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Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
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Key Metrics Comparison
| Metric | Bandhan Dynamic Term Fund - Growth - Direct Plan | Bank of India Credit Risk Fund - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | IDFC MF | Bank of India MF |
| Category | Debt - Dynamic Term Fund | Debt - Credit Risk Fund |
| NAV | ₹40.35 (30 Oct 2026) | ₹14.95 (30 Oct 2026) |
| Rating | ★★★★★ | ★★★★ |
| Benchmark | NIFTY Composite Debt Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Suyash Choudhary | Alok Singh |
| Inception | 01 Jan 2013 | 27 Feb 2015 |
| Returns | ||
| 1Y | 6.65% | 16.95% |
| 3Y | 7.97% | 9.97% |
| 5Y | 6.21% | 27.81% |
| Since Inception | 8.15% | 3.50% |
| Risk | ||
| 3.96 | 4.05 | |
| 1.00 | -0.17 | |
| 0.29 | 0.76 | |
| 1.46 | 3.03 | |
| 0.59 | 4.41 | |
| -2.72% | 0.20% | |
| Costs | ||
| Expense Ratio | 0.79% | 0.61% |
| Exit Load | Nil | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | ₹100 | ₹1,000 |
| Min Lumpsum | ₹1,000 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
IDFC MF100%
Bank of India…100%
0.0%Only 0.0% of holdings by weight are common between IDFC MF and Bank of India MF, based on each fund's top 17 disclosed holdings, not the full portfolio.
Category context: Debt vs Debt. Open the full Screener →