Search & Analyze

Bajaj Finserv Ltd.

FinanceFinance - Investment

www.bajajfinserv.in BSE: 532978NSE: BAJAJFINSV

₹1,940.00BSE1.40%

07 Sep, 4:01 PM

₹1,940.00

₹3.11L Cr

30.64

3.73

26.47%

₹1,974.10

₹1,940.00

₹2,194.65

₹1,598.15

Customise metrics bar

Price Performance

Peer Comparison

Name
Bajaj Finserv Ltd. BAJAJFINSV	1,940.00	30.64	3,10,799.90	0.08	6,296.67	18.15%	42,036.90	19.13%	11.88
AIIL AIIL	516.05	20.83	43,824.28	0.00	1,108.22	17.52%	1,469.54	20.94%	13.85
CHOLAHLDNG CHOLAHLDNG	1,520.00	10.70	28,542.17	0.09	1,788.99	42.04%	11,113.57	19.55%	10.52
TVSHLTD TVSHLTD	13,755.15	14.12	27,829.56	0.63	1,173.58	73.77%	17,076.18	34.01%	19.39
CGCL CGCL	275.45	23.50	26,502.53	0.07	353.38	102.04%	1,576.48	57.49%	11.68
JM FINANCIAL JMFINANCIL	131.85	11.98	12,617.52	2.50	368.57	-19.66%	1,200.53	8.03%	11.91
JSWHL JSWHL	11,350.85	91.71	12,599.02	0.00	24.54	-27.43%	34.58	14.99%	0.58
TSFINV TSFINV	403.60	18.41	8,964.11	2.76	124.95	-21.11%	305.58	70.91%	3.47

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	31,479.93	33,703.74	32,041.81	36,432.96	35,287.76	37,402.93	39,708.06	38,493.79	42,036.90
Expenses	19,655.12	21,420.27	19,668.63	23,705.46	20,972.57	23,352.48	25,841.71	23,983.07	24,896.29
	11,824.81	12,283.47	12,373.18	12,727.50	14,315.19	14,050.45	13,866.35	14,510.72	17,140.61
	37.56%	36.45%	38.62%	34.93%	40.57%	37.57%	34.92%	37.70%	40.78%
	0.21	0.00	0.00	1.07	12.26	0.00	-379.49	14.35	0.00
Interest	5,592.01	6,045.63	6,276.27	6,395.79	6,807.10	6,901.33	7,232.45	7,290.90	7,833.85
	267.01	275.32	288.50	339.49	317.33	327.19	329.83	317.01	379.68
	5,968.41	5,965.97	5,811.51	6,002.32	7,203.64	6,825.13	5,926.28	6,928.10	8,932.19
	29.47%	29.93%	24.08%	20.76%	26.02%	30.46%	26.30%	24.56%	29.51%
	2,137.70	2,086.97	2,231.00	2,416.64	2,789.05	2,244.10	2,229.15	2,538.67	3,132.35
	13.40	13.08	13.98	15.14	17.46	14.05	13.96	15.88	19.59

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	68,406.08	82,071.24	1,10,381.91	1,32,943.25	1,50,503.77
Operating Income (Net)	68,406.08	82,071.24	1,10,381.91	1,32,943.25	1,50,503.77
EXPENDITURE :
Employee Cost	6,559.58	8,767.15	10,360.95	12,069.62	14,122.17
Operating & Establishment Expenses	32,715.72	36,083.14	51,007.52	60,423.31	65,832.48
Administrations & Other Expenses	2,318.21	3,466.60	2,435.91	2,916.96	2,858.83
Provisions and Contingencies	5,382.34	3,887.12	5,721.26	8,959.26	11,448.86
	46,975.85	52,204.01	69,525.64	84,369.15	94,262.34
Operating Profit (Excl OI)	21,430.23	29,867.23	40,856.27	48,574.10	56,241.43
	32.90	0.77	17.33	913.76	837.05
	21,463.13	29,868.00	40,873.60	49,487.86	57,078.48
Interest	9,629.46	12,380.26	18,606.53	24,587.32	28,540.94
	562.73	677.80	900.13	1,170.32	1,291.36
Profit Before Taxation & Exceptional Items	11,270.94	16,809.94	21,366.94	23,730.22	27,246.18
Exceptional Income / Expenses					-379.49
	11,270.58	16,811.13	21,375.03	23,748.21	26,883.15
Provision for Tax	2,957.05	4,601.59	5,779.67	6,190.57	7,213.68
	8,313.53	12,209.54	15,595.36	17,557.64	19,669.47
Extra items	0.00	0.00	0.00	0.00	0.00
Minority Interest	-3,756.76	-5,792.26	-7,447.57	-8,685.33	-9,868.50
Consolidated Net Profit	4,556.77	6,417.28	8,147.79	8,872.31	9,800.97
Profit Balance B/F	21,225.70	24,949.79	30,078.41	36,205.27	45,570.27
Appropriations	25,782.47	31,367.07	38,226.20	45,077.58	55,371.24
Equity Dividend %	80.00%	80.00%	100.00%	100.00%	150.00%
	286.34	40.29	51.11	55.59	61.31
Adjusted EPS	28.63	40.29	51.11	55.59	61.31

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
	79.57	159.26	159.41	159.60	159.87
Share Warrants & Outstandings	377.13	470.89	613.07	817.41	873.60
Total Reserves	39,790.10	45,777.19	59,556.16	71,418.30	76,881.06
Reserve excluding Revaluation Reserve	39,790.10	45,777.19	59,556.16	71,418.30	76,881.06
	40,246.80	46,407.34	60,328.64	72,395.31	77,914.53
Minority Interest	26,073.12	31,190.74	43,447.21	56,038.92	63,050.75
Secured Loans	54,301.45	62,039.05	79,149.28	1,11,385.07	1,43,486.81
Unsecured Loans	31,111.71	39,583.38	49,864.26	53,790.44	51,736.37
Deferred Tax Assets / Liabilities	-645.42	-915.52	-513.68	-489.03	-2,048.28
Other Long Term Liabilities	144.75	165.39	151.11	167.20	183.08
Long Term Provisions	167.52	262.34	823.01	969.26	1,351.97
Total Non-Current Liabilities	85,080.01	1,01,134.64	1,29,473.98	1,65,822.94	1,94,709.95
Trade Payables	4,008.94	5,205.28	6,277.42	7,964.85	9,052.12
Other Current Liabilities	1,01,879.21	1,10,262.74	1,38,651.42	1,59,465.45	1,78,399.61
Short Term Borrowings	75,101.24	1,09,818.85	1,58,585.29	1,89,174.33	2,33,024.35
Short Term Provisions	378.47	466.04	137.50	168.27	295.15
Total Current Liabilities	1,81,367.86	2,25,752.91	3,03,651.63	3,56,772.90	4,20,771.23
Total Liabilities	3,32,767.79	4,04,485.63	5,36,901.46	6,51,030.07	7,56,446.46
Loans (Non - Current Assets)	1,91,853.14	2,42,749.57	3,26,742.16	4,08,490.77	5,00,015.97
Gross Block	5,777.51	7,006.03	8,798.69	10,197.25	11,541.41
Less: Accumulated Depreciation	2,227.52	2,704.87	3,373.48	3,929.18	4,840.74
Net Block	3,549.99	4,301.16	5,425.21	6,268.07	6,700.67
Capital Work in Progress	53.64	61.84	82.12	122.95	250.31
Non Current Investments	1,11,619.80	1,25,306.81	1,60,831.14	1,75,582.92	1,84,728.82
Long Term Investment	1,11,619.80	1,25,306.81	1,60,831.14	1,75,582.92	1,84,728.82
Long Term Loans & Advances	524.80	699.70	762.87	1,715.10	1,587.44
Total Non-Current Assets	3,07,696.13	3,73,283.36	4,94,011.59	5,92,399.95	6,93,382.61
Currents Investments	7,602.28	10,868.92	9,295.70	14,546.86	9,684.72
Sundry Debtors	3,004.81	3,458.64	5,973.86	8,319.35	9,332.08
Cash and Bank	4,403.03	5,377.22	12,386.66	15,736.80	17,618.04
Other Current Assets	9,638.27	10,529.88	14,192.55	19,035.04	24,724.68
Short Term Loans and Advances	423.27	967.61	1,041.10	992.07	1,704.33
Total Current Assets	25,071.66	31,202.27	42,889.87	58,630.12	63,063.85
Net Current Assets (Including Current Investments)	-1,56,296.20	-1,94,550.64	-2,60,761.76	-2,98,142.78	-3,57,707.38
Total Assets	3,32,767.79	4,04,485.63	5,36,901.46	6,51,030.07	7,56,446.46
Contingent Liabilities	3,039.21	3,269.27	3,322.14	5,011.96	5,504.94
Total Debt	1,60,514.40	2,11,441.28	2,87,598.83	3,54,349.84	4,28,247.53
	2,505.32	288.44	374.60	448.48	481.90
Adjusted Book Value	250.53	288.44	374.60	448.48	481.90

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	11,270.58	16,811.13	21,375.03	23,748.21	26,883.15
Adjustment	951.71	-2,218.32	-3,138.85	565.78	7,678.32
Changes In working Capital	-42,716.78	-49,445.78	-77,763.26	-79,422.78	-82,470.75
Cash Flow after changes in Working Capital	-30,494.49	-34,852.97	-59,527.08	-55,108.79	-47,909.28
Cash Flow from Operating Activities	-33,669.99	-39,479.54	-65,502.04	-61,750.42	-55,301.41
Cash Flow from Investing Activities	1,445.43	-13,945.21	-14,131.71	-7,986.54	-12,634.87
Cash Flow from Financing Activitie	32,325.76	51,016.06	82,708.61	69,828.48	66,610.32
Net Cash Inflow / Outflow	101.20	-2,408.69	3,074.86	91.52	-1,325.96
Opening Cash & Cash Equivalents	7,811.88	7,913.08	5,504.37	8,524.68	8,616.20
Closing Cash & Cash Equivalent	7,913.08	5,504.39	8,579.23	8,616.20	7,290.24

Ratios

Valuation

30.64

3.73

12.11

3.46

63.32

520.16

Profitability

26.47

11.88

2.80

37.37

13.07

Leverage & Liquidity

5.56

0.15

1.94

Returns

0.08

0.21

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	60.64	60.64	60.64	60.64	58.81	58.81	58.81	58.71	58.71
	15.99	16.37	16.32	16.53	18.50	18.60	18.80	19.00	19.01
	23.37	22.99	23.04	22.83	22.70	22.59	22.39	22.29	22.28
	39.36	39.36	39.36	39.36	41.19	41.19	41.19	41.29	41.29
No. of Shareholders	7,08,432	8,07,360	7,77,680	7,08,845	6,83,279	6,39,624	6,17,071	6,01,457	5,97,797

Corporate Actions

Showing: All

Date	Type	Details	Ex-Date	Record Date
2026-07-08	Board Meeting	Quarterly Results
2026-04-30	AGM
2026-04-30	Ex Dividend	Rs.1.5000 per share(150%)Final Dividend	2026-06-30	2026-06-30

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)
2026-04-30	Bajaj Holdings & Investment Ltd	Block Deal	Buy	2,090,050
2026-04-30	Bajaj Auto Holdings Ltd	Block Deal	Sell	2,090,050

Sector Overview

FinanceFinance - Investment

Bajaj Finserv Ltd. operates in the Finance sector under the Finance - Investment industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

9 members across the board and senior leadership

Uma Shende

Company Secretary & Compliance Officer

—

Sanjiv Bajaj

Chairman & Managing Director

₹48.59 Cr

Mar '26

Naushad Forbes