Best Home & Auto Insurance Bundles 2026: Save Big!

Thinking about how to save a little extra cash? Combining your home and auto insurance policies, known as bundling, could be a smart move, potentially saving you an average of 14%, or about $56 per month, according to Forbes Advisor’s 2026 analysis.

Key Savings & Data Points

• You could see an average discount of 14%.
• This translates to about $56 per month in savings.
• The analysis reviewed over 170,000 auto and home insurance rates.
• It also considered 122,900 customer opinions.
• Erie offers an average discount of 15%.
• Nationwide provides an average discount of 19%.

Forbes Advisor identified the top five insurance providers for bundles, evaluating them on factors like cost, coverage options, and customer satisfaction.

Top Insurance Bundles to Consider

• Erie: Rated best overall for competitive rates, robust coverage, and excellent customer satisfaction.
• Westfield: Stands out for its extensive add-on coverage options.
• USAA: An excellent choice for military members and veterans, offering great rates and broad coverage if you meet eligibility.
• Nationwide: Offers the cheapest bundle with the lowest combined rates.
• Auto-Owners: Recognized for its exceptional customer service and very low complaint levels.

The evaluation process was thorough, looking beyond just price to understand the full value each bundle offers to you.

How Bundles Are Evaluated

• Cost: Measured by a Price-Value Index.
• Coverage Options: Ensuring you get what you need.
• Reputation: Assessed through a Consumer Sentiment Index.
• Customer Satisfaction: How happy existing policyholders are.
• Stability: The financial strength of the insurer.
• Accessibility: How easy it is to get service.
• Repair Claims: How well claims are handled.
• Integrity: The overall trustworthiness of the company.

Bundling can definitely simplify things, bringing your billing and claims under one roof, and often leading to those sweet savings.

Is Bundling Right For You?

• Pros: Simplifies billing and claims management.
• Pros: Offers potential financial savings through discounts.
• Consideration: Bundling isn’t always the absolute cheapest option for everyone.
• Consideration: Always compare the overall costs carefully.
• Action: Make sure the bundled plan meets all your desired coverage needs.

By comparing options and understanding the full scope of what’s offered, you can decide if a home and auto insurance bundle makes financial sense for your situation.