BBBaroda BNP ParibasRegular · Growth

Baroda BNP Paribas Equity Savings Fund - Regular Plan - Growth

hybridHybrid - Equity SavingsBenchmark: NIFTY 50 Equity Savings Index - TRI
NAV · 16 Sep 2026₹17.20+0.16%
AUM₹289 Cr
Expense Ratio2.81%
5Y CAGR+6.93%
Exit Load1% on or before 30D, Nil after 30D
Min SIP₹500
Launched2019

Investment Objective

The primary objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity/ equity related instruments and debt/ money market instruments.

Fund Mandate

(i) Equity and equity related securities (unhedged) and15%–40%
(ii) Equities, equity related securities and derivatives including index futures, stock futures, index options and stock options, etc as part of hedged/arbitrage exposure (hedged)25%–75%
Debt and. Money Market instruments10%–35%
Equity & Equity related securities of which65%–90%
Units issued by InvITs0%–10%
Asset Allocation
Domestic Equity66.9%
Debt28.1%
Cash & Equivalents30.7%
Other1.1%
Fund Managers
JS
Jitendra Sriram
Fund Manager
Key Information
2.81%
₹500
₹5,000
1% on or before 30D, Nil after 30D
Nil
Inception25 Jul 2019
AMCBaroda BNP Paribas
Top Holdings
1Net Receivables / (Payables)27.86%
2State Bank of IndiaBanks3.83%
37.32% Government of India (13/11/2030)3.56%
4Bharti Airtel LimitedTelecom - Services3.33%
57.18% Government of India (14/08/2033)3.18%
6Reliance Industries LimitedPetroleum Products3.07%
7ICICI Bank LimitedBanks2.99%
8Clearing Corporation of India Ltd2.85%
9Larsen & Toubro LimitedConstruction2.77%
108.7% Shriram Finance Limited (09/04/2028) **2.45%
Sector Allocation
Other44.0%
Banks13.0%
Telecom - Services3.3%
Petroleum Products3.1%
Construction2.8%
Pharmaceuticals & Biotechnology2.4%
Ferrous Metals2.0%
Financial Technology (Fintech)1.9%
Realty1.8%
Finance1.7%
Trailing Returns
PeriodReturnsCategory avg
1 Day+0.16%
1 Week-1.05%-0.90%
1 Month-2.11%-1.25%
3 Months+0.55%+0.92%
6 Months+4.13%+3.78%
9 Months+0.51%+1.42%
1 Year+2.97%+3.19%
2 Years+3.43%+3.79%
3 Years+7.72%+7.76%
4 Years+7.86%+8.33%
5 Years+6.93%+7.38%
+7.86%+8.12%

Category avg is the average return of every scheme in this fund's SEBI class (Hybrid - Equity Savings) over the same period. Return basis follows each class's underlying asset type, so it varies within this category: absolute or annualised up to 1 year, CAGR beyond.

Risk Metrics
5.32%

A measure of how much a fund's returns swing up and down over time. Higher means a bumpier ride — more volatility — even if the average return ends up the same as a steadier fund.

0.83

How sensitive a fund is to overall market moves. A beta of 1 means it roughly moves in line with the market; below 1 means smaller swings than the market; above 1 means bigger swings in both directions.

0.54

How much extra return a fund earned for every unit of risk (volatility) it took on, compared to a safe, risk-free investment. Higher means better risk-adjusted performance — not just higher returns, but smarter ones.

2.77%

The extra return a fund generated above what its benchmark index would predict, given the risk it took. Positive alpha suggests the fund manager added genuine value beyond just tracking the market.

1.07

Similar to the Sharpe Ratio, but only counts downside volatility (the bad kind) rather than penalizing a fund for volatile-but-positive swings. Higher means better returns per unit of "harmful" risk.

-4.36%

The single worst peak-to-trough fall a fund has experienced over a given period — the deepest "how much would I have lost if I'd bought at the top and sold at the bottom" scenario.

Fees
2.81%
1% on or before 30D, Nil after 30D
Nil
₹500
₹5,000
Capital Gains Tax, general rules

This is a debt/other (non-equity-oriented) fund. For units acquired on or after 1 April 2023, gains are taxed at your applicable income-tax slab rate regardless of holding period, the earlier long-term/indexation treatment for debt funds was removed by the Finance Act 2023.

General information only, not tax advice, actual liability depends on your overall income and applicable law at the time of redemption. Consult a tax advisor for your specific situation.

Frequently Asked QuestionsGeneral mutual-fund FAQs, not specific to this scheme