Search & Analyze

HDB Financial Services Ltd.

FinanceFinance - NBFC

www.hdbfs.com BSE: 544429NSE: HDBFS

₹678.50BSE2.10%

16 Sep, 4:01 PM

₹678.50

₹56.29K Cr

25.87

3.57

14.81%

₹678.85

₹663.00

₹801.20

₹557.00

Customise metrics bar

Price Performance

Peer Comparison

Name
BAJFINANCE BAJFINANCE	1,008.50	30.93	6,27,887.49	0.59	6,080.60	27.60%	23,165.45	19.58%	10.87
SHRIRAM TRAN SHRIRAMFIN	981.05	20.40	2,30,845.48	1.10	3,452.77	59.90%	13,400.43	16.16%	11.49
CHOLAFIN CHOLAFIN	1,767.05	26.25	1,50,960.95	0.11	1,656.22	45.56%	8,856.29	21.87%	9.70
JIOFIN JIOFIN	225.00	71.90	1,48,570.69	0.27	830.25	155.73%	2,004.47	227.28%	2.11
TATACAP TATACAP	343.50	26.96	1,45,811.25	0.17	1,628.18	56.42%	8,821.93	15.10%	8.66
BAJ HOLD INV BAJAJHLDNG	10,925.00	13.73	1,21,588.16	1.78	2,708.08	-22.71%	394.33	21.46%	14.81
MUTHOOT FIN MUTHOOTFIN	2,766.50	9.77	1,11,066.25	1.08	2,824.84	43.08%	8,671.60	34.44%	15.87
HDB Financial Services Ltd. HDBFS	678.50	25.87	56,292.63	0.59					9.79

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2020-21 (Mar)	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	10,944.78	11,306.29	12,402.88	14,173.07	16,300.28
Operating Income (Net)	10,944.78	11,306.29	12,402.88	14,173.07	16,300.28
EXPENDITURE :
Employee Cost	2,955.59	3,500.41	4,057.57	3,850.75	3,619.57
Operating & Establishment Expenses	36.95	43.34	56.37	181.57	203.40
Administrations & Other Expenses	359.30	499.04	686.61	684.42	762.02
Provisions and Contingencies	3,104.26	2,492.82	1,352.18	1,100.64	2,160.95
	6,456.10	6,535.61	6,152.73	5,817.38	6,745.94
Operating Profit (Excl OI)	4,488.68	4,770.68	6,250.15	8,355.69	9,554.34
	28.22	21.00	22.24	0.85	1.24
	4,516.90	4,791.68	6,272.39	8,356.54	9,555.58
Interest	3,908.40	3,345.18	3,533.15	4,906.73	6,433.36
	107.79	98.94	111.84	145.14	194.42
Profit Before Taxation & Exceptional Items	500.71	1,347.56	2,627.40	3,304.67	2,927.80
	500.71	1,347.56	2,627.40	3,304.67	2,927.80
Provision for Tax	109.24	336.16	668.05	843.83	751.88
	391.47	1,011.40	1,959.35	2,460.84	2,175.92
Consolidated Net Profit	391.47	1,011.40	1,959.35	2,460.84	2,175.92
Profit Balance B/F	3,304.80	3,617.98	4,427.10	5,844.33	7,567.62
Appropriations	3,696.27	4,629.38	6,386.45	8,305.17	9,743.54
Equity Dividend %		10.00%	11.00%	30.00%	30.00%
	4.96	12.80	24.76	31.03	27.34
Adjusted EPS	4.96	12.80	24.76	31.03	27.34

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2020-21 (Mar)	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)
	789.19	790.44	791.40	793.08	795.78
Share Warrants & Outstandings	62.97	35.53	39.61	69.22	105.35
Total Reserves	7,594.08	8,713.76	10,605.96	12,880.41	14,918.62
Reserve excluding Revaluation Reserve	7,594.08	8,713.76	10,605.96	12,880.41	14,918.62
Revaluation reserve	0.00	0.00	0.00	0.00	0.00
	8,446.24	9,539.73	11,436.97	13,742.71	15,819.75
Secured Loans	30,887.43	28,078.16	32,040.07	43,614.94	44,957.23
Unsecured Loans	3,987.61	3,539.82	3,311.68	5,148.29	6,003.71
Deferred Tax Assets / Liabilities	-729.99	-1,051.17	-1,000.87	-939.95	-883.25
Other Long Term Liabilities	553.08	364.25	467.57	553.46	583.12
Long Term Trade Payables				105.73	13.84
Long Term Provisions	37.61	50.14	54.62	74.42	46.53
Total Non-Current Liabilities	34,735.74	30,981.20	34,873.07	48,556.89	50,721.18
Trade Payables	334.26	246.91	291.84	403.27	438.84
Other Current Liabilities	2,334.57	2,344.47	2,310.86	2,859.08	3,779.80
Short Term Borrowings	15,483.71	17,355.10	19,513.56	25,567.44	36,436.83
Short Term Provisions	1,175.64	1,610.76	1,649.52	1,822.84	1,877.83
Total Current Liabilities	19,328.18	21,557.24	23,765.78	30,652.63	42,533.30
Total Liabilities	62,510.16	62,078.17	70,075.82	92,952.23	1,09,074.23
Loans (Non - Current Assets)	40,101.10	35,862.69	41,963.91	55,244.89	67,075.30
Gross Block	594.44	611.06	736.41	640.58	804.27
Less: Accumulated Depreciation	324.93	367.42	403.39	455.90	528.85
Net Block	269.51	243.64	333.02	184.68	275.42
Non Current Investments	137.87	89.49	57.94	39.63	16.04
Long Term Investment	137.87	89.49	57.94	39.63	16.04
Long Term Loans & Advances	28.62	251.53	72.93	66.51	71.12
Other Non Current Assets	13.34	167.10	3.19	279.69	535.18
Total Non-Current Assets	40,550.44	36,614.45	42,430.99	55,815.40	67,973.06
Currents Investments	1,455.03	2,144.02	1,185.31	3,340.70	2,044.09
Sundry Debtors	117.32	141.82	65.76	124.61	225.17
Cash and Bank	974.01	653.39	653.82	696.13	953.30
Other Current Assets	47.39	49.00	219.37	66.39	79.66
Short Term Loans and Advances	19,365.97	22,475.49	25,520.57	32,909.00	37,798.95
Total Current Assets	21,959.72	25,463.72	27,644.83	37,136.83	41,101.17
Net Current Assets (Including Current Investments)	2,631.54	3,906.48	3,879.05	6,484.20	-1,432.13
Total Assets	62,510.16	62,078.17	70,075.82	92,952.23	1,09,074.23
Contingent Liabilities	128.84	163.26	278.84	562.61	787.74
Total Debt	50,358.75	48,973.08	54,865.31	74,330.67	87,397.77
	106.23	120.24	144.02	172.41	197.47
Adjusted Book Value	106.23	120.24	144.02	172.41	197.47

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2020-21 (Mar)	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	500.71	1,347.56	2,627.40	3,304.67	2,927.80
Adjustment	-1,485.30	-2,422.44	-4,009.47	-5,124.98	-5,146.67
Changes In working Capital	-4,289.33	-2,136.14	-9,835.35	-21,000.95	-18,564.97
Cash Flow after changes in Working Capital	-5,273.92	-3,211.02	-11,217.42	-22,821.26	-20,783.84
Cash Flow from Operating Activities	-341.75	1,957.09	-6,850.61	-16,736.04	-13,626.33
Cash Flow from Investing Activities	131.38	-703.28	973.32	-2,145.56	1,159.02
Cash Flow from Financing Activitie	607.93	-1,499.54	5,795.99	19,133.55	12,769.92
Net Cash Inflow / Outflow	397.56	-245.73	-81.30	251.95	302.61
Opening Cash & Cash Equivalents	355.95	753.51	477.20	395.90	647.85
Closing Cash & Cash Equivalent	753.51	507.78	395.90	647.85	950.46

Ratios

Valuation

25.87

3.57

14.94

3.45

26.19

189.58

Profitability

14.81

9.79

2.15

58.61

13.35

Leverage & Liquidity

5.56

0.97

1.46

Returns

0.59

0.16

Shareholding Pattern

Numbers in percentages

Particulars	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	74.19	74.19	74.15	74.12	74.12
	8.96	14.09	14.72	15.29	15.66
	16.85	11.72	11.13	10.59	10.24
	25.81	25.81	25.85	25.88	25.88
No. of Shareholders	25,32,278	11,57,250	10,27,204	9,61,497	9,25,474

Corporate Actions

Showing: All

Date	Type	Details	Ex-Date	Record Date
2026-06-24	Board Meeting	Quarterly Results
2026-04-15	Ex Dividend	Rs.2.0000 per share(20%)Final Dividend	2026-06-18	2026-06-18
2026-03-25	Board Meeting	Final Dividend & Audited Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)
2026-07-03	shweta sharma	Market	Sell	423
2026-07-03	shweta sharma	Market	Sell	2,000

Sector Overview

FinanceFinance - NBFC

HDB Financial Services Ltd. operates in the Finance sector under the Finance - NBFC industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

11 members across the board and senior leadership

Dipti Jayesh Khandelwal

Company Secretary & Compliance Officer

—

Natarajan Srinivasan

Chairman

—

Amla Samanta

Non Executive Independent Director

₹39.00 L

Mar '26

Adayapalam Viswanathan

Non Executive Independent Director

₹44.75 L

Mar '26

Arundhati Mech

Non Executive Independent Director

₹44.00 L

Mar '26

Jimmy Tata

Non Independent & Non Executive Director

—

Jayesh Chakravarthi

Non Executive Independent Director

₹39.00 L

Mar '26

Jayant Gokhale

Non Executive Independent Director

₹45.75 L

Mar '26

Bhaskar Sharma

Non Executive Independent Director

₹40.50 L

Mar '26

Ramesh G

Managing Director & Chief Executive Officer

₹9.61 Cr

Mar '26

Dipti Khandelwal

Company Secretary & Head Legal

—

HDBFS Latest News

News

10 of 10 articles

COMPANY9 Sept 2026 · 17:46

HDB Financial Services raises Rs 2018.17 crore via NCDs

The NCDs have a tenure of 1064 days and carry coupon rate of 8.05% per annum

COMPANY6 Aug 2026 · 14:22

HDB Financial Services raises Rs 544.50 crore through NCDs

The NCDs have a tenure of 1064 days and carry coupon rate of 8.23% per annum

EQUITY4 Aug 2026 · 17:28

HDB Financial Services informs about investor meetings

EQUITY23 Jul 2026 · 15:13

HDB Financial Services informs about allotment of NCDs

COMPANY23 Jul 2026 · 14:51

HDB Financial Services raises Rs 400 crore through NCDs

The NCDs have a tenure of 1078 days and carry coupon rate of 8.23% per annum

COMPANY17 Jul 2026 · 14:41

HDB Financial Services raises Rs 310 crore through NCDs

The Debenture Allotment Committee of the Company has at its meeting held on July 17, 2026, has allotted the same

COMPANY16 Jul 2026 · 11:19

HDB Financial Services reports 38% jump in Q1 net profit

The total income of the company increased by 10.58% at Rs 4,937.90 crore for Q1FY27

COMPANY9 Jul 2026 · 16:13

HDB Financial Services raises Rs 300 crore through NCDs

The Debenture Allotment Committee of the Company has at its meeting held on July 09, 2026, has allotted the same

COMPANY2 Jul 2026 · 15:29

HDB Financial Services raises Rs 1000 crore through NCDs

The Debenture Allotment Committee of the Company has at its meeting held on July 02, 2026, allotted the same

COMPANY8 Jun 2026 · 15:10

HDB Financial Services raises Rs 505 crore through NCDs

The Debenture Allotment Committee of the Company has at its meeting held on June 08, 2026, allotted the same

HDBFS

₹678.50

+2.1%