⚖
Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
VS
Key Metrics Comparison
| Metric | Bank of India Credit Risk Fund - Growth - Direct Plan | Bank of India Credit Risk Fund - Regular Plan - Growth |
|---|---|---|
| Snapshot | ||
| AMC | Bank of India MF | Bank of India MF |
| Category | Debt - Credit Risk Fund | Debt - Credit Risk Fund |
| NAV | ₹14.95 (30 Oct 2026) | ₹14.51 (30 Oct 2026) |
| Rating | ★★★★ | ★★★★ |
| Benchmark | CRISIL Credit Risk Debt Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Alok Singh | Alok Singh |
| Inception | 27 Feb 2015 | 27 Feb 2015 |
| Returns | ||
| 1Y | 16.95% | 16.46% |
| 3Y | 9.97% | 9.56% |
| 5Y | 27.81% | 27.38% |
| Since Inception | 3.50% | 3.24% |
| Risk | ||
| 4.05 | 4.04 | |
| -0.17 | -0.17 | |
| 0.76 | 0.67 | |
| 3.03 | 2.66 | |
| 4.41 | 4.06 | |
| 0.20% | 0.17% | |
| Costs | ||
| Expense Ratio | 0.61% | 1.36% |
| Exit Load | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | ₹1,000 | ₹1,000 |
| Min Lumpsum | ₹5,000 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
Bank of India…0%
Bank of India…0%
100.0%Only 100.0% of holdings by weight are common between Bank of India MF and Bank of India MF, based on each fund's top 12 disclosed holdings, not the full portfolio.
Common holdingBank of India MFBank of India MF
TREPS22.29%22.29%
8.5% Nirma Limited (07/04/2027) **10.78%10.78%
8.35% Aditya Birla Real Estate Limited (30/08/2027) **9.43%9.43%
9.40% 360 One Prime Limited (04/03/2027)9.32%9.32%
8.65% Aadhar Housing Finance Limited (20/08/2027) **9.19%9.19%
8.60% Manappuram Finance Limited (24/03/2028) **8.70%8.70%
9.45% Vedanta Limited (05/06/2028) **6.80%6.80%
7.99% Rashtriya Chemicals and Fertilizers Limited (07/08/2027) **6.73%6.73%
8.39% JSW Steel Limited (13/05/2027) **6.71%6.71%
7.70% Nuvoco Vistas Corporation Limited (18/09/2028)6.66%6.66%
Net Receivables / (Payables)2.71%2.71%
Corporate Debt Market Development Fund #0.67%0.67%
Category context: Debt vs Debt. Open the full Screener →