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Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
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Key Metrics Comparison
| Metric | SBI Floating Interest Rates Fund - Monthly IDCW Payout - Direct Plan | Bank of India Credit Risk Fund - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | SBI MF | Bank of India MF |
| Category | Debt - Floating Interest Rates Fund | Debt - Credit Risk Fund |
| NAV | ₹14.48 (16 Sep 2026) | ₹14.89 (16 Sep 2026) |
| Rating | ★★★★ | ★★★★ |
| Benchmark | Nifty Short Duration Debt Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Ardhendu Bhattacharya | Alok Singh |
| Inception | 27 Oct 2020 | 27 Feb 2015 |
| Returns | ||
| 1Y | 6.56% | 17.89% |
| 3Y | 7.44% | 10.08% |
| 5Y | 6.71% | 27.76% |
| Since Inception | 6.49% | 3.50% |
| Risk | ||
| 0.83 | 3.38 | |
| 0.85 | -0.08 | |
| 1.10 | 0.56 | |
| 1.05 | 1.89 | |
| 1.03 | 2.94 | |
| -0.43% | 0.20% | |
| Costs | ||
| Expense Ratio | 0.28% | 0.62% |
| Exit Load | 0.10% on or before 3D, Nil after 3D | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | ₹500 | ₹1,000 |
| Min Lumpsum | ₹5,000 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
SBI MF97%
Bank of India…97%
2.8%Only 2.8% of holdings by weight are common between SBI MF and Bank of India MF, based on each fund's top 20 disclosed holdings, not the full portfolio.
Common holdingSBI MFBank of India MF
TREPS2.81%26.89%
Category context: Debt vs Debt. Open the full Screener →