TATata MFDirect · Growth

Tata Children's Fund - Growth - Direct Plan

otherSolution Oriented - Children's FundBenchmark: NIFTY 500 - TRI
NAV · 16 Sep 2026₹60.69+0.44%
AUM₹331 Crfrom this fund's primary plan
Expense Ratio1.84%
5Y CAGR+5.92%
Exit LoadCompulsory Lock-in Option 5Y or till the child attains age of majority (whichever is earlier). 1% - If redeemed before child attains 18Y of age
Min SIP₹500from this fund's primary plan
Launched2013

Investment Objective

The investment objective of the Scheme is to generate long term capital growth. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any return.

Fund Mandate

Debt & Money market instrument0%–35%
Equity and Equity Related Instruments (Listed / to be listed)65%–100%
Gold/Silver ETFs/ETCDs/ InvITs0%–10%
Asset Allocation
Domestic Equity96.5%
Cash & Equivalents1.4%
Other2.1%
Fund Managers
RS
Rahul Singh (Tata)
Fund Manager
Key Information
1.84%
₹500from this fund's primary plan
₹500
Compulsory Lock-in Option 5Y or till the child attains age of majority (whichever is earlier). 1% - If redeemed before child attains 18Y of age
Nil
Inception01 Jan 2013
AMCTata MF
Top Holdings
1HDFC Bank Ltd.Bank5.57%
2Reliance Industries Ltd.Crude Oil5.01%
3ICICI Bank Ltd.Bank4.39%
4Titan Company Ltd.Diamond & Jewellery4.01%
5Kotak Mahindra Bank Ltd.Bank3.80%
6Larsen & Toubro Ltd.Infrastructure3.66%
7Marico Ltd.FMCG3.59%
8City Union Bank Ltd.Bank3.51%
9Axis Bank Ltd.Bank3.24%
10Hindustan Unilever Ltd.FMCG2.38%
Sector Allocation
Bank25.1%
FMCG7.8%
Healthcare7.4%
Finance6.6%
Automobile & Ancillaries5.8%
Crude Oil5.0%
Chemicals4.7%
Infrastructure4.5%
IT4.2%
Diamond & Jewellery4.0%
Construction Materials3.5%
Insurance3.5%
Retailing2.8%
Agri2.2%
Alcohol2.1%
Non - Ferrous Metals1.9%
Gas Transmission1.3%
Power1.3%
Business Services1.2%
Paper1.2%
Telecom1.0%
Iron & Steel0.9%
Miscellaneous0.7%
Others0.7%
Capital Goods0.6%
Trailing Returns
PeriodReturnsCategory avg
1 Day+0.44%
1 Week-1.38%-1.36%
1 Month-3.85%-3.37%
3 Months-3.71%-0.04%
6 Months+1.48%+6.30%
9 Months-10.44%-1.36%
1 Year-11.15%-0.90%
2 Years-8.40%-0.58%
3 Years+3.55%+8.23%
4 Years+7.39%+9.81%
5 Years+5.92%+8.21%
+10.79%+11.78%

Category avg is the average return of every scheme in this fund's SEBI class (Solution Oriented - Children's Fund) over the same period.

Risk Metrics
13.58%

A measure of how much a fund's returns swing up and down over time. Higher means a bumpier ride — more volatility — even if the average return ends up the same as a steadier fund.

0.96

How sensitive a fund is to overall market moves. A beta of 1 means it roughly moves in line with the market; below 1 means smaller swings than the market; above 1 means bigger swings in both directions.

0.34

How much extra return a fund earned for every unit of risk (volatility) it took on, compared to a safe, risk-free investment. Higher means better risk-adjusted performance — not just higher returns, but smarter ones.

-4.43%

The extra return a fund generated above what its benchmark index would predict, given the risk it took. Positive alpha suggests the fund manager added genuine value beyond just tracking the market.

0.59

Similar to the Sharpe Ratio, but only counts downside volatility (the bad kind) rather than penalizing a fund for volatile-but-positive swings. Higher means better returns per unit of "harmful" risk.

-13.24%

The single worst peak-to-trough fall a fund has experienced over a given period — the deepest "how much would I have lost if I'd bought at the top and sold at the bottom" scenario.

Fees
1.84%
Compulsory Lock-in Option 5Y or till the child attains age of majority (whichever is earlier). 1% - If redeemed before child attains 18Y of age
Nil
₹500from this fund's primary plan
₹500
Capital Gains Tax, general rules

This is a debt/other (non-equity-oriented) fund. For units acquired on or after 1 April 2023, gains are taxed at your applicable income-tax slab rate regardless of holding period, the earlier long-term/indexation treatment for debt funds was removed by the Finance Act 2023.

General information only, not tax advice, actual liability depends on your overall income and applicable law at the time of redemption. Consult a tax advisor for your specific situation.

Frequently Asked QuestionsGeneral mutual-fund FAQs, not specific to this scheme