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Personal Finance

Stay updated with the latest personal finance news, analysis, and trends

A hand in professional attire points to a digital table displaying abstract financial graphs and data in an office setting.

Kotak Nifty Bank Index Fund Launched: No Loads, ₹1000 Min

Kotak Nifty Bank Index Fund, an open-ended banking sector fund, launched Aug 21, 2026. Features include no loads and a ₹1,000 minimum investment.

By Market Desk•
Close-up of a bank official's hands reviewing a "Form A2" document over a stack of papers, including a "Sale Deed."

NRI Property Sale: NRE vs. NRO for Repatriation & Limits

NRIs selling Indian property? Understand NRE vs. NRO accounts for repatriation and limits. Crucial for managing sale proceeds effectively.

By ThePip Desk•
A woman in a home study reviews a document titled "Last Will and Testament" alongside several financial statements.

Nomination vs. Will: Secure Your Family’s Financial Future

Ensure your family’s financial security by aligning your nominations and Will. Understand the crucial differences to prevent disputes and delays.

By ThePip Desk•
Midcaps Near Peak as Nifty 50 Seeks 8% Rebound, Abakkus Analysis Shows

Midcaps Recovering Fast, Nifty 50 Eyes 8% Rebound: Abakkus

Abakkus Mutual Fund analysis shows Nifty Midcap 150 near peak, while Nifty 50 needs an 8% gain to recover. Midcaps show faster recovery post-correction.

By Market Desk•
A man looks into an open, empty bank locker. A woman in uniform reviews documents on a tablet in the background.

Kanpur Locker Theft: RBI Rules Limit Bank Liability

A Rs 50 lakh jewellery theft from a Kanpur bank locker sparks questions on limited bank liability under RBI guidelines. FIR registered, investigation ongoing.

By ThePip Desk•
SGB 2018-19 Series VI Investors See 361% Gains on Redemption

SGB 2018-19 Series VI: 361% Gains on Redemption

Investors in Sovereign Gold Bond (SGB) 2018-19 Series VI are realizing massive returns, with premature redemption offering up to 361% gains. Learn more about the RBI’s announcement.

By Market Desk•
A man in glasses intently studies an open financial ledger, holding a pen over the page. A bookshelf is blurred in the background.

ITR-7 Tax Liability Skyrockets to ₹1,043 Crore by AY26

Government data reveals a nearly threefold surge in ITR-7 tax liability, escalating from ₹356 crore (AY 2021-22) to ₹1,043 crore (AY 2025-26).

By ThePip Desk•
Equity Mutual Fund Inflows Drop 15% in July; Altiva Fund Launches

Equity Fund Inflows Dip 15% in July; New Altiva Fund Launched

Equity mutual fund inflows fell 15% to ₹24,697 crore in July, with investors still favoring mid & small-cap schemes. New Altiva fund launched.

By Market Desk•
India's Retail Traders Face $9.6 Billion Loss in Options

India Retail Traders Lose $9.6B in Options Trading

Indian retail traders incurred a staggering $9.6 billion loss in equity futures and options in FY ending March, highlighting limited impact of regulatory measures.

By Market Desk•
Small Finance Banks Offer Up To 8.50% on FDs: What You Need to Know

Small Finance Banks: FD Rates Up to 8.50% – Should You Invest?

Explore attractive Fixed Deposit rates up to 8.50% offered by Small Finance Banks. Learn why they’re outperforming larger banks and what to consider before investing.

By ThePip Desk•
Mutual Funds Suspend IDCW Subscriptions: 36 Schemes Affected

Mutual Funds Suspend IDCW Subscriptions: 36 Schemes Affected

JM Financial & Aditya Birla Sun Life MF halt new IDCW subscriptions in 36 schemes following SEBI directives. Learn about the impact on investors and existing plans.

By Business Desk•
SGB 2018-19 Series VI Premature Redemption Offers 361% Return

SGB 2018-19 Series VI: 361% Return on Premature Redemption

Sovereign Gold Bond 2018-19 Series VI offers a remarkable 361.1% return via premature redemption. RBI sets price at ₹15,102 per unit.

By Market Desk•
An Indian man in a light blue shirt sits at a wooden table with a laptop and tablet, looking thoughtful.

Equity Mutual Fund Inflows Drop 42% to Rs 25,000 Cr

Equity mutual fund inflows saw a sharp 42% decline, falling to Rs 25,000 crore. Discover what this means for investors and market trends.

By Market Desk•
A man with a mustache sits at a desk, looking thoughtfully at a computer screen displaying financial market data.

Sebi Rules Cut Retail F&O Losses in FY26

Sebi’s new regulations significantly reduced retail investor losses in the F&O segment to ₹91,685 crore in FY26, despite a dip in participation and a slight rise in average per-investor loss.

By Market Desk•
Private Hospital Bills Skyrocket: 7.6x More Than Public Care

Private vs. Public Hospitals India: Cost 7.6x Higher

Discover the staggering 7.6x cost difference between private and public hospital bills in India. Over 60% of families face billing issues. Learn more!

By ThePip Desk•
A person's hands hold two "Fixed Deposit" documents, displaying 6.50% and 8.10% interest rates. Indian Rupee notes and a bank passbook are on the desk.

Higher FD Rates: Small Finance Banks Boost Returns

Unlock higher returns on your Fixed Deposits! Discover how Small Finance Banks offer up to 8.10% interest, significantly boosting your earnings compared to lower rates. Learn more!

By ThePip Desk•
A law enforcement officer at a desk in a cyber unit office, looking at documents and a computer screen.

Delhi Police Busts ₹15.7 Cr Cyber Fraud Ring Across India

Delhi Police dismantled a pan-India cyber fraud network, arresting 9 individuals involved in scams totaling over ₹15.71 crore, linked to 34 investor complaints.

By Business Desk•
An Indian man in a grey shirt looks at financial data on a tablet, with a pen and notebook on the desk and a world map in the background.

International Funds: Why Invest Beyond Recent Returns?

Before investing in international funds, SEBI advisor M. Pattabiraman urges Indian investors to assess motivations beyond recent returns. Ask: Would you still invest if returns were hidden?

By ThePip Desk•
Your EPF is Earning 8.25% for FY26, But How Does It Add Up?

EPF Interest Rate FY26: 8.25% Explained

EPFO announces 8.25% interest for FY26. Discover how your monthly EPF balance impacts your actual earnings with our detailed breakdown.

By ThePip Desk•
EPF 2026: What Happens to Your PF When You Lose Your Job

EPF 2026: Accessing Your PF After Job Loss

Understand EPF Scheme 2026 rules for job loss: learn about immediate withdrawal limits (75%) and conditions for accessing the remaining 25% balance after 12 months.

By ThePip Desk•
Tata Banking Fund Leads Sector Peers Despite Negative Returns

Tata Banking Fund Outperforms Peers Amidst Sector Volatility

Discover how the Tata Banking & Financial Services Fund led its peers with a -0.9% return, despite sector-wide volatility. Learn about sector fund risks and short-term performance.

By ThePip Desk•
Bank of India Small Cap Fund Leads 3-Month Returns at 13.0%

Bank of India Small Cap Fund Tops 3-Month Returns at 13%

Bank of India Small Cap Fund leads with a 13.0% return in 3 months (Aug 2026). Discover top-performing small-cap and tech funds.

By Market Desk•
8th Pay Commission: How Doubling Increment Boosts Government Salaries

8th Pay Commission: Doubling Increment to Boost Govt Salaries

Central govt employees anticipate significant salary hikes with the 8th Pay Commission potentially doubling annual increments to 6%, adding lakhs over a decade. Learn more!

By ThePip Desk•
Bandhan Leads 1-Year Banking Debt Fund Returns, ICICI Pru Tops 3-Year

Bandhan Leads 1-Year Banking Debt Fund Returns; ICICI Pru Tops 3-Year

Discover which Banking & PSU debt funds lead in returns. Bandhan excels in 1-year performance, while ICICI Prudential dominates the 3-year horizon as of August 2026.

By Market Desk•
Kotak Savings Fund: Performance, Investment, and Tax Overview

Kotak Savings Fund: Performance, Investment & Tax Guide

Explore Kotak Savings Fund Direct – IDCW: performance, Rs 100 minimum investment, ultra-short duration debt strategy, and tax implications for investors.

By Market Desk•
Indian Mutual Fund Investors Paid Rs 27,335 Crore in Commissions

Indian Mutual Fund Investors Paid ₹27,335 Cr in Commissions

Discover how Indian mutual fund investors paid ₹27,335 crore in commissions in FY25. Understand expense ratios and their impact on your long-term returns.

By ThePip Desk•
Indian MF Inflows Surge to ₹2.36 Lakh Crore in July, AUM Hits ₹85.76 Lakh Crore

Indian Mutual Funds See ₹2.36 Lakh Crore Inflow in July

Indian mutual funds attracted ₹2.36 lakh crore in July, reversing June’s outflow. AUM surged 4.3% to ₹85.76 lakh crore, driven by strong debt scheme performance.

By Market Desk•
Kotak Dynamic Bond Fund Delivers 7.3% CAGR Over Three Years

Kotak Dynamic Bond Fund: 7.3% CAGR Over 3 Years

Kotak Dynamic Bond Fund achieves a 7.3% CAGR over three years, outperforming peers and benchmarks. Discover its active management strategy.

By Market Desk•
A man in a suit looks at multiple monitors displaying financial charts and graphs in a modern office.

HDFC Floating Rate Debt Fund: Strong 7.6% 3-Year CAGR

HDFC Floating Rate Debt Fund shines with a 7.6% 3-year CAGR, outperforming its benchmark. Explore its robust performance and AUM of over ₹16,400 crore.

By Market Desk•
Axis CRISIL IBX SDL May 2027 Fund Leads Debt Returns at 6.0% CAGR

Axis CRISIL IBX SDL Fund Tops Debt Returns at 6.0% CAGR

Axis CRISIL IBX SDL May 2027 Index Fund leads debt returns with a 6.0% CAGR, outperforming peers with over Rs 1,500 crore in assets. Learn more about this target maturity fund.

By Market Desk•
    Personal Finance News & Market Signals – Page 53 | ThePip