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Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
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Key Metrics Comparison
| Metric | SBI Ultra Short to Short Term Fund - Institutional Plan - Growth | Bank of India Credit Risk Fund - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | SBI MF | Bank of India MF |
| Category | Debt - Ultra Short to Short Term Fund | Debt - Credit Risk Fund |
| NAV | ₹3,801.84 (16 Sep 2026) | ₹14.89 (16 Sep 2026) |
| Rating | ★ | ★★★★ |
| Benchmark | CRISIL Low Duration Debt Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Sudhir Agarwal | Alok Singh |
| Inception | 26 Jul 2007 | 27 Feb 2015 |
| Returns | ||
| 1Y | 5.55% | 17.89% |
| 3Y | 6.67% | 10.08% |
| 5Y | 5.94% | 27.76% |
| Since Inception | 7.22% | 3.50% |
| Risk | ||
| 0.52 | 3.38 | |
| 1.22 | -0.08 | |
| 0.08 | 0.56 | |
| -0.61 | 1.89 | |
| 0.05 | 2.94 | |
| 0.07% | 0.20% | |
| Costs | ||
| Expense Ratio | 0.33% | 0.62% |
| Exit Load | Nil | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | ₹500 | ₹1,000 |
| Min Lumpsum | ₹5,000 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
SBI MF92%
Bank of India…92%
7.7%Only 7.7% of holdings by weight are common between SBI MF and Bank of India MF, based on each fund's top 20 disclosed holdings, not the full portfolio.
Common holdingSBI MFBank of India MF
TREPS7.69%26.89%
Category context: Debt vs Debt. Open the full Screener →