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Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
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Key Metrics Comparison
| Metric | Union Short Term Fund - Regular Plan - IDCW Payout | Bank of India Credit Risk Fund - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | Union MF | Bank of India MF |
| Category | Debt - Short Term Fund | Debt - Credit Risk Fund |
| NAV | ₹11.00 (16 Sep 2026) | ₹14.89 (16 Sep 2026) |
| Rating | ★★★ | ★★★★ |
| Benchmark | CRISIL Short Duration Debt Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Anindya Sarkar | Alok Singh |
| Inception | 31 Jan 2025 | 27 Feb 2015 |
| Returns | ||
| 1Y | 4.67% | 17.89% |
| 3Y | — | 10.08% |
| 5Y | — | 27.76% |
| Since Inception | 6.01% | 3.50% |
| Risk | ||
| 1.60 | 3.38 | |
| 0.46 | -0.08 | |
| -0.33 | 0.56 | |
| 0.62 | 1.89 | |
| -0.80 | 2.94 | |
| -0.50% | 0.20% | |
| Costs | ||
| Expense Ratio | 0.80% | 0.62% |
| Exit Load | NIL | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | ₹500 | ₹1,000 |
| Min Lumpsum | ₹1,000 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
Union MF86%
Bank of India…86%
14.2%Only 14.2% of holdings by weight are common between Union MF and Bank of India MF, based on each fund's top 14 disclosed holdings, not the full portfolio.
Common holdingUnion MFBank of India MF
TREPS14.24%26.89%
Category context: Debt vs Debt. Open the full Screener →