ABAditya Birla SL MFRegular · Growth

Aditya Birla Sun Life Multi Asset Allocation Fund - Regular Plan - Growth

hybridHybrid - Multi Asset AllocationBenchmark: BSE 200
NAV · 15 Sep 2026₹16.63-1.32%
AUM₹7.6k Cr
Expense Ratio1.78%
3Y CAGR+13.66%
Exit LoadNil upto 30% of units on or before 1Y, 1% after 30% of units on or before 1Y,Nil after 1Y
Min SIP₹100
Launched2023

Investment Objective

The investment objective of the Scheme is to provide long term capital appreciation by investingacross asset classes like Equity, Debt, Commodities & units of REITs & InvITs.

Fund Mandate

Commodities including ETCDs10%–25%
Debt & Money Market Instruments10%–25%
Equity & Equity related instruments65%–80%
Units issued by InvITs0%–10%
Units of MF0%–15%
Asset Allocation
Domestic Equity64.9%
Debt12.0%
Cash & Equivalents5.0%
Other18.2%
Fund Managers
DG
Dhaval Gala
Fund Manager
Key Information
1.78%
₹100
₹500
Nil upto 30% of units on or before 1Y, 1% after 30% of units on or before 1Y,Nil after 1Y
Nil
Inception31 Jan 2023
AMCAditya Birla SL MF
Top Holdings
1Aditya Birla Sun Life Gold ETF10.64%
2ICICI Bank Ltd.Banks4.08%
3TREPS3.69%
4Axis Bank Ltd.Banks2.85%
5Aditya Birla Sun Life Silver ETF2.52%
6Reliance Industries Ltd.Petroleum Products1.94%
7Government of India (16/02/2031)1.89%
8Bharti Airtel Ltd.Telecom - Services1.78%
9Infosys Ltd.IT - Software1.77%
10Meesho Ltd.Retailing1.69%
Sector Allocation
Other21.6%
Banks9.9%
IT - Software3.1%
Retailing3.1%
Auto Components3.1%
Petroleum Products1.9%
Telecom - Services1.8%
Diversified FMCG1.4%
Electrical Equipment1.3%
Trailing Returns
PeriodReturnsCategory avg
1 Day-1.32%
1 Week-1.90%-1.83%
1 Month-3.06%-2.65%
3 Months-0.36%-0.12%
6 Months+5.04%+3.41%
9 Months+2.48%+2.16%
1 Year+9.58%+8.22%
2 Years+8.53%+7.60%
3 Years+13.66%+13.39%
+15.07%+10.33%

Category avg is the average return of every scheme in this fund's SEBI class (Hybrid - Multi Asset Allocation) over the same period. Return basis follows each class's underlying asset type, so it varies within this category: absolute or annualised up to 1 year, CAGR beyond.

Risk Metrics
9.32%

A measure of how much a fund's returns swing up and down over time. Higher means a bumpier ride — more volatility — even if the average return ends up the same as a steadier fund.

0.65

How sensitive a fund is to overall market moves. A beta of 1 means it roughly moves in line with the market; below 1 means smaller swings than the market; above 1 means bigger swings in both directions.

1.12

How much extra return a fund earned for every unit of risk (volatility) it took on, compared to a safe, risk-free investment. Higher means better risk-adjusted performance — not just higher returns, but smarter ones.

5.68%

The extra return a fund generated above what its benchmark index would predict, given the risk it took. Positive alpha suggests the fund manager added genuine value beyond just tracking the market.

2.09

Similar to the Sharpe Ratio, but only counts downside volatility (the bad kind) rather than penalizing a fund for volatile-but-positive swings. Higher means better returns per unit of "harmful" risk.

-10.98%

The single worst peak-to-trough fall a fund has experienced over a given period — the deepest "how much would I have lost if I'd bought at the top and sold at the bottom" scenario.

Fees
1.78%
Nil upto 30% of units on or before 1Y, 1% after 30% of units on or before 1Y,Nil after 1Y
Nil
₹100
₹500
Capital Gains Tax, general rules

This is a debt/other (non-equity-oriented) fund. For units acquired on or after 1 April 2023, gains are taxed at your applicable income-tax slab rate regardless of holding period, the earlier long-term/indexation treatment for debt funds was removed by the Finance Act 2023.

General information only, not tax advice, actual liability depends on your overall income and applicable law at the time of redemption. Consult a tax advisor for your specific situation.

Frequently Asked QuestionsGeneral mutual-fund FAQs, not specific to this scheme