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Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
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Key Metrics Comparison
| Metric | Unifi Liquid Fund - Regular Plan - Growth | Bank of India Credit Risk Fund - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | Unifi MF | Bank of India MF |
| Category | Debt - Liquid Fund | Debt - Credit Risk Fund |
| NAV | ₹1,081.80 (30 Oct 2026) | ₹14.95 (30 Oct 2026) |
| Rating | ★★★ | ★★★★ |
| Benchmark | Nifty Liquid Fund Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Saravanan V N | Alok Singh |
| Inception | 11 Jun 2025 | 27 Feb 2015 |
| Returns | ||
| 1Y | 5.73% | 16.95% |
| 3Y | — | 9.97% |
| 5Y | — | 27.81% |
| Since Inception | 5.84% | 3.50% |
| Risk | ||
| 0.22 | 4.05 | |
| 0.00 | -0.17 | |
| -3.80 | 0.76 | |
| -0.84 | 3.03 | |
| -1.12 | 4.41 | |
| 0.39% | 0.20% | |
| Costs | ||
| Expense Ratio | 0.15% | 0.61% |
| Exit Load | 0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | ₹1,000 | ₹1,000 |
| Min Lumpsum | ₹5,000 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
Unifi MF78%
Bank of India…78%
22.3%Only 22.3% of holdings by weight are common between Unifi MF and Bank of India MF, based on each fund's top 12 disclosed holdings, not the full portfolio.
Common holdingUnifi MFBank of India MF
TREPS95.66%22.29%
Category context: Debt vs Debt. Open the full Screener →