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Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
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Key Metrics Comparison
| Metric | PGIM India Gilt Fund - Growth - Direct Plan | Bank of India Credit Risk Fund - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | — | Bank of India MF |
| Category | Debt - Gilt Fund | Debt - Credit Risk Fund |
| NAV | ₹33.42 (17 Sep 2026) | ₹14.89 (17 Sep 2026) |
| Rating | ★★★ | ★★★★ |
| Benchmark | CRISIL Dynamic Gilt Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Puneet Pal | Alok Singh |
| Inception | 01 Jan 2013 | 27 Feb 2015 |
| Returns | ||
| 1Y | 2.53% | 17.89% |
| 3Y | 6.12% | 10.08% |
| 5Y | 5.50% | 27.76% |
| Since Inception | 7.32% | 3.50% |
| Risk | ||
| 3.09 | 3.38 | |
| 1.05 | -0.08 | |
| -0.02 | 0.56 | |
| -0.21 | 1.89 | |
| -0.04 | 2.94 | |
| -2.54% | 0.20% | |
| Costs | ||
| Expense Ratio | 0.52% | 0.62% |
| Exit Load | Nil | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | ₹1,000 | ₹1,000 |
| Min Lumpsum | ₹5,000 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
PGIM India Gi…98%
Bank of India…98%
1.9%Only 1.9% of holdings by weight are common between PGIM India Gilt Fund - Growth - Direct Plan and Bank of India MF, based on each fund's top 19 disclosed holdings, not the full portfolio.
Common holdingPGIM India Gilt Fund - Growth - Direct PlanBank of India MF
Net Receivables / (Payables)2.92%1.91%
Category context: Debt vs Debt. Open the full Screener →