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PRPrincipal MFGrowth

Principal Retirement Savings Fund - Conservative Plan - Growth

Debt OrientedSolution Oriented - Retirement Fund - DebtBenchmark: CRISIL Liquid Debt Index
NAV · 24 Dec 2020₹13.20+0.28%
AUM₹1 Cr
Expense Ratio2.25%
CAGR—
Exit LoadNil
Min SIP—
Launched2015

Investment Objective

The investment objective of the scheme is to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

Fund Mandate

Units of Debt / Liquid MF70%–100%
Units of Equity MF0%–30%
Asset Allocation
Domestic Equity69.5%
Debt0.8%
Cash & Equivalents29.7%
Fund Managers
RG
Ravi Gopalakrishnan
Fund Manager
Key Information
2.25%
—
₹5,000
Nil
5 years
Inception14 Dec 2015
AMCPrincipal MF
Top Holdings
1Net Receivable / Payable19.27%
2TREPS 01-Dec-202010.48%
3JSW Steel Ltd.Ferrous Metals7.51%
4ICICI Bank Ltd.Banks6.35%
5Axis Bank Ltd.Banks6.28%
6Lupin Ltd.Pharmaceuticals6.02%
7Sun Pharmaceutical Industries Ltd.Pharmaceuticals5.69%
8Hindustan Unilever Ltd.Consumer Non Durables5.45%
9ITC Ltd.Consumer Non Durables5.25%
10Coal India Ltd.Minerals/Mining3.69%
Sector Allocation
Other30.5%
Banks15.7%
Pharmaceuticals12.4%
Consumer Non Durables10.7%
Ferrous Metals7.5%
Minerals/Mining3.7%
Software2.4%
Finance1.8%
Petroleum Products1.7%
Construction Project0.8%
On This Page
NAV growthAsset allocationTop holdings
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Latest News

No recent news found for Principal Retirement Savings Fund - Conservative Plan - Growth.

Principal MF Latest News

Trailing Returns
PeriodReturns
1 Day+0.28%
Risk Metrics

Risk metrics are not available for this fund.

Fees
2.25%
Nil
5 years
—
₹5,000
Capital Gains Tax, general rules

This is a debt/other (non-equity-oriented) fund. For units acquired on or after 1 April 2023, gains are taxed at your applicable income-tax slab rate regardless of holding period, the earlier long-term/indexation treatment for debt funds was removed by the Finance Act 2023.

General information only, not tax advice, actual liability depends on your overall income and applicable law at the time of redemption. Consult a tax advisor for your specific situation.

Frequently Asked QuestionsGeneral mutual-fund FAQs, not specific to this scheme