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Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
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Key Metrics Comparison
| Metric | Union Medium Duration Fund - IDCW Payout - Direct Plan | Bank of India Credit Risk Fund - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | Union MF | Bank of India MF |
| Category | Debt - Medium Term Fund | Debt - Credit Risk Fund |
| NAV | ₹12.59 (29 Jan 2025) | ₹14.89 (17 Sep 2026) |
| Rating | ★★★ | ★★★★ |
| Benchmark | CRISIL Medium Duration Debt Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Parijat Agrawal | Alok Singh |
| Inception | 14 Sep 2020 | 27 Feb 2015 |
| Returns | ||
| 1Y | — | 17.89% |
| 3Y | — | 10.08% |
| 5Y | — | 27.76% |
| Since Inception | — | 3.50% |
| Risk | ||
| — | 3.38 | |
| — | -0.08 | |
| — | 0.56 | |
| — | 1.89 | |
| — | 2.94 | |
| — | 0.20% | |
| Costs | ||
| Expense Ratio | 0.63% | 0.62% |
| Exit Load | 1% on or before 15D, Nil after 15D | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | — | ₹1,000 |
| Min Lumpsum | ₹1,000 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
Union MF85%
Bank of India…85%
14.8%Only 14.8% of holdings by weight are common between Union MF and Bank of India MF, based on each fund's top 11 disclosed holdings, not the full portfolio.
Common holdingUnion MFBank of India MF
TREPS14.78%26.89%
Category context: Debt vs Debt. Open the full Screener →