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PRPrincipal MFGrowth

Principal Retirement Savings Fund - Progressive Plan - Growth

Debt OrientedSolution Oriented - Retirement Fund - DebtBenchmark: NIFTY 200 - TRI
NAV · 24 Dec 2020₹15.51+0.90%
AUM₹3 Cr
Expense Ratio2.26%
CAGR—
Exit LoadNil
Min SIP—
Launched2015

Investment Objective

The investment objective of the scheme is to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

Fund Mandate

Units of Debt / Liquid MF10%–30%
Units of Equity MF70%–90%
Units of Gold MF / ETFs0%–10%
Asset Allocation
Domestic Equity89.1%
Debt0.4%
Cash & Equivalents10.6%
Fund Managers
RG
Ravi Gopalakrishnan
Fund Manager
Key Information
2.26%
—
₹5,000
Nil
5 years
Inception14 Dec 2015
AMCPrincipal MF
Top Holdings
1TREPS 01-Dec-2020Miscellaneous9.72%
2HDFC Bank Ltd.Bank8.10%
3Reliance Industries Ltd.Crude Oil6.26%
4Infosys Ltd.IT5.72%
5ICICI Bank Ltd.Bank4.30%
6Housing Development Finance Corporation Ltd. - (Amalgamated)Finance3.53%
7Tata Consultancy Services Ltd.IT3.35%
8Kotak Mahindra Bank Ltd.Bank2.98%
9Bajaj Finance Ltd.Finance2.85%
10Larsen & Toubro Ltd.Infrastructure2.60%
Sector Allocation
Bank18.6%
Finance11.0%
IT10.1%
Miscellaneous9.7%
Automobile & Ancillaries7.4%
Chemicals6.9%
Crude Oil6.3%
Healthcare5.2%
Consumer Durables4.4%
Construction Materials4.2%
FMCG4.2%
Infrastructure2.6%
Business Services1.9%
Insurance1.3%
Retailing1.3%
Telecom1.3%
Logistics1.2%
Plastic Products1.1%
Others0.8%
G-Sec0.4%
On This Page
NAV growthAsset allocationTop holdings
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Latest News

No recent news found for Principal Retirement Savings Fund - Progressive Plan - Growth.

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Trailing Returns
PeriodReturns
1 Day+0.90%
Risk Metrics

Risk metrics are not available for this fund.

Fees
2.26%
Nil
5 years
—
₹5,000
Capital Gains Tax, general rules

This is a debt/other (non-equity-oriented) fund. For units acquired on or after 1 April 2023, gains are taxed at your applicable income-tax slab rate regardless of holding period, the earlier long-term/indexation treatment for debt funds was removed by the Finance Act 2023.

General information only, not tax advice, actual liability depends on your overall income and applicable law at the time of redemption. Consult a tax advisor for your specific situation.

Frequently Asked QuestionsGeneral mutual-fund FAQs, not specific to this scheme