Search & Analyze

SBFC Finance Ltd.

FinanceFinance - NBFC

www.sbfc.com BSE: 543959NSE: SBFC

₹94.80BSE0.49%

16 Sep, 4:01 PM

₹94.80

₹10.40K Cr

30.13

3.28

11.73%

₹95.31

₹92.44

₹123.00

₹79.61

Customise metrics bar

Price Performance

Peer Comparison

Name
BAJFINANCE BAJFINANCE	1,008.50	30.93	6,27,887.49	0.59	6,080.60	27.60%	23,165.45	19.58%	10.87
SHRIRAM TRAN SHRIRAMFIN	981.05	20.40	2,30,845.48	1.10	3,452.77	59.90%	13,400.43	16.16%	11.49
CHOLAFIN CHOLAFIN	1,767.05	26.25	1,50,960.95	0.11	1,656.22	45.56%	8,856.29	21.87%	9.70
JIOFIN JIOFIN	225.00	71.90	1,48,570.69	0.27	830.25	155.73%	2,004.47	227.28%	2.11
TATACAP TATACAP	343.50	26.96	1,45,811.25	0.17	1,628.18	56.42%	8,821.93	15.10%	8.66
BAJ HOLD INV BAJAJHLDNG	10,925.00	13.73	1,21,588.16	1.78	2,708.08	-22.71%	394.33	21.46%	14.81
MUTHOOT FIN MUTHOOTFIN	2,766.50	9.77	1,11,066.25	1.08	2,824.84	43.08%	8,671.60	34.44%	15.87
SBFC Finance Ltd. SBFC	94.80	30.13	10,404.85	0.00	93.94	27.52%	360.67	29.32%	11.55

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025
	229.59	246.31	263.84	278.90	297.76	314.23	333.50	360.67
Expenses	75.42	83.48	90.43	90.41	93.87	99.89	105.05	113.15
	154.16	162.83	173.42	188.49	203.89	214.33	228.46	247.52
	67.15%	66.11%	65.73%	67.58%	68.47%	68.21%	68.50%	68.63%
	0.34	0.20	0.09	0.65	0.01	0.28	0.08	0.22
Interest	88.61	89.16	84.58	88.30	94.76	100.38	106.11	117.99
	3.12	3.25	3.42	3.63	3.76	3.85	4.65	4.56
	62.78	70.62	85.52	97.21	105.38	110.39	117.77	125.19
	25.19%	25.51%	25.33%	24.21%	25.12%	23.76%	25.04%	24.96%
	46.96	52.61	63.86	73.67	78.91	84.16	88.28	93.94
	0.51	0.50	0.60	0.69	0.74	0.78	0.82	0.87

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)
No of Months	12.00	12.00	12.00	12.00
INCOME :
Operating Income	529.05	732.81	1,018.64	1,306.16
Operating Income (Net)	529.05	732.81	1,018.64	1,306.16
EXPENDITURE :
Employee Cost	109.53	160.12	217.13	253.23
Operating & Establishment Expenses	21.75	25.08	34.00	39.31
Administrations & Other Expenses	26.52	27.76	36.11	38.34
Provisions and Contingencies	54.69	35.12	50.63	79.54
	212.48	248.09	337.87	410.41
Operating Profit (Excl OI)	316.57	484.72	680.77	895.75
	3.98	7.55	1.28	0.59
	320.55	492.27	682.05	896.34
Interest	222.07	278.19	352.50	420.79
	11.78	12.71	13.41	16.81
Profit Before Taxation & Exceptional Items	86.70	201.37	316.14	458.73
	86.70	201.37	316.14	458.73
Provision for Tax	22.18	51.63	79.04	113.43
	64.52	149.74	237.10	345.30
Extra items			0.00	0.00
Consolidated Net Profit	64.52	149.74	237.10	345.30
Profit Balance B/F	119.56	171.13	290.90	480.59
Appropriations	184.08	320.86	528.01	825.89
	0.80	1.68	2.21	3.18
Adjusted EPS	0.80	1.68	2.21	3.18

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)
	806.80	889.57	1,071.89	1,085.18
Share Warrants & Outstandings	21.39	30.15	28.99	50.14
Total Reserves	458.98	807.55	1,677.19	2,054.75
Reserve excluding Revaluation Reserve	458.98	807.55	1,677.19	2,054.75
Revaluation reserve	0.00
	1,287.17	1,727.27	2,778.07	3,190.07
Secured Loans	2,939.91	3,739.06	394.96	1,129.37
Unsecured Loans			2,272.48	2,541.51
Deferred Tax Assets / Liabilities	19.45	12.59	11.01	0.90
Other Long Term Liabilities			6.48	15.30
Long Term Provisions	0.25	0.13	203.88	121.23
Total Non-Current Liabilities	2,959.61	3,751.79	2,888.80	3,808.31
Trade Payables	12.12	12.86	22.06	10.00
Other Current Liabilities	256.14	254.48	248.93	114.88
Short Term Borrowings			1,328.58	1,593.44
Short Term Provisions	68.63	221.93	0.23	0.29
Total Current Liabilities	336.89	489.27	1,599.79	1,718.60
Total Liabilities	4,583.66	5,968.32	7,266.66	8,716.99
Loans (Non - Current Assets)	2,982.41	4,415.31	5,836.49	7,504.09
Gross Block	327.93	327.85	343.61	357.74
Less: Accumulated Depreciation	28.55	31.45	43.74	49.85
Net Block	299.39	296.40	299.87	307.89
Non Current Investments	249.47	275.19	206.86	21.56
Long Term Investment	249.47	275.19	206.86	21.56
Long Term Loans & Advances	2.97	3.47	210.09	124.85
Other Non Current Assets	0.00		153.88	34.17
Total Non-Current Assets	3,534.24	4,991.12	6,708.72	7,993.15
Currents Investments	598.65	331.40	199.25	305.27
Sundry Debtors	8.27	10.83	14.58	14.81
Cash and Bank	335.29	400.81	338.19	398.71
Other Current Assets	2.41	11.17	4.39	3.91
Short Term Loans and Advances	104.81	223.00	1.54	1.15
Total Current Assets	1,049.43	977.20	557.95	723.84
Net Current Assets (Including Current Investments)	712.54	487.93	-1,041.85	-994.77
Total Assets	4,583.66	5,968.32	7,266.66	8,716.99
Contingent Liabilities	1.05	0.64	1.39	2.44
Total Debt	2,939.91	3,739.06	3,996.02	5,264.32
	15.69	19.08	25.65	28.93
Adjusted Book Value	15.69	19.08	25.65	28.93

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)
No of Months	12.00	12.00	12.00	12.00
	86.70	201.37	316.14	458.73
Adjustment	36.69	27.93	91.51	98.82
Changes In working Capital	-903.65	-1,411.62	-1,472.81	-1,848.72
Cash Flow after changes in Working Capital	-780.27	-1,182.33	-1,065.17	-1,291.17
Cash Flow from Operating Activities	-821.64	-1,244.59	-1,155.17	-1,415.01
Cash Flow from Investing Activities	651.82	205.92	159.37	174.19
Cash Flow from Financing Activitie	183.03	1,071.01	1,037.20	1,281.01
Net Cash Inflow / Outflow	13.20	32.33	41.40	40.19
Opening Cash & Cash Equivalents	138.27	151.48	183.81	225.21
Closing Cash & Cash Equivalent	151.48	183.81	225.21	265.40

Ratios

Valuation

30.13

3.28

17.04

7.97

3.11

28.59

Profitability

11.73

11.55

4.32

68.58

26.44

Leverage & Liquidity

1.68

0.42

2.09

Returns

0.00

0.16

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	55.19	55.05	54.75	53.33	53.19	52.98	52.82	52.35	52.31
	20.96	20.82	21.38	24.19	24.12	25.21	26.41	28.18	27.93
	23.85	24.13	23.87	22.47	22.69	21.81	20.76	19.47	19.76
	44.81	44.95	45.25	46.67	46.81	47.02	47.18	47.65	47.69
No. of Shareholders	1,38,991	1,63,595	1,62,908	1,53,744	1,42,155	1,42,669	1,46,556	1,38,467	1,34,577

Corporate Actions

Showing: All

Date	Type	Details
2026-06-29	Board Meeting	Quarterly Results
2026-05-04	AGM
2026-03-27	Board Meeting	Audited Results inter-alia, to consider and approve issuance of debt instruments including but not limited to NonConvertible Debentures or such other debt securities as may be permitted from time to time, subject to approval of the shareholders at the ensuing annual general meeting of the Company

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

FinanceFinance - NBFC

SBFC Finance Ltd. operates in the Finance sector under the Finance - NBFC industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

10 members across the board and senior leadership

Neeraj Swaroop

Chairman

₹22.00 L

Mar '26

Surekha Marandi

Non Executive Independent Director

₹19.00 L

Mar '26

Ravi Venkatraman

Non Executive Independent Director

₹21.00 L

Mar '26

Koni Uttam Nayak

Non Executive Independent Director

₹15.00 L

Mar '26

Aseem Dhru

Vice Chairman

₹12.78 Cr

Mar '26

Mahesh Dayani

Managing Director & CEO

₹8.77 Cr

Mar '26

Jonathan Tadeusz Tatur

Nominee Director - SBFC Holdings Pte. Ltd

—

John Mescall

Nominee Director - SBFC Holdings Pte. Ltd

—

Namrata Sajnani

Company Secretary & Chief Compliance Officer

—

Leroy James Langeveld

Nominee Director - SBFC Holdings Pte. Ltd

—

SBFC Latest News

News

5 of 5 articles

EQUITY16 Sept 2026 · 13:05

SBFC Finance submits intimation on ESG rating

EQUITY19 Jun 2026 · 16:18

SBFC Finance informs about newspaper publication

EQUITY18 Jun 2026 · 14:07

SBFC Finance informs about 19th AGM

EQUITY18 Jun 2026 · 12:39

SBFC Finance informs about AGM and annual report

EQUITY13 May 2026 · 15:39

SBFC Finance informs about allotment under ESOP

SBFC

₹94.80

+0.49%