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Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
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Key Metrics Comparison
| Metric | Principal Retirement Savings Fund - Moderate Plan - Growth | SBI Children's Fund - Investment Plan - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | Principal MF | SBI MF |
| Category | Solution Oriented - Retirement Fund - Debt | Solution Oriented - Children's Fund |
| NAV | ₹14.24 (24 Dec 2020) | ₹52.74 (16 Sep 2026) |
| Rating | ★★★ | ★★★★★ |
| Benchmark | CRISIL Hybrid 35+65 - Aggressive Index | CRISIL Hybrid 35+65 - Aggressive Index |
| Fund Manager | Ravi Gopalakrishnan | R. Srinivasan |
| Inception | 14 Dec 2015 | 29 Sep 2020 |
| Returns | ||
| 1Y | — | 13.10% |
| 3Y | — | 20.25% |
| 5Y | — | 19.53% |
| Since Inception | — | 32.13% |
| Risk | ||
| — | 14.81 | |
| — | 1.32 | |
| — | 1.16 | |
| — | 9.52 | |
| — | 2.39 | |
| — | -9.74% | |
| Costs | ||
| Expense Ratio | 2.25% | 1.11% |
| Exit Load | Nil | 3% on or before 1Y, 2% after 1Y but on or before 2Y, 1% after 2Y but on or before 3Y, Nil after 3Y |
| Min SIP | — | ₹1,000 |
| Min Lumpsum | ₹5,000 | ₹5,000 |
| Lock-in | 5 years | 5 years |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
Principal MF94%
SBI MF94%
6.0%Only 6.0% of holdings by weight are common between Principal MF and SBI MF, based on each fund's top 20 disclosed holdings, not the full portfolio.
Common holdingPrincipal MFSBI MF
ICICI Bank Ltd.2.45%2.81%
Kotak Mahindra Bank Ltd.1.91%3.78%
Bajaj Finance Ltd.1.69%2.86%
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