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HomeIPO WatchTata Capital Ltd

Tata Capital Ltd

Financial ServicesUpcoming
Issue Size: ₹15,000 CrPrice Band: TBAExchange: NSE & BSE

About the Company

Tata Capital is the financial services arm of the Tata Group, offering a comprehensive suite of financial products including personal loans, home loans, SME finance, and wealth management.

Business Model

Tata Capital is a diversified NBFC with presence in consumer finance, home loans, commercial finance, and infrastructure finance. Leverages the Tata brand for trust and distribution.

Promoters

Tata Sons Limited (~95% pre-IPO).

Key Strengths

  • Tata Group brand — among India's most trusted conglomerates
  • Diversified NBFC with ₹1.5L Cr+ AUM
  • Access to Tata Sons' balance sheet for capital support
  • Strong SME and retail lending franchise

Key Risks

  • NBFC sector faces regulatory tightening from RBI
  • Competition from banks on cost of funds
  • Asset quality risk in SME/commercial segments

Use of Proceeds

Augment Capital Base (Tier-I)88%
General Corporate Purposes12%

IPO Details

Issue Size

₹15,000 Cr

Fresh Issue

₹15,000 Cr

OFS

₹0

Price Band

TBA

Lot Size

TBA

Min Investment

TBA

Exchange

NSE & BSE

Registrar

TBA

Open Date

Jun 2026

Close Date

Jun 2026

Allotment

TBA

Listing Date

TBA

Lead Managers

Kotak Mahindra CapitalGoldman SachsJ.P. MorganAxis Capital