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Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
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Key Metrics Comparison
| Metric | NJ Overnight Fund - Growth - Direct Plan | Bank of India Credit Risk Fund - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | NJ MF | Bank of India MF |
| Category | Debt - Overnight Fund | Debt - Credit Risk Fund |
| NAV | ₹1,284.00 (30 Oct 2026) | ₹14.95 (30 Oct 2026) |
| Rating | ★★★ | ★★★★ |
| Benchmark | Nifty 1D Rate Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Viral Shah | Alok Singh |
| Inception | 01 Aug 2022 | 27 Feb 2015 |
| Returns | ||
| 1Y | 5.20% | 16.95% |
| 3Y | 5.94% | 9.97% |
| 5Y | — | 27.81% |
| Since Inception | 6.06% | 3.50% |
| Risk | ||
| 0.20 | 4.05 | |
| 0.88 | -0.17 | |
| -3.54 | 0.76 | |
| -0.07 | 3.03 | |
| -0.95 | 4.41 | |
| 0.36% | 0.20% | |
| Costs | ||
| Expense Ratio | 0.08% | 0.61% |
| Exit Load | Nil | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | ₹1,000 | ₹1,000 |
| Min Lumpsum | ₹5,000 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
NJ MF99%
Bank of India…99%
0.6%Only 0.6% of holdings by weight are common between NJ MF and Bank of India MF, based on each fund's top 12 disclosed holdings, not the full portfolio.
Common holdingNJ MFBank of India MF
Net Receivables / (Payables)0.62%2.71%
Category context: Debt vs Debt. Open the full Screener →