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Bank Of Baroda

BankBank - Public

www.bankofbaroda.in BSE: 532134NSE: BANKBARODA

₹235.45BSE0.76%

22 Oct, 4:01 PM

₹235.45

₹1.22L Cr

6.70

0.72

12.47%

₹237.25

₹233.95

₹325.55

₹223.90

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Price Performance

Peer Comparison

Name
STATE BANK SBIN	968.30	10.37	8,93,800.70	1.79	24,579.04	13.65%	1,36,240.49	8.50%	12.16
PUNJAB NATIO PNB	122.30	6.15	1,40,558.70	2.45	5,561.14	14.69%	35,267.24	8.47%	13.26
UNION BANK L UNIONBANK	182.00	6.32	1,38,931.62	2.75	5,570.40	30.11%	28,377.73	8.29%	14.57
Bank Of Baroda BANKBARODA	235.45	6.70	1,21,759.72	3.61	1,572.59	-53.08%	35,114.52	6.84%	11.20
INDIAN BANK INDIANB	851.00	8.67	1,14,626.63	2.14	3,446.86	13.36%	19,148.99	15.16%	16.28
CANARA BANK CANBK	120.45	5.36	1,09,255.99	3.49	5,182.03	6.50%	35,161.97	9.63%	14.46
BNK OF INDIA BANKINDIA	136.10	5.26	61,961.81	3.42	3,138.46	77.92%	20,096.90	8.83%	10.97
BANK MAHA MAHABANK	78.48	8.01	60,363.32	2.80	2,020.54	26.83%	8,034.65	13.90%	16.53

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	31,143.13	31,902.05	32,938.98	32,819.93	32,866.31	33,318.24	33,599.84	34,513.73	35,114.52
Expenses	8,437.15	8,982.42	9,157.55	10,143.63	9,511.99	9,749.97	9,761.54	9,693.94	9,431.64
	8,781.31	11,206.55	8,431.72	9,478.89	8,585.63	8,492.78	9,651.64	9,518.02	10,583.94
	28.20%	35.13%	25.60%	28.88%	26.12%	25.49%	28.73%	27.58%	30.14%
Provisions and Contingencies	2,441.78	3,772.80	1,496.89	2,568.03	3,415.97	1,797.81	2,628.11	3,461.49	2,698.17
	4,657.81	7,552.93	4,793.51	7,075.80	5,537.85	5,115.86	6,399.16	5,474.45	11,882.42
Interest	18,582.48	19,266.01	20,143.22	20,273.21	20,306.54	20,191.35	20,585.82	20,776.22	21,301.13
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	6,339.53	7,433.75	6,934.83	6,910.86	5,169.66	6,694.97	7,023.53	6,056.53	2,205.54
	27.75%	26.62%	26.22%	23.21%	35.16%	24.27%	23.02%	6.75%	28.70%
	4,580.49	5,455.04	5,116.82	5,307.00	3,351.88	5,070.30	5,407.02	5,647.96	1,572.59
	9.13	10.34	10.07	10.47	6.70	9.91	10.51	11.20	3.44

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	73,385.46	94,502.62	1,18,379.22	1,27,944.77	1,34,298.12
	14,394.73	16,275.36	23,399.49	24,939.37	22,527.32
	87,780.19	1,10,777.98	1,41,778.70	1,52,884.14	1,56,825.44
II. EXPENDITURE
Interest Expended	38,815.47	49,942.17	69,899.08	78,264.92	81,859.93
Operating Expenses	24,838.79	30,644.46	34,336.81	36,720.75	38,717.44
Provisions and Contingencies	14,117.62	9,626.80	11,743.46	10,279.50	11,303.38
	10,008.30	20,564.55	25,799.35	27,618.96	24,944.69
Taxes	2,308.07	5,876.67	7,389.71	7,159.61	5,467.53
	7,700.23	14,687.88	18,409.64	20,459.35	19,477.16
Extra items				0.00	0.00
Minority Interest	-83.29	-100.01	-101.49	-148.93	-223.84
Share of Associate	232.75	317.34	459.23	405.91	593.10
Consolidated Net Profit	7,849.69	14,905.20	18,767.38	20,716.33	19,846.43
IV. APPROPRIATIONS	-1,801.12	16,691.99	20,853.66	23,233.00	23,007.41
Equity Dividend %	142.50%	275.00%	380.00%	417.50%	425.00%
	15.18	28.82	36.29	40.06	38.38
Adjusted EPS	15.18	28.82	36.29	40.06	38.38

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	1,035.53	1,035.53	1,035.53	1,035.53	1,035.53
Total Reserves	90,832.55	1,04,019.18	1,18,676.71	1,45,467.18	1,64,832.55
Reserve excluding Revaluation Reserve	90,832.55	1,04,019.18	1,18,676.71	1,45,467.18	1,64,832.55
Deposits	10,75,804.44	12,34,682.00	13,59,980.40	14,96,695.96	16,75,895.11
	1,09,526.11	1,07,910.16	1,01,959.10	1,35,812.77	1,70,296.59
Other Liabilities & Provisions	62,180.68	77,237.51	72,109.73	81,515.08	87,943.96
Total Liabilities	13,40,137.09	15,25,878.97	16,54,779.38	18,61,774.08	21,01,501.86
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	72,774.94	56,696.21	56,720.32	58,190.84	64,685.97
Balances with banks and money at call	57,453.66	45,677.18	43,569.53	74,286.89	96,137.15
Investments	3,47,587.10	3,97,487.23	4,07,136.32	4,27,379.68	4,35,777.60
Investments in India	3,21,609.62	3,72,508.76	3,83,106.04	4,01,707.15	4,08,246.60
Investments outside India	25,977.48	24,978.47	24,030.29	25,672.53	27,531.01
Advances	7,97,280.94	9,63,651.83	10,88,983.40	12,37,240.40	14,40,458.29
Gross block	23,812.23	24,452.42	25,067.57	30,001.03	30,924.35
Less: Accumulated Depreciation	13,755.53	15,576.38	17,031.76	17,522.40	18,876.29
Net Block	10,056.70	8,876.04	8,035.81	12,478.63	12,048.06
Capital Work in Progress	131.36	80.76	112.53	155.10	148.99
Other Assets	54,852.39	53,409.72	50,221.47	52,042.53	52,245.79
Total Assets	13,40,137.09	15,25,878.97	16,54,779.38	18,61,774.08	21,01,501.86
Contingent Liabilities	4,05,792.13	5,81,568.05	5,78,782.82	7,86,466.11	7,96,249.19
Bills for collection	64,912.51	67,927.63	61,980.19	62,537.99	66,819.38
	177.65	203.14	231.49	283.29	320.74
Adjusted Book Value	177.65	203.14	231.49	283.29	320.74

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	10,157.76	20,781.87	26,157.09	27,875.95	25,313.96
Adjustments for Expenses & Provisions :	17,503.17	13,579.53	15,340.82	14,832.65	16,717.46
Adjustments for Liabilities & Assets:	-20,442.70	-50,097.09	-39,468.39	1,811.45	-3,759.45
Refund/(payment) of direct taxes	-1,007.88	-5,617.96	-8,303.48	-9,628.47	-4,845.85
Cash Flow from operating activities	6,210.35	-21,353.65	-6,273.96	34,891.58	33,426.12
Cash Flow from investing activities	-3,645.07	-1,096.26	-1,285.30	-6,493.92	-3,275.12
Cash Flow from financing activities	-997.81	-5,405.30	5,475.72	3,790.22	-1,805.61
Net increase/(decrease) in cash and cash equivalents	1,567.47	-27,855.21	-2,083.54	32,187.88	28,345.39
Opening Cash & Cash Equivalents	1,28,661.13	1,30,228.60	1,02,373.39	1,00,289.85	1,32,477.73
Closing Cash & Cash Equivalent	1,30,228.60	1,02,373.39	1,00,289.85	1,32,477.73	1,60,823.12

Ratios

Valuation

6.70

0.72

5.94

0.89

35.12

325.83

Profitability

12.47

11.20

0.98

26.99

14.50

Leverage & Liquidity

1.03

Returns

3.61

Banking Metrics

2.57

85.95

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26	Sep '26
	63.97	63.97	63.97	63.97	63.97	63.97	63.97	63.97	63.97	63.97
	27.48	26.47	27.03	27.21	27.14	27.72	28.65	28.70	28.56	28.22
	8.55	9.56	9.00	8.83	8.89	8.31	7.37	7.33	7.46	7.82
	36.03	36.03	36.03	36.03	36.03	36.03	36.03	36.03	36.03	36.03
No. of Shareholders	14,11,266	17,11,548	16,93,917	16,89,797	16,31,562	15,65,743	14,77,398	14,59,934	14,60,575	14,80,357

Mutual Funds Invested(270)

Based on each fund's latest monthly portfolio · Sep 2026

A total of 135 active funds hold 6.80% in Bank Of Baroda, contributing to ₹8.11K Cr of holdings

Fund				As of
HD HDFC Small Cap Fund - Growth - Direct PlanSmall cap Fund	1,079.64	2.65	4,68,28,792	Sep '26
KO Kotak Multi Cap Fund - Growth - Direct PlanMulti Cap Fund	695.11	2.29	3,01,50,000	Sep '26
HD HDFC Balanced Advantage Fund - Growth - Direct PlanHybrid - Balanced Advantage	691.65	0.67	3,00,00,000	Sep '26
KO Kotak Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	517.98	0.69	2,24,66,925	Sep '26
SB SBI Balanced Advantage Fund - Growth - Direct PlanHybrid - Balanced Advantage	499.07	1.23	2,16,46,950	Sep '26
NI Nippon India ETF Nifty PSU Bank BeESIndex	490.30	12.47	2,12,66,321	Sep '26
SB SBI Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	361.79	0.78	1,56,92,625	Sep '26
SB SBI PSU Fund - Growth - Direct PlanEquity - Thematic Fund - Other	330.84	5.21	1,43,50,000	Sep '26
KO Kotak Nifty PSU Bank ETFIndex	310.67	12.47	1,34,75,191	Sep '26
SB SBI Banking & Financial Services Fund - Growth - Direct PlanBanks & Financial Services	308.45	2.96	1,33,78,955	Sep '26

Corporate Actions

Showing: All

Date	Type	Details
2026-10-21	Board Meeting	Quarterly Results
2026-07-07	Board Meeting	Quarterly Results
2026-06-01	AGM

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

BankBank - Public

Bank Of Baroda operates in the Bank sector under the Bank - Public industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

12 members across the board and senior leadership

Debadatta Chand

Chairman & Managing Director

₹78.23 L

Mar '26

Lalit Tyagi

Executive Director

₹85.54 L

Mar '26

Sanjay Vinayak Mudaliyar

Executive Director

₹75.94 L

Mar '26

Sanjay Mudaliar

Executive Director

₹50.75 L

Mar '25

Lal Singh

Executive Director

₹84.55 L

Mar '26

Beena Vaheed

Executive Director

₹69.14 L

Mar '26

Ashish Madhaorao More

Government Nominee Director

—

Manoranjan Mishra

Nominee Director - RBI

₹34.00 L

Mar '26

Nina Nagpal

Shareholders Director

₹35.05 L

Mar '26

Ravindran Menon

Shareholders Director

₹29.40 L

Mar '26

Vijay Dube

Shareholders Director

₹28.90 L

Mar '26

S Balakumar

Company Secretary

—

BANKBARODA Latest News

News

10 of 10 articles

EQUITY5 Oct 2026 · 16:01

Bank of Baroda informs about updates

EQUITY5 Oct 2026 · 10:50

Bank of Baroda surges on reporting 17% rise in global business during Q2FY27

Domestic deposits stood at Rs 14,88,390 crore as of September 30, 2026, posting a 17.01% rise in Y-o-Y terms against Rs 12,71,992 crore as of September 30, 2025

COMPANY5 Oct 2026 · 10:40

Bank of Baroda reports 17% rise in global business during Q2FY27

Domestic deposits stood at Rs 14,88,390 crore as of September 30, 2026, posting a 17.01% rise in Y-o-Y terms against Rs 12,71,992 crore as of September 30, 2025

EQUITY25 Sept 2026 · 17:25

Bank of Baroda informs about closure of trading window

COMPANY22 Sept 2026 · 17:17

Bank of Baroda launches bob PAL

The launch of bob PAL strengthens Bank of Baroda’s retail lending portfolio by offering customers a convenient way to unlock liquidity from their financial assets

COMPANY22 Sept 2026 · 11:59

Bank of Baroda incorporates subsidiary

The bank has incorporated a subsidiary named ‘BOB Pension Fund Management Company’

EQUITY10 Sept 2026 · 14:01

Bank of Baroda gains on the BSE

The Bank is planning to sell up to 35% stake in NSE through OFS

COMPANY9 Sept 2026 · 15:28

Bank of Baroda plans to sell up to 35% stake in NSE through OFS

The OFS is subject to all regulatory approvals

COMPANY14 Aug 2026 · 12:41

Bank of Baroda concludes issuance of bonds aggregating $700 million

These bonds shall be listed on Singapore Stock Exchange, India INX and NSE -IX Exchange Gift city