CLOSED
NIFTY 5022,453.30+0.98%SENSEX74,235.62+1.24%BANK NIFTY48,892.15+1.45%NIFTY IT35,124.80-0.52%NIFTY MIDCAP52,487.25+0.87%NIFTY 5022,453.30+0.98%SENSEX74,235.62+1.24%BANK NIFTY48,892.15+1.45%NIFTY IT35,124.80-0.52%NIFTY MIDCAP52,487.25+0.87%
Home/Business/Personal Finance

Personal Finance

Stay updated with the latest personal finance news, analysis, and trends

Illustration: A person walks a path, leaving debt symbols behind and approaching savings symbols, representing financial progress and control.

Save Money & Clear EMIs: 3 Simple Steps

Struggling with EMIs? Finance coach Aruna Keerthy shares a 3-step strategy to save money and reduce debt in India. Learn to create financial breathing room and halt new debt.

By ThePip Desk•
An abstract graphic showing an upward trend line, the SBI logo, and the numbers '₹200 Trillion' and '2030' against a backdrop of India's economic growth.

SBI Aims for ₹200 Trillion Business by 2030

State Bank of India eyes ₹200 trillion in total business by 2030, driven by India’s projected 7-8% economic growth and SBI’s 11-12% balance sheet expansion.

By ThePip Desk•
A smiling senior citizen holds a bank passbook, with a digital display showing '8.50% FD Rates' and growing stacks of coins nearby.

Senior Citizen FD Rates Hit 8.50% at Small Finance Banks

Senior citizens can earn up to 8.50% on Fixed Deposits at select Small Finance Banks in August 2026. Discover top rates for your retirement savings.

By ThePip Desk•
A laptop screen displays the SPARSH portal dashboard with pension details, PPO, and life certificate status, with a subtle veteran silhouette.

SPARSH Portal: Check Defence Pension Details Easily

Effortlessly manage your defence pension with the SPARSH portal. Check payments, PPO, life certificates, and more. Your easy guide to pension administration.

By ThePip Desk•
An illustration showing a steady stream of coins flowing from a growing nest egg, with a subtle map of India in the background.

Retirement Planning India: The 3-4% Withdrawal Rule Explained

Discover the optimal 3-4% withdrawal rate for Indian retirees. Learn why a conservative approach is crucial for sustainable retirement planning in India.

By ThePip Desk•
Three HSBC credit cards, Visa Platinum, Live+, and TravelOne, fanned out on a clean surface, each with a small icon representing its primary benefit.

HSBC Credit Cards: Find Your Perfect Match

Discover the best HSBC credit card for your spending. Compare Visa Platinum, Live+, and TravelOne for fees, cashback, and travel rewards.

By ThePip Desk•
A stylized, glowing white unicorn stands on a digital blueprint, surrounded by seven abstract strategic icons, symbolizing growth and unique ventures.

Peter Thiel’s 7 Rules for Unicorns & Enduring Ventures

Discover Peter Thiel’s 7 timeless principles for spotting successful, unique businesses and building ventures that endure. Learn his investment philosophy from ‘Zero to One’.

By Business Desk•
An illustration depicting a house with upward growth arrows on one side, contrasting with a generic apartment building, symbolizing the buy vs. rent decision.

Buy vs. Rent: Top Developer’s Advice for Indian Homebuyers

Real estate veteran Niranjan Hiranandani explains why buying a home in India builds unique capital and fulfills an enduring need. Discover his expert insights.

By ThePip Desk•
A determined Pullela Gopichand, with a badminton academy and a subtle house silhouette, symbolizing his mortgaged home for the academy.

Gopichand’s Sacrifice: Mortgaged Home for Badminton Academy

Discover how Pullela Gopichand mortgaged his home for ₹3 crore in 2007 to build a world-class badminton academy, shaping Indian sports.

By Business Desk•
Photograph shows commercial vehicles and used cars, with upward trending financial graphics, symbolizing India's vehicle finance growth.

India Vehicle Finance Booms: CV & Used Cars Lead Growth

India’s vehicle finance sector shows strong growth (2021-2026), with used-car loans surging 26.2% CAGR and commercial vehicles at 20.1% CAGR, reports CRIF High Mark.

By Business Desk•
A close-up of hands interacting with a smartphone displaying a money transfer app, surrounded by financial documents, with a blurred Indian family in the background.

NRI Sending Money to Parents? Avoid Tax Notices

NRIs sending money to parents in India? Learn how proper documentation and FEMA/RBI compliance can prevent unexpected income tax notices. Ensure smooth remittances.

By ThePip Desk•
A young professional, possibly Indian, focused on a tablet displaying financial data and budget categories, symbolizing smart money management.

Smart Money Habits for Young Earners: Beat Month-End Blues

Young earners, conquer month-end financial stress! Discover smart money habits like the 24-hour rule and wallet method to save more and build a strong financial future.

By ThePip Desk•
Multiple digital screens show dynamic stock market charts, financial figures, and transaction data, with a subtle presidential emblem.

Trump’s June Trades: 1,000+ Transactions, $263M Value

Donald Trump’s June financial disclosure reveals over 1,000 stock, bond, and ETF trades valued up to $263.1 million, showing significant portfolio activity.

By Business Desk•
A digital graphic featuring a large '63%' with an upward arrow, alongside Indian Rupee symbols, set against a background of financial charts.

Govt DA Nears 63% for Employees Post-June 2026 Data

Central government employees and pensioners may see a 63% Dearness Allowance (DA) based on June 2026 AICPI-IW data. Announcement expected around Diwali.

By ThePip Desk•
A woman views a digital financial chart showing upward trends, with gold bars and silver coins subtly integrated, symbolizing increased ETF investments.

Women Investors Triple Gold ETF Holdings Amid Market Uncertainty

Women investors nearly tripled their gold ETF allocation to 16.4% in FY26, driven by global uncertainty and rising precious metal prices. Discover the shift.

By Market Desk•
A graphic showing upward trending financial data, Indian rupee symbols, and a calculator, representing salary revisions.

8th Pay Commission: Salary Hike Update & Fitment Factor

India’s 8th Pay Commission nears its May/June 2027 deadline. Discover tentative salary revisions, the crucial fitment factor, and employee demands.

By ThePip Desk•
A graphic showing two overlapping financial charts, one trending upwards in green and another downwards in red, symbolizing market volatility.

Equity Funds Swing 8% Amidst Volatile Week

Equity mutual funds saw up to 8% swings from Aug 15-22, 2026. 339 of 619 funds posted gains, while 271 declined amid market volatility.

By Market Desk•
A close-up of a digital screen showing multiple stock tickers, upward trending charts, and numerical financial data, with a subtle 'T' logo.

Trump’s June 2026 Disclosure: 1,000+ Trades, $263M Value

Donald Trump’s June 2026 financial disclosure reveals over 1,000 securities trades valued up to $263.1 million, including major companies like Berkshire Hathaway and Meta.

By Business Desk•
A subtly lit, partially obscured figure, representing Jimmy Tata, with a faint background suggesting corporate documents and the Tata Sons logo.

Jimmy Tata: The Reclusive Heir’s Quiet Influence & Holdings

Discover Jimmy Naval Tata, Ratan Tata’s private brother, and his significant influence through Tata family trusts and holdings despite a life away from the spotlight.

By Business Desk•
A graphic depicting an upward financial chart, stacked rupee notes, a calendar icon, and multiple company blocks, with one prominent for Gillette India.

Ex-Dividend Stocks: 54 Companies, Rs 219.91 Payout, Gillette India Leads

Discover 54 companies going ex-dividend Aug 24-29, 2026, with Gillette India leading a Rs 219.91 total payout. Secure your dividends now!

By ThePip Desk•
A graphic illustrating a 70% equity, 15% debt, and 15% gold investment portfolio, with distinct icons for each asset class.

70:15:15 Portfolio: High Returns & Stability

Discover the 70:15:15 portfolio (70% equity, 15% debt, 15% gold) that consistently delivered high returns and stability over 25 years, according to FundsIndia research.

By ThePip Desk•
Close-up of gold coins and an Indian gold bangle, with a translucent, upward-sloping line graph overlaid on a blurred map of India.

JPMorgan: Gold Loans to Double Share in India’s Credit System

JPMorgan predicts gold loans in India to double their share of system credit to ~10% in 5 years, driven by rising prices, lower costs, and household monetization.

By Business Desk•
Hands of diverse Indian retail investors holding devices, looking towards a stylized upward growth chart rooted in a founder-led company symbol.

Founder-Led Indian Stocks: Retail Investors Seek Long-Term Growth

Retail investors in India are focusing on founder-led companies like Paytm, Marico, and Lenskart, seeking stability and long-term growth commitment in the current economic climate.

By ThePip Desk•
A hand holding a smartphone showing a UPI payment interface, with digital coins and shopping cart icons emerging, representing integrated financial services.

Fintechs Engage Gen Z: Beyond UPI Payments with Rewards

India’s fintechs are building consumer ecosystems beyond UPI payments, engaging Gen Z with personalized rewards and experiences, not just cashback.

By ThePip Desk•
A stack of Indian rupee banknotes and coins with a small plant growing from them, set against a subtle upward financial graph.

444-Day FDs: Boost Savings with 6.75% Interest Rates

Explore 444-day fixed deposits from Indian public sector banks offering attractive interest rates from 6.45% to 6.75%. Learn how to grow your savings predictably.

By ThePip Desk•
A senior Indian person, aged 60+, thoughtfully reviewing financial papers or a digital tablet, with subtle financial symbols in the background.

Retire at 60: 6 Ways to Secure Your Finances

Planning to retire at 60? Discover 6 essential strategies to secure your finances, focusing on capital safety, predictable income, and health protection.

By ThePip Desk•
A digital graphic shows multiple financial charts comparing hybrid fund metrics. One chart for SBI Balanced Hybrid Fund displays 'Data Unavailable'.

SBI Balanced Hybrid Fund Data Missing: Compare Top Funds

SBI Balanced Hybrid Fund lacks scheme data. The Economic Times compares WhiteOak, ICICI Prudential, Mirae Asset, and UTI balanced hybrid funds on key metrics.

By Market Desk•
A graphic showing an upward financial chart with Rupee symbols, overlaid on a map of Gujarat highlighting Ahmedabad, Vadodara, and Kutch, with real estate and mutual fund icons.

Gujarat NRI Deposits Surge 12.4% to ₹1.22 Lakh Crore

Gujarat sees a 12.4% surge in NRI deposits, reaching ₹1.22 lakh crore in Q1 FY27. Ahmedabad leads contributions, showcasing strong financial confidence in the state’s economy.

By ThePip Desk•
A digital screen displays a financial bar chart with an upward trend, showing Indian equity mutual fund assets at ₹48.5 lakh crore.

Equity Mutual Funds Hit Record ₹48.5 Lakh Crore in July

Indian equity mutual funds reached a record ₹48.5 lakh crore in July, driven by strong active schemes and consistent SIP inflows, marking a significant milestone.

By Market Desk•
A split image showing a large, ascending financial graph representing India's record AUM on one side, and many small, fragmented investments with some falling away, representing Bihar's investment challenges, on the other.

India Equity Mutual Fund AUM Hits Record; Bihar Lags

India’s equity mutual fund AUM soared to a record ₹48.5 lakh crore in July 2026, fueled by SIPs. However, Bihar shows a significant lag in AUM despite rising investor numbers.

By Market Desk•
    Personal Finance News & Market Signals – Page 36 | ThePip