NANavi MFRegular · Growth

Navi ELSS Tax Saver Fund - Regular Plan - Growth

elssEquity - ELSS - Tax Saver FundBenchmark: NIFTY 500 - TRI
NAV · 10 Apr 2026₹27.30+1.16%
AUM₹44 Cr
Expense Ratio2.25%
CAGR
Exit LoadNil
Min SIP
Launched2015

Investment Objective

The Scheme will seek to invest predominantly in a diversified portfolio of equity and equityrelated instruments with the objective to provide investors with opportunities for capitalappreciation and income generation along with the benefit of income tax deduction (underSection 80 C of the Income Tax Act, 1961) on their investments.

Fund Mandate

Debt & MMI0%–20%
Equity and Equity Related Instruments80%–100%
Asset Allocation
Domestic Equity100.0%
Fund Managers
AS
Ashutosh Shirwaikar
Fund Manager
Key Information
2.25%
₹500
Nil
3 years
Inception30 Dec 2015
AMCNavi MF
Top Holdings
1RELIANCE INDUSTRIES LIMITEDPETROLEUM PRODUCTS5.70%
2AXIS BANK LIMITEDBANKS5.18%
3SUN PHARMACEUTICAL INDUSTRIES LIMITEDPHARMACEUTICALS & BIOTECHNOLOGY4.22%
4BHARTI AIRTEL LIMITEDTELECOM - SERVICES4.08%
5ASHOK LEYLAND LIMITEDAGRICULTURAL, COMMERCIAL & CONSTRUCTION VEHICLES4.07%
6UPL LIMITEDFERTILIZERS & AGROCHEMICALS3.95%
7ICICI BANK LIMITEDBANKS3.76%
8STATE BANK OF INDIABANKS3.59%
9THE FEDERAL BANK LIMITEDBANKS3.50%
10PERSISTENT SYSTEMS LTDIT - SOFTWARE3.24%
Sector Allocation
BANKS18.9%
IT - SOFTWARE6.0%
FINANCE6.0%
PETROLEUM PRODUCTS5.7%
PHARMACEUTICALS & BIOTECHNOLOGY4.2%
TELECOM - SERVICES4.1%
AGRICULTURAL, COMMERCIAL & CONSTRUCTION VEHICLES4.1%
FERTILIZERS & AGROCHEMICALS3.9%
INDUSTRIAL PRODUCTS2.9%
AGRICULTURAL FOOD & OTHER PRODUCTS2.8%
BEVERAGES2.6%
HEALTHCARE SERVICES2.6%
AEROSPACE & DEFENSE2.4%
DIVERSIFIED FMCG2.3%
Trailing Returns
PeriodReturns
1 Day+1.16%
Risk Metrics

Risk metrics are not available for this fund.

Fees
2.25%
Nil
3 years
₹500
Capital Gains Tax, general rules

This is an equity-oriented fund. Under rules effective since Budget 2024 (23 July 2024):

Short-Term Capital Gains (held ≤ 12 months): taxed at a flat 20%.

Long-Term Capital Gains (held > 12 months): taxed at 12.5% on gains above ₹1.25 lakh in a financial year, with no indexation benefit.

General information only, not tax advice, actual liability depends on your overall income and applicable law at the time of redemption. Consult a tax advisor for your specific situation.

Frequently Asked QuestionsGeneral mutual-fund FAQs, not specific to this scheme