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Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
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Key Metrics Comparison
| Metric | HSBC Overnight Fund - Daily IDCW - Direct Plan | Bank of India Credit Risk Fund - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | HSBC MF | Bank of India MF |
| Category | Debt - Overnight Fund | Debt - Credit Risk Fund |
| NAV | ₹1,000.01 (16 Sep 2026) | ₹14.89 (16 Sep 2026) |
| Rating | ★ | ★★★★ |
| Benchmark | Nifty 1D Rate Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Abhishek Iyer | Alok Singh |
| Inception | 22 May 2019 | 27 Feb 2015 |
| Returns | ||
| 1Y | 5.09% | 17.89% |
| 3Y | 5.75% | 10.08% |
| 5Y | 5.53% | 27.76% |
| Since Inception | 4.79% | 3.50% |
| Risk | ||
| 0.19 | 3.38 | |
| 0.76 | -0.08 | |
| -3.74 | 0.56 | |
| -0.32 | 1.89 | |
| -0.91 | 2.94 | |
| 0.35% | 0.20% | |
| Costs | ||
| Expense Ratio | 0.07% | 0.62% |
| Exit Load | Nil | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | ₹1,000 | ₹1,000 |
| Min Lumpsum | ₹1,00,000 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
HSBC MF87%
Bank of India…87%
12.7%Only 12.7% of holdings by weight are common between HSBC MF and Bank of India MF, based on each fund's top 11 disclosed holdings, not the full portfolio.
Common holdingHSBC MFBank of India MF
Treps12.75%26.89%
Category context: Debt vs Debt. Open the full Screener →