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India Shelter Finance Corporation Ltd.

FinanceFinance - Housing

www.indiashelter.in BSE: 544044NSE: INDIASHLTR

₹658.65BSE1.63%

16 Sep, 4:01 PM

₹658.65

₹7.22K Cr

14.36

2.29

17.23%

₹663.20

₹641.45

₹923.95

₹620.85

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Price Performance

Peer Comparison

Name
BAJAJHFL BAJAJHFL	83.00	663.48	69,158.38	0.00					7.09
PIRAMALFIN PIRAMALFIN	2,207.10	30.89	52,226.67	0.50	460.98	66.80%	3,368.27	27.62%	7.74
HUDCO HUDCO	169.70	7.98	33,972.24	3.57	851.11	35.05%	3,717.17	26.55%	8.41
LIC HOUS.FIN LICHSGFIN	542.15	5.20	29,821.67	1.84	1,499.03	9.90%	7,082.59	-1.44%	8.59
PNBHOUSING PNBHOUSING	1,131.95	12.75	29,521.70	0.71	557.34	4.47%	2,263.44	9.02%	9.41
AADHARHFC AADHARHFC	458.60	17.63	20,096.16	0.00	282.36	19.00%	992.89	17.06%	11.31
SAMMAANCAP SAMMAANCAP	142.20		16,560.00	0.00	243.30	-27.22%	1,651.93	-31.18%	-4.70
India Shelter Finance Corporation Ltd. INDIASHLTR	658.65	14.36	7,224.15	1.51	137.59	27.24%	408.23	24.73%	12.96

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
	251.55	282.56	304.25	327.29	361.22	369.21	389.74	408.23
Expenses	73.19	78.83	85.01	83.24	96.83	98.34	112.98	109.96
	178.35	203.73	219.24	244.05	264.38	270.87	276.76	298.27
	70.90%	72.10%	72.06%	74.57%	73.19%	73.36%	71.01%	73.06%
	9.17	0.84	0.15	0.13	0.09	0.03	0.02	0.04
Interest	76.64	84.61	92.03	101.59	106.46	109.63	113.53	115.19
	2.82	2.81	2.99	2.98	2.78	3.19	3.31	3.10
	108.07	117.16	124.37	139.60	155.24	158.07	159.95	180.03
	22.71%	23.11%	22.70%	22.54%	23.06%	22.79%	22.43%	23.57%
	83.53	90.08	96.14	108.13	119.45	122.04	124.07	137.59
	7.80	8.39	8.92	10.02	11.07	11.26	11.42	12.65

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	447.98	584.53	829.62	1,165.64	1,528.39
Operating Income (Net)	447.98	584.53	829.62	1,165.64	1,528.39
EXPENDITURE :
Employee Cost	101.31	134.56	179.43	229.08	297.79
Operating & Establishment Expenses	9.67	12.29	18.02	26.31	35.20
Administrations & Other Expenses	9.96	19.14	17.83	23.94	26.10
Provisions and Contingencies	13.89	16.77	23.41	31.69	48.03
	134.83	182.76	238.68	311.02	407.11
Operating Profit (Excl OI)	313.15	401.76	590.94	854.62	1,121.28
	11.83	21.70	32.32	10.29	0.19
	324.97	423.47	623.26	864.91	1,121.46
Interest	151.53	213.31	294.16	364.12	455.80
	6.54	8.20	9.91	11.60	12.38
Profit Before Taxation & Exceptional Items	166.90	201.95	319.18	489.19	653.29
	166.90	201.95	319.18	489.19	653.29
Provision for Tax	38.45	46.61	71.59	111.32	150.14
	128.45	155.34	247.60	377.87	503.15
Extra items				0.00	0.00
Consolidated Net Profit	128.45	155.34	247.60	377.87	503.15
Profit Balance B/F	166.22	268.97	393.32	591.54	894.01
Appropriations	294.66	424.32	640.92	969.42	1,397.15
Equity Dividend %				100.00%	200.00%
	29.39	35.49	23.13	35.02	46.26
Adjusted EPS	29.39	35.49	23.13	35.02	46.26

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
	43.71	43.76	53.53	53.95	54.38
Share Warrants & Outstandings	8.34	16.61	16.43	25.48	40.37
Total Reserves	1,024.08	1,180.15	2,228.71	2,629.31	3,103.37
Reserve excluding Revaluation Reserve	1,024.08	1,180.15	2,228.71	2,629.31	3,103.37
Revaluation reserve	0.00		0.00
	1,076.13	1,240.53	2,298.67	2,708.74	3,198.12
Secured Loans	1,573.70	2,273.95	2,649.45	3,883.63	4,889.84
Deferred Tax Assets / Liabilities	-2.95	-3.03	-3.07	-6.25	-0.69
Long Term Provisions	4.29	3.76	1.22	1.27	3.79
Total Non-Current Liabilities	1,575.03	2,274.68	2,647.61	3,878.65	4,892.94
Trade Payables	4.59	6.15	5.00	9.03	8.89
Other Current Liabilities	61.04	54.67	72.61	56.29	143.34
Short Term Borrowings	496.31	714.92	765.65	1,085.42	1,356.20
Short Term Provisions	5.17	1.61	1.58	3.12	14.80
Total Current Liabilities	567.11	777.35	844.84	1,153.86	1,523.23
Total Liabilities	3,218.27	4,292.56	5,791.12	7,741.25	9,614.29
Loans (Non - Current Assets)	2,622.53	3,609.14	5,062.40	6,859.49	8,568.55
Gross Block	34.82	46.84	57.34	67.02	73.52
Less: Accumulated Depreciation	17.78	22.53	27.53	37.65	44.35
Net Block	17.04	24.32	29.81	29.36	29.18
Non Current Investments				114.55	104.21
Long Term Investment	0.00		0.00	114.55	104.21
Other Non Current Assets	50.50	82.61	113.37	144.46	239.19
Total Non-Current Assets	2,690.07	3,716.07	5,205.58	7,147.85	8,941.12
Currents Investments	175.32	46.93	157.80	200.72	291.01
Sundry Debtors				0.38	5.48
Cash and Bank	321.70	479.64	344.78	314.01	263.06
Other Current Assets	27.82	43.47	61.76	68.83	108.33
Short Term Loans and Advances			14.83	3.55
Total Current Assets	524.84	570.03	579.17	587.49	667.87
Net Current Assets (Including Current Investments)	-42.27	-207.32	-265.67	-566.37	-855.36
Total Assets	3,218.27	4,292.56	5,791.12	7,741.25	9,614.29
Contingent Liabilities	6.85	6.85	15.98	7.34	7.47
Total Debt	2,070.01	2,988.87	3,415.10	4,969.06	6,246.04
	244.31	279.66	213.19	248.69	290.35
Adjusted Book Value	244.31	279.66	213.19	248.69	290.35

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	166.90	201.95	319.18	489.19	653.29
Adjustment	-20.86	25.88	29.26	23.09	28.75
Changes In working Capital	-613.84	-1,029.89	-1,505.70	-1,843.44	-1,735.21
Cash Flow after changes in Working Capital	-467.80	-802.06	-1,157.26	-1,331.16	-1,053.17
Cash Flow from Operating Activities	-495.28	-852.18	-1,232.33	-1,434.77	-1,185.00
Cash Flow from Investing Activities	-185.78	162.50	-236.28	-61.38	-105.37
Cash Flow from Financing Activitie	591.77	906.83	1,219.58	1,566.19	1,237.79
Net Cash Inflow / Outflow	-89.29	217.14	-249.03	70.04	-52.58
Opening Cash & Cash Equivalents	233.09	143.80	360.94	111.92	181.96
Closing Cash & Cash Equivalent	143.80	360.94	111.92	181.96	129.38

Ratios

Valuation

14.36

2.29

11.78

4.73

46.09

289.28

Profitability

17.23

12.96

5.80

73.36

32.92

Leverage & Liquidity

1.98

0.44

2.43

Returns

1.51

0.18

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	48.22	48.14	48.00	47.92	47.90	47.71	47.60	47.54	46.05
	22.69	27.63	26.91	25.46	25.64	29.01	28.20	28.26	28.79
	29.09	24.22	25.10	26.63	26.46	23.27	24.20	24.21	25.16
	51.78	51.86	52.00	52.08	52.10	52.29	52.40	52.46	53.95
No. of Shareholders	54,929	52,748	53,706	55,264	65,803	65,949	62,619	59,100	56,218

Corporate Actions

Showing: All

Date	Type	Details
2026-07-29	Board Meeting	Quarterly Results
2026-07-15	Board Meeting	A meeting of the Asset Liability Management Committee of the Company is scheduled to be held on July 20, 2026, inter-alia, to consider and approve the raising of funds by way of issuance of rated, listed, Secured, transferable, Redeemable, Non-Convertible ebentures denominated in Indian Rupees ("INR") on private placement basis having total issue size of INR 100,00,00,000/- (Indian Rupees One Hundred Crore) - INR 75.00 Crores base issue and INR 25.00 Crores under Green Shoe Option
2026-06-22	AGM

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

FinanceFinance - Housing

India Shelter Finance Corporation Ltd. operates in the Finance sector under the Finance - Housing industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

8 members across the board and senior leadership

Mukti Chaplot

Company Secretary & Compliance Officer

—

Sudhin Bhagwandas Choksey

Chairman

—

Rupinder Singh

Managing Director & CEO

₹8.62 Cr

Mar '26

Parveen Kumar Gupta

Non Executive Independent Director

₹18.00 L

Mar '26

Rachna Dikshit

Non Executive Independent Director

₹16.05 L

Mar '26

Savita Mahajan

Non Executive Independent Director

₹13.45 L

Mar '26

Thomson Kadantot Thomas

Non Executive Independent Director

₹18.00 L

Mar '26

Sumir Chadha

Non Independent & Non Executive Director

—

INDIASHLTR Latest News

News

4 of 4 articles

COMPANY30 Jul 2026 · 14:22

India Shelter Finance Corporation raises Rs 75 crore via NCDs

The NCDs are set to mature on July 30, 2031

EQUITY30 Jul 2026 · 12:35

India Shelter Finance Corporation informs about allotment of NCDs

EQUITY22 Jun 2026 · 17:27

India Shelter Finance Corporation informs about annual report and AGM

EQUITY22 Jun 2026 · 14:03

India Shelter Finance Corporation informs about press release

INDIASHLTR

₹658.65

+1.63%