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Suryoday Small Finance Bank Ltd.

BankBank - Private

suryoday.bank.in BSE: 543279NSE: SURYODAY

₹143.95BSE1.51%

16 Sep, 4:01 PM

₹143.95

₹1.53K Cr

7.98

0.71

7.63%

₹146.15

₹142.00

₹217.50

₹115.30

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Price Performance

Peer Comparison

Name
HDFC BANK HDFCBANK	722.40	14.73	11,13,520.30	2.15	19,059.72	4.98%	79,362.78	2.44%	12.91
ICICI BANK ICICIBANK	1,359.00	18.69	9,75,515.99	0.88	14,804.50	15.95%	45,670.78	6.34%	17.11
KOTAK MAH.BK KOTAKBANK	414.90	27.80	4,12,728.25	0.16	4,122.96	25.64%	14,477.49	4.63%	12.21
AXIS BANK AXISBANK	1,243.95	15.03	3,87,294.64	0.08	7,113.92	22.52%	33,985.63	9.41%	10.93
IDBI BANK L IDBI	82.87	9.26	89,105.16	0.00	2,115.18	5.37%	7,541.44	7.41%	15.30
FEDERAL BANK FEDERALBNK	342.00	19.08	84,560.77	0.35	1,176.93	36.57%	7,238.31	8.25%	11.07
AUBANK AUBANK	1,035.40	27.22	77,757.48	0.10	795.95	37.03%	5,302.74	21.11%	14.17
Suryoday Small Finance Bank Ltd. SURYODAY	143.95	7.98	1,530.67	1.04	75.18	113.10%	622.36	25.69%	7.72

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	488.12	507.20	487.85	470.58	495.17	519.66	543.87	601.59	622.36
Expenses	219.10	220.51	236.46	258.12	246.87	258.90	268.68	299.88	325.03
	144.28	126.92	71.36	46.64	108.92	79.15	89.01	106.97	138.56
	29.56%	25.02%	14.63%	9.91%	22.00%	15.23%	16.37%	17.78%	22.26%
Provisions and Contingencies	51.56	66.77	33.62	93.42	62.09	39.85	41.22	41.32	36.66
	70.15	47.45	39.55	60.10	108.65	79.84	80.88	90.30	147.86
Interest	194.89	207.22	219.58	225.92	248.03	261.45	267.06	285.04	306.63
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	92.72	60.15	37.74	-46.78	46.83	39.30	47.79	65.65	101.90
	24.44%	24.54%	11.76%	27.79%	24.66%	22.62%	23.50%	24.27%	26.22%
	70.06	45.39	33.30	-33.78	35.28	30.41	36.56	49.72	75.18
	6.59	4.27	3.13	-3.18	3.32	2.86	3.44	4.68	7.07

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	941.82	1,183.68	1,588.70	1,953.75	2,160.30
	93.56	97.42	219.38	217.25	359.67
	1,035.38	1,281.10	1,808.09	2,171.00	2,519.97
II. EXPENDITURE
Interest Expended	357.37	437.11	626.47	847.61	1,061.58
Operating Expenses	413.10	506.54	727.95	934.19	1,074.33
Provisions and Contingencies	391.98	236.60	166.10	245.37	184.48
	-127.07	100.86	287.57	143.83	199.57
Taxes	-34.04	23.17	71.61	28.87	47.60
	-93.03	77.69	215.96	114.96	151.97
Extra items				0.00	0.00
Consolidated Net Profit	-93.03	77.69	215.96	114.96	151.97
IV. APPROPRIATIONS	112.12	189.65	367.35	432.88	558.92
Equity Dividend %					15.00%
	-8.76	7.32	20.34	10.82	14.30
Adjusted EPS	-8.76	7.32	20.34	10.82	14.30

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	106.16	106.16	106.20	106.28	106.29
Share Warrants & Outstandings	9.21	8.78	10.10	11.98	10.17
Total Reserves	1,389.75	1,469.79	1,688.66	1,808.83	1,961.86
Reserve excluding Revaluation Reserve	1,389.75	1,469.79	1,688.66	1,808.83	1,961.86
Revaluation Reserves			0.00
Deposits	3,853.88	5,166.72	7,777.27	10,579.61	13,994.04
	2,551.34	2,765.41	2,442.98	2,710.29	3,122.36
Other Liabilities & Provisions	269.85	344.36	352.48	397.40	689.23
Total Liabilities	8,180.18	9,861.22	12,377.68	15,614.39	19,883.96
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	607.45	784.23	813.78	1,466.14	1,713.72
Balances with banks and money at call	370.24	40.93	366.29	243.24	385.05
Investments	2,057.68	2,570.19	2,599.30	3,137.48	3,692.56
Investments in India	2,057.68	2,570.19	2,599.30	3,137.48	3,692.56
Investments outside India			0.00
Advances	4,750.88	6,015.05	8,077.97	9,974.35	12,878.76
Gross block	124.25	259.24	299.43	354.77	555.62
Less: Accumulated Depreciation	58.22	96.08	147.25	199.16	262.45
Net Block	66.03	163.15	152.18	155.61	293.17
Capital Work in Progress	49.22	1.33	16.62	134.53	4.87
Other Assets	278.68	286.35	351.55	503.03	915.82
Total Assets	8,180.18	9,861.22	12,377.68	15,614.39	19,883.96
Contingent Liabilities	4.15	22.29	4.38	20.76	5.42
	140.91	148.45	169.01	180.19	194.58
Adjusted Book Value	140.91	148.45	169.01	180.19	194.58

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	-127.06	100.86	287.57	143.83	199.57
Adjustments for Expenses & Provisions :	423.34	293.32	224.84	252.76	262.91
Adjustments for Liabilities & Assets:	-627.43	-493.21	436.59	982.46	247.61
Refund/(payment) of direct taxes	-15.36	1.34	-14.27	-59.06	-57.76
Cash Flow from operating activities	-346.51	-97.70	934.73	1,319.98	652.33
Cash Flow from investing activities	-157.60	-265.70	-263.36	-1,058.99	-791.57
Cash Flow from financing activities	885.04	213.47	-321.92	268.32	412.13
Net increase/(decrease) in cash and cash equivalents	380.92	-149.93	349.45	529.31	272.90
Opening Cash & Cash Equivalents	593.19	974.11	824.18	1,173.64	1,702.95
Closing Cash & Cash Equivalent	974.11	824.18	1,173.64	1,702.95	1,975.85

Ratios

Valuation

7.98

0.71

7.11

0.67

18.05

201.64

Profitability

7.63

7.72

0.86

17.78

7.03

Leverage & Liquidity

1.51

Returns

1.04

Banking Metrics

5.88

6.55

4.21

92.03

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	22.39	22.30	22.30	22.44	22.44	22.44	22.44	22.48	22.48
	15.67	11.50	10.69	10.33	10.61	11.28	11.08	10.95	10.82
	61.95	66.19	67.01	67.23	66.96	66.28	66.49	66.57	66.70
	77.61	77.70	77.70	77.56	77.56	77.56	77.56	77.52	77.52
No. of Shareholders	1,03,356	1,08,301	1,10,197	1,08,734	1,04,927	1,02,098	99,138	95,026	89,688

Corporate Actions

Showing: All

Date	Type	Details
2026-07-06	Board Meeting	Quarterly Results
2026-06-25	AGM
2026-06-01	Board Meeting	Raising of funds (Equity & Debt)

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

BankBank - Private

Suryoday Small Finance Bank Ltd. operates in the Bank sector under the Bank - Private industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

13 members across the board and senior leadership

Krishna Kant Chaturvedi

Company Secretary & Compliance Officer

—

Krishna Prasad Nair

Chairman

₹28.10 L

Mar '26

John Arunkumar Diaz