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Personal Finance

Stay updated with the latest personal finance news, analysis, and trends

A digital screen displays a financial chart with a slight downward trend, showing 'Bandhan Gilt Fund NAV 11.9331' and a '0.16% decline'.

Bandhan Gilt Fund NAV Dips Ahead of 2026

Bandhan 10 year Constant Maturity Gilt Fund NAV fell 0.16% to 11.9331 on Aug 27, 2026. Learn about its performance and fund manager.

By Market Desk•
A graphic depicting financial charts, data points, and symbols, with a magnifying glass focusing on multiple metrics for mutual fund evaluation.

Smart Mutual Fund Picks: 5 Metrics Beyond 1-Year Returns

Go beyond 1-year returns. Discover 5 essential metrics for selecting mutual funds that ensure long-term strength and consistent investment growth.

By ThePip Desk•
An illustration showing a sturdy foundation composed of emergency funds, health insurance, and SIPs, with stock market symbols above.

Build Financial Safety Net Before Stock Investing

Prioritize an emergency fund, health insurance, and SIPs before investing in stocks. Expert Vijay Maheshwari shares crucial financial planning steps.

By ThePip Desk•
A stack of Indian Rupee notes and scattered coins arranged to form an upward arrow, symbolizing potential pay increases.

8th Pay Commission: Fitment Factor Hike & Your Salary

Central govt employees await the 8th Pay Commission’s fitment factor decision. Explore potential hikes to minimum basic pay from 3.61, 3.833, or 4.00.

By ThePip Desk•
A black-and-yellow taxi and an auto-rickshaw on a Mumbai street, with a digital fare meter displaying higher fare numbers.

Mumbai Taxi & Auto Fares Increase September 1, 2026

Mumbai commuters face higher taxi and auto-rickshaw fares from Sept 1, 2026. Know the new rates and plan your budget.

By ThePip Desk•
Stylized symbols for equity, debt, and gold are balanced on a scale, representing a diversified portfolio against a backdrop of fluctuating market lines.

Tougher Markets: Investor Adaptation Strategies Now

Easy market gains are fading. Discover how investors must adapt strategies, focusing on asset allocation and avoiding impulsive decisions in today’s challenging environment.

By Market Desk•
A person meticulously reviews a health insurance policy document, with a magnifying glass, against a backdrop of medical and financial symbols, representing 2026 planning.

Health Insurance 2026: 7 Factors for Smart Coverage

Choosing health insurance in 2026? Look beyond premiums. Discover 7 crucial factors for adequate coverage and financial protection. Plan wisely!

By ThePip Desk•
A digital screen displaying a line graph showing an upward trend for an ETF, surrounded by abstract financial data points and numerical values.

MIRAEAMC LARGEMID50 ETF: ₹36.82 Price on Aug 24, 2026

MIRAEAMC LARGEMID50 ETF traded at ₹36.82 on Aug 24, 2026. Explore fund data, launch date, and performance on Upstox.

By Market Desk•
A rakhi tied on a wrist, with a subtle digital overlay of financial symbols like gold, investment graphs, and a protective shield.

Raksha Bandhan 2026: Smart Financial Gifts for Sister’s Future

Secure your sister’s future this Raksha Bandhan 2026 with smart financial gifts like mutual funds, FDs, Gold ETFs, or health insurance. Practical choices for lasting security.

By ThePip Desk•
A graphic depicting two paths, labeled ITR-U and FAST-DS, with global currency symbols and Indian financial documents.

ITR-U vs. FAST-DS: Reporting Foreign Income in India

Missed reporting foreign income or assets? Indian residents can choose between ITR-U and FAST-DS. Discover which option is best for your situation.

By ThePip Desk•
A digital screen shows the ChatGPT interface with a text response, below which a clearly labeled 'Sponsored' ad banner is visible, set against a subtle map of India.

OpenAI Launches ChatGPT Ads in India for Pre-IPO Revenue Boost

OpenAI expands ChatGPT Ads to India, targeting free and ‘Go’ users to enhance pre-IPO revenue. Privacy is maintained with no user data shared with advertisers.

By Business Desk•
A visual representation showing two distinct financial graphs: one rising for bulk deposits, another flat for retail deposits, with SBI branding.

SBI Hikes Bulk Deposit Rates by 25 BPS, Retail Rates Steady

State Bank of India (SBI) increases bulk Fixed Deposit interest rates by up to 25 basis points. Retail FD rates remain unchanged. Learn more.

By ThePip Desk•
A close-up photograph of several polished silver bars and coins, stacked, with a subtle, blurred financial chart in the background.

Siwan Silver Rate Stable at ₹2,78,900/KG on Aug 28

Silver prices in Siwan remain steady at ₹2,78,900 per KG on August 28, 2026. Explore purity standards and pricing factors.

By Market Desk•
A digital screen shows fake government agency logos, currency notes, and cryptocurrency icons, symbolizing a financial cyber scam.

Mumbai Woman Loses ₹7.21 Cr in Elaborate Cyber Scam

A 68-year-old Mumbai woman was scammed out of ₹7.21 crore by cybercriminals impersonating officials, threatening her with false charges. Funds were moved to bank accounts and crypto.

By ThePip Desk•
A digital screen displays the ChatGPT interface with a chatbot response and a distinct, labeled ad banner below it.

OpenAI Launches ChatGPT Ads in India

OpenAI introduces ChatGPT Ads in India for free and ‘Go’ tier users, expanding its monetization strategy in its second-largest market.

By ThePip Desk•
A close-up of an iPhone 17 smartphone screen showing a discounted price, alongside Flipkart branding and Indian Rupee symbols.

iPhone 17 Deal: Save Up to Rs 46,455 on Flipkart

Grab the iPhone 17 on Flipkart for as low as Rs 46,455 with incredible offers including exchange discounts and bank card savings. Limited time deal!

By ThePip Desk•
A graphic illustrating Indian investment trends: an upward arrow for index funds and a downward arrow for ETFs, with small cost icons.

India: Index Funds Gain Over ETFs for Simplicity

Indian retail investors increasingly prefer index funds over ETFs, prioritizing simplicity and value despite ETFs’ lower headline expense ratios.

By Market Desk•
A tablet shows a financial graph and NAV data; a hand holds a smartphone displaying LUMPSUM and SIP investment options.

Bank of India Ultra Short Term Fund NAV Update & Tools

Track the Bank of India Ultra Short Term Fund’s NAV as of Aug 25, 2026. Explore performance data and tools to build your investment portfolio.

By Market Desk•
Close-up of a human hand gently petting a brown dog's head. A blurred digital tablet screen with financial graphics is visible behind.

India Pet Insurance Market Booms: Key Policy Checks

India’s pet insurance market is set to reach ~9,478 crore by 2034. Discover essential factors to consider when choosing a pet insurance policy for your furry family member.

By ThePip Desk•
A stylized Rakhi thread is shown intertwining with polished silver bars, with an upward arrow and '2x' symbol, representing investment doubling.

Rakhi Gift: Rs 1 Lakh in Silver Doubled (108% Return)

Discover how a Rs 1 lakh Rakhi gift invested in Indian silver could have doubled your money with a 108% return last year. Explore other asset performances.

By Market Desk•
A digital illustration showing an upward-sloping green line graph intersecting with a stylized DNA helix and a stack of coins.

HDFC Pharma Fund: Stellar 30.19% CAGR Since Inception

Explore the impressive 30.19% CAGR of the HDFC Pharma and Healthcare Fund since its Oct 2023 launch, driven by strong sector growth and strategic investments.

By Business Desk•
Digital illustration depicting a rising stock market graph surpassing a house icon, with subtle Indian investment symbols in the background.

US Wealth: Stocks Overtake Homes; India Sees SIP Boom

Goldman Sachs report: US wealth in stocks now exceeds homes for the first time since WWII. India’s SIP investments surge. Explore the changing investment landscape.

By ThePip Desk•
Graphic showing a downward stock chart with a magnifying glass amplifying losses, symbolizing Margin Trading Facility (MTF) risks for retail investors.

Zerodha MTF Risks: Kamath Warns as Business Hits ₹9,000 Crore

Zerodha founder Nithin Kamath highlights significant risks associated with the ₹9,000 crore Margin Trading Facility growth, urging caution for retail investors.

By Business Desk•
A close-up of a smartphone screen showing Instagram and Facebook app icons, overlaid with a digital clock graphic indicating time limits.

Meta Sets Teen Limits on Instagram & Facebook in US Deal

Meta agrees to a 2-hour daily limit and safety features for teens on Instagram & Facebook in a $16.68B settlement with 29 US states, curbing compulsive use.

By ThePip Desk•
A stack of shiny gold coins in the foreground, with a blue line graph showing an upward trend in the background.

Capri Global Eyes 40% Gold Loan Growth with 400 New Branches

Capri Global Capital targets a 40% surge in its gold loan portfolio, aiming for Rs 28,000 crore and 400 new branches by December, driven by rising gold prices.

By ThePip Desk•
A digital line graph showing the fluctuating Net Asset Value (NAV) of the Bank of India Short Term Fund over time, against a financial background.

Bank of India Short Term Fund NAV Reaches 14.56

Discover the latest Net Asset Value (NAV) for the Bank of India Short Term Fund – Regular Plan (IDCW Monthly). As of August 25, 2026, the NAV stands at 14.56, showing a 0.07% change.

By Business Desk•
An abstract graphic featuring a smooth upward-trending line and a superimposed jagged line, symbolizing financial returns and market volatility.

ICICI Prudential Mid Cap Fund: Strong Returns, High Volatility

ICICI Prudential Mid Cap Fund-IDCW delivers impressive trailing returns of 19.85% (1-year) despite higher volatility. Explore its midcap investment strategy.

By Business Desk•
Close-up of hands interacting with a tablet showing a clear, itemized breakdown of loan costs and comparison options.

RBI’s Loan Pricing Framework: Boost Transparency by 2027

RBI introduces a new draft framework for standardized loan pricing by banks & NBFCs, aiming for full implementation by April 1, 2027. Enhance borrower transparency.

By ThePip Desk•
Stylized map of Gulf region with turbulent lines juxtaposed with modern Indian luxury high-rises, symbolizing NRI investment shift.

Gulf Tensions Boost NRI Interest in Indian Premium Homes

Geopolitical tensions in the Gulf are driving Non-Resident Indians (NRIs) to explore premium housing investments in India, sparking debate on whether this is a lasting trend or a temporary surge.

By ThePip Desk•
Digital graphic with upward trending line graphs, bar charts, and numerical data representing a mutual fund's NAV and performance metrics.

Nippon India Ultra Short Fund NAV: ₹3,815.10

Nippon India Ultra Short Term Fund’s NAV reached ₹3,815.10 on Aug 25, 2026. Explore its performance, expense ratio, and fund size.

By Business Desk•
    Personal Finance News & Market Signals – Page 29 | ThePip