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Spandana Sphoorty Financial Ltd.

FinanceFinance - NBFC

www.spandanasphoorty.com BSE: 542759NSE: SPANDANA

₹226.60BSE0.02%

16 Sep, 4:01 PM

₹226.60

₹2.01K Cr

0.00

0.96

-30.21%

₹228.60

₹222.40

₹319.70

₹182.50

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Price Performance

Peer Comparison

Name
BAJFINANCE BAJFINANCE	1,008.50	30.96	6,27,887.49	0.59	6,080.60	27.60%	23,165.45	19.58%	10.87
SHRIRAM TRAN SHRIRAMFIN	981.05	20.40	2,30,845.48	1.10	3,452.77	59.90%	13,400.43	16.16%	11.49
CHOLAFIN CHOLAFIN	1,767.05	26.66	1,50,960.95	0.11	1,656.22	45.56%	8,856.29	21.87%	9.70
JIOFIN JIOFIN	225.00	72.21	1,48,570.69	0.27	830.25	155.73%	2,004.47	227.28%	2.11
TATACAP TATACAP	343.50	27.78	1,45,811.25	0.16	1,628.18	56.42%	8,821.93	15.10%	8.66
BAJ HOLD INV BAJAJHLDNG	10,925.00	13.95	1,21,588.16	1.76	2,708.08	-22.71%	394.33	21.46%	14.81
MUTHOOT FIN MUTHOOTFIN	2,766.50	9.64	1,11,066.25	1.10	2,824.84	43.08%	8,671.60	34.44%	15.87
Spandana Sphoorty Financial Ltd. SPANDANA	226.60	0.00	2,013.45	0.00	11.88	103.30%	283.91	-5.51%	-5.77

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	706.97	681.85	551.55	414.79	300.46	229.55	234.27	259.69	283.91
Expenses	395.08	726.70	922.27	803.89	627.02	442.79	258.32	139.08	151.02
	311.89	-44.85	-370.72	-389.10	-326.56	-213.24	-24.05	120.61	132.89
	44.12%	-6.58%	-67.21%	-93.81%	-108.69%	-92.89%	-10.27%	46.44%	46.81%
	26.94	20.13	17.73	4.13	3.66	9.94	11.28	17.48	19.31
Interest	259.37	258.43	229.01	185.45	153.75	119.85	108.74	126.03	132.08
	4.41	5.45	5.64	7.20	4.24	3.98	3.94	4.04	2.56
	75.05	-288.60	-587.64	-577.62	-480.89	-327.13	-125.45	8.02	17.56
	25.77%	25.04%	25.08%	24.81%	25.09%	23.83%	24.27%	34.29%	32.35%
	55.71	-216.32	-440.20	-434.30	-360.21	-249.13	-94.97	5.27	11.88
	7.81	-30.34	-61.73	-60.90	-50.51	-31.15	-11.88	0.66	1.49

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	1,462.79	1,400.75	2,400.57	2,355.16	1,023.96
Operating Income (Net)	1,462.79	1,400.75	2,400.57	2,355.16	1,023.96
EXPENDITURE :
Employee Cost	227.20	304.12	473.23	631.77	532.71
Operating & Establishment Expenses	21.30	45.95	66.41	88.94	97.07
Administrations & Other Expenses	52.00	67.02	76.42	102.40	97.99
Provisions and Contingencies	531.95	946.14	296.68	2,061.05	1,365.33
	832.45	1,375.05	913.31	2,884.16	2,093.10
Operating Profit (Excl OI)	630.35	25.70	1,487.26	-529.00	-1,069.14
	17.24	462.60	133.38	109.12	670.94
	647.59	488.30	1,620.64	-419.88	-398.20
Interest	541.54	459.61	929.66	936.22	511.08
	9.18	10.87	20.41	22.70	16.20
Profit Before Taxation & Exceptional Items	96.87	17.82	670.57	-1,378.80	-925.48
	96.87	17.82	670.57	-1,378.80	-925.48
Provision for Tax	27.05	5.43	169.85	-343.64	-226.33
	69.83	12.39	500.72	-1,035.16	-699.15
Extra items				0.00	0.00
Minority Interest	-0.36	-0.08	-0.06	0.06	0.06
Consolidated Net Profit	69.47	12.31	500.66	-1,035.10	-699.09
Profit Balance B/F	227.20	281.66	290.24	687.24	-347.44
Appropriations	296.66	293.97	790.90	-347.86	-1,046.53
	10.05	1.73	70.22	-145.16	-87.42
Adjusted EPS	9.56	1.65	66.78	-138.04	-87.42

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
	69.10	70.98	71.30	71.31	79.97
Share Warrants & Outstandings	95.09	44.72	62.16	77.22	56.25
Total Reserves	2,923.39	2,983.30	3,511.15	2,484.52	1,993.17
Reserve excluding Revaluation Reserve	2,923.39	2,983.30	3,511.15	2,484.52	1,993.17
Revaluation reserve	0.00
	3,087.57	3,099.00	3,644.61	2,633.05	2,129.39
Minority Interest	2.38	0.23	0.29	0.23	0.18
Secured Loans	3,751.92	6,054.32	3,113.68	1,493.13	1,311.31
Unsecured Loans	20.19	19.98
Deferred Tax Assets / Liabilities	-184.21	-196.91	-132.72	-475.03	-702.58
Other Long Term Liabilities			50.19	38.61	9.12
Long Term Provisions	4.02	5.59	19.02	22.51	24.26
Total Non-Current Liabilities	3,591.92	5,882.98	3,050.17	1,079.22	642.11
Trade Payables			8.44	8.97	11.12
Other Current Liabilities	182.11	198.78	231.58	125.01	117.27
Short Term Borrowings			6,310.93	4,162.49	2,631.42
Short Term Provisions	28.16	4.71	3.80	9.51	12.31
Total Current Liabilities	210.27	203.49	6,554.75	4,305.98	2,772.12
Total Liabilities	6,892.13	9,185.70	13,249.82	8,018.48	5,543.80
Loans (Non - Current Assets)	5,518.38	7,759.80	11,014.30	5,708.40	3,860.50
Gross Block	83.02	99.82	113.36	128.60	124.44
Less: Accumulated Depreciation	51.74	52.85	60.98	77.01	85.44
Net Block	31.27	46.97	52.38	51.59	39.00
Non Current Investments	2.44	189.35	111.78	16.12
Long Term Investment	2.44	189.35	111.78	16.12
Long Term Loans & Advances	22.62	46.56	25.11	110.03	117.30
Other Non Current Assets	0.00		285.38	130.06	136.41
Total Non-Current Assets	5,574.72	8,042.68	11,488.95	6,016.20	4,153.21
Currents Investments				93.63	113.51
Inventories		1.27
Cash and Bank	1,202.24	1,004.58	1,638.46	1,800.31	1,194.02
Other Current Assets	108.51	131.30	98.25	100.49	81.49
Short Term Loans and Advances	6.66	5.87	24.16	7.85	1.57
Total Current Assets	1,317.41	1,143.02	1,760.87	2,002.28	1,390.59
Net Current Assets (Including Current Investments)	1,107.14	939.53	-4,793.88	-2,303.70	-1,381.53
Total Assets	6,892.13	9,185.70	13,249.82	8,018.48	5,543.80
Contingent Liabilities	51.25	55.40	232.05	129.69	56.08
Total Debt	3,772.11	6,074.30	9,424.61	5,655.62	3,942.73
	433.10	430.30	502.45	358.41	259.24
Adjusted Book Value	411.88	409.22	477.83	340.85	259.24

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	96.87	17.82	670.76	-1,378.80	-925.48
Adjustment	455.84	528.63	-87.30	185.95	-474.18
Changes In working Capital	526.98	-2,676.18	-3,146.99	4,943.02	2,277.41
Cash Flow after changes in Working Capital	1,079.69	-2,129.73	-2,563.53	3,750.17	877.75
Cash Flow from Operating Activities	862.58	-2,171.05	-2,678.67	3,681.31	882.47
Cash Flow from Investing Activities	36.22	-175.25	-171.50	-132.00	164.76
Cash Flow from Financing Activitie	-1,306.82	2,432.51	3,434.83	-3,711.63	-1,513.71
Net Cash Inflow / Outflow	-408.03	86.21	584.66	-162.32	-466.48
Opening Cash & Cash Equivalents	1,135.20	727.17	813.63	1,398.29	1,235.97
Closing Cash & Cash Equivalent	727.17	813.38	1,398.29	1,235.97	769.49

Ratios

Valuation

0.96

64.16

2.00

-36.89

236.20

Profitability

-30.21

-5.77

-10.31

-104.41

-68.28

Leverage & Liquidity

1.90

0.50

-0.81

Returns

0.00

0.15

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	56.85	55.83	48.13	48.13	48.16	48.16	48.16	48.16	48.16
	31.80	29.97	28.02	26.28	26.44	26.37	26.13	25.68	24.98
	11.35	14.19	23.85	25.59	25.41	25.47	25.71	26.16	26.86
	43.15	44.17	51.87	51.87	51.84	51.84	51.84	51.84	51.84
No. of Shareholders	48,596	73,889	90,984	1,23,001	1,21,469	1,20,457	1,16,755	1,13,071	1,08,583

Corporate Actions

Showing: All

Date	Type	Details
2026-07-27	AGM
2026-07-17	Board Meeting	Quarterly Results
2026-04-29	Board Meeting	Quarterly Results & Audited Results Inter alia, to consider and approve:- 1. proposal of raising funds through issuance of non-convertible debentures, as permitted under applicable law(s), subject to receipt of regulatory/statutory approvals, as applicable.

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

FinanceFinance - NBFC

Spandana Sphoorty Financial Ltd. operates in the Finance sector under the Finance - NBFC industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

9 members across the board and senior leadership

Vinay Prakash Tripathi

Company Secretary

—

Animesh Chauhan

Non Executive Independent Director

₹30.00 L

Mar '26

Dipali Sheth

Chairperson

₹30.00 L

Mar '26

Vinayak Prasad

Non Executive Independent Director

₹30.00 L

Mar '26

Ramachandra Kasargod Kamath

Nominee Director

₹30.00 L

Mar '26

Sunish Sharma

Nominee Director

—

Neeraj Swaroop

Nominee Director of Kedaara Capital I Limited

₹30.00 L

Mar '25

Saakshi Gera

Nominee Director

—

Venkatesh Krishnan

Managing Director & CEO

₹1.50 Cr

Mar '26

SPANDANA Latest News

News

3 of 3 articles

EQUITY31 Jul 2026 · 13:02

Spandana Sphoorty Financial informs about transcript of conference call

EQUITY14 Jul 2026 · 10:58

Spandana Sphoorty Financial informs about demise of chairperson cum independent director

EQUITY5 May 2026 · 16:43

Spandana Sphoorty reports Profit after tax of Rs 54.90 Mln, in the March 2026 quarter

SPANDANA

₹226.60

-0.02%