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Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
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Key Metrics Comparison
| Metric | LIC MF Gilt Fund - PF Plan - Growth | Bank of India Credit Risk Fund - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | LIC MF | Bank of India MF |
| Category | Debt - Gilt Fund | Debt - Credit Risk Fund |
| NAV | ₹34.75 (16 Sep 2026) | ₹14.89 (17 Sep 2026) |
| Rating | ★ | ★★★★ |
| Benchmark | Nifty All Duration G-Sec Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Pratik Shroff | Alok Singh |
| Inception | 29 Dec 2003 | 27 Feb 2015 |
| Returns | ||
| 1Y | 2.14% | 17.89% |
| 3Y | 4.74% | 10.08% |
| 5Y | 4.19% | 27.76% |
| Since Inception | 5.59% | 3.50% |
| Risk | ||
| 3.56 | 3.38 | |
| 1.14 | -0.08 | |
| -0.50 | 0.56 | |
| -1.94 | 1.89 | |
| -0.86 | 2.94 | |
| -4.03% | 0.20% | |
| Costs | ||
| Expense Ratio | 1.09% | 0.62% |
| Exit Load | 0.25% on or before 30D | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | ₹200 | ₹1,000 |
| Min Lumpsum | ₹10,000 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
LIC MF89%
Bank of India…89%
11.1%Only 11.1% of holdings by weight are common between LIC MF and Bank of India MF, based on each fund's top 11 disclosed holdings, not the full portfolio.
Common holdingLIC MFBank of India MF
Treps10.91%26.89%
Net Receivables / (Payables)0.22%1.91%
Category context: Debt vs Debt. Open the full Screener →