	Sep '26
KO Kotak Nifty PSU Bank ETFIndex	114.52	4.60	87,92,711	Sep '26
SB SBI Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	103.89	0.22	79,76,800	Sep '26
ID Bandhan Large & Mid Cap Fund - Growth - Direct PlanLarge & Mid Cap	80.53	0.39	61,83,411	Sep '26
IN Invesco India Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	79.44	0.26	60,99,600	Sep '26

Corporate Actions

Showing: All

Date	Type	Details
2026-10-16	Board Meeting	Quarterly Results
2026-08-10	Board Meeting	Raising of Capital through Establishment of Medium Term Note (MTN) Programme
2026-07-20	Board Meeting	Quarterly Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

BankBank - Public

Bank Of India operates in the Bank sector under the Bank - Public industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

12 members across the board and senior leadership

MR Kumar

Chairman

₹42.45 L

Mar '26

PR Rajagopal

Executive Director

₹68.16 L

Mar '26

Ashok Narain

Nominee Director - RBI

₹36.05 L

Mar '26

Prabodh Parikh

Shareholders Director

₹26.00 L

Mar '26

Jamuna Ravi

Shareholders Director

₹48.00 L

Mar '26

Rajneesh Karnatak

Managing Director & Chief Executive Officer

₹62.95 L

Mar '26

Manoj Muttathil Ayyappan

Government Nominee Director

—

Subrat Kumar

Executive Director

₹76.94 L

Mar '26

Rajiv Mishra

Executive Director

₹72.54 L

Mar '26

Pramod Kumar Dwibedi

Executive Director

₹16.36 L

Mar '26

Usha Ramsinghani

Company Secretary

—

Raj Kumar Sharma

Independent Director

—

BANKINDIA Latest News

News

6 of 6 articles

EQUITY5 Oct 2026 · 12:50

Bank of India zooms on reporting 22% growth in global deposits during Q2FY27

Its global gross advances were up by 20.43% to Rs 8,54,045 crore (Provisional) in Q2FY27

COMPANY5 Oct 2026 · 12:17

Bank of India reports 22% growth in global deposits during Q2FY27

Its global gross advances were up by 20.43% to Rs 8,54,045 crore (Provisional) in Q2FY27

EQUITY20 Jul 2026 · 15:21

Bank of India submits board meeting intimation

EQUITY22 May 2026 · 14:23

Bank of India submits notice of 30th AGM

EQUITY15 May 2026 · 17:26

Bank of India informs about transcript of conference call

EQUITY8 May 2026 · 17:40

Bank Of India reports Profit after tax of Rs 30157.90 Mln, in the March 2026 quarter

BANKINDIA

₹136.10

-1.16%