ZEZerodha MFDirect · Growth

Zerodha Life Cycle Fund 2041 - Growth - Direct Plan

hybridHybrid - Multi Asset AllocationBenchmark: Gold-India
NAV · 15 Sep 2026₹9.72-1.55%
AUM₹18 Cr
Expense Ratio2.48%
CAGR
Exit Load3% upto 1Y, 2% after 1Y but upto 2Y, 1% after 2Y but upto 3Y, NIL after 3Y
Min SIP₹100
Launched2026

Investment Objective

The primary objective of the Zerodha Life Cycle Fund 2041 is to provide a goal-based investment solution that seeks to generate long-term capital appreciation by investing across various asset classes i.e., Equity, Debt, InvITs, ETCDs, Gold/Silver ETFs. The fund follows a pre-determined maturity and a dynamic glide path strategy across the product lifespan initially maintaining an aggressive stance and automatically transitioning toward a conservative, debt-heavy allocation to protect capital as the target date approaches.

Fund Mandate

Investment in Debt and Debt Related5%–25%
Investment in Equity and Equity Related65%–80%
Investment in Gold ETFs/ Silver ETFs / ETCDs / InvITs0%–10%
Asset Allocation
Domestic Equity78.7%
Debt12.8%
Other9.1%
Fund Managers
KM
Kedarnath Mirajkar
Fund Manager
Key Information
2.48%
₹100
₹100
3% upto 1Y, 2% after 1Y but upto 2Y, 1% after 2Y but upto 3Y, NIL after 3Y
Nil
Inception10 Jul 2026
AMCZerodha MF
Top Holdings
16.94% GOI 11-May-203612.83%
2Zerodha Silver ETF4.55%
3Zerodha Gold ETF4.54%
4HDFC Bank LimitedBanks3.12%
5ICICI Bank LimitedBanks2.99%
6Reliance Industries LimitedPetroleum Products2.47%
7Bharti Airtel LimitedTelecom - Services1.57%
8Clearing Corporation of India Limited1.38%
9Larsen & Toubro LimitedConstruction1.35%
10BSE LtdCapital Markets1.25%
Sector Allocation
Other23.3%
Banks10.1%
Petroleum Products2.5%
Capital Markets2.1%
IT - Software1.8%
Telecom - Services1.6%
Construction1.3%
Automobiles0.8%
Finance0.8%
Diversified FMCG0.7%
Trailing Returns
PeriodReturnsCategory avg
1 Day-1.55%
1 Week-2.51%-1.83%
1 Month-4.18%-2.65%
-2.79%+10.33%

Category avg is the average return of every scheme in this fund's SEBI class (Hybrid - Multi Asset Allocation) over the same period. Return basis follows each class's underlying asset type, so it varies within this category: absolute or annualised up to 1 year, CAGR beyond.

Risk Metrics

Risk metrics are not available for this fund.

Fees
2.48%
3% upto 1Y, 2% after 1Y but upto 2Y, 1% after 2Y but upto 3Y, NIL after 3Y
Nil
₹100
₹100
Capital Gains Tax, general rules

This is a debt/other (non-equity-oriented) fund. For units acquired on or after 1 April 2023, gains are taxed at your applicable income-tax slab rate regardless of holding period, the earlier long-term/indexation treatment for debt funds was removed by the Finance Act 2023.

General information only, not tax advice, actual liability depends on your overall income and applicable law at the time of redemption. Consult a tax advisor for your specific situation.

Frequently Asked QuestionsGeneral mutual-fund FAQs, not specific to this scheme