Indian Banks’ Profitability to Ease: Crisil Report
Crisil forecasts a moderation in Indian banks’ profitability this fiscal due to lower treasury gains and new accounting rule provisions, yet expects strong overall performance.
Hidden Home Loan Charges: What Borrowers Need to Know
Discover hidden home loan charges like processing fees, stamp duty, and insurance. Learn how to scrutinize your loan agreement to avoid unexpected costs and ensure financial stability.
Fix Credit Report Errors: Protect Your Financial Credibility
Don’t let credit report errors harm your financial future. Learn essential steps to dispute inaccuracies and protect your credit score for loan approvals.
India Insurers Seek Doubled Tax-Free Limit to Boost Policy Inflows
Indian life insurers propose doubling the tax-free limit on policies to revive inflows post-Feb 2023 regulations and support government borrowing for development projects.
RBI: India’s Banking Sector Strong, Resilient to Shocks
RBI reports India’s banking sector robust for FY2025-26. Banks & NBFCs show strong balance sheets, improved asset quality, and ample capital, ready for severe shocks.
IDBI Bank Stake Sale: Centre Considers Bids Below Reserve Price
The Indian government is exploring legal options to accept bids below the reserve price for the IDBI Bank stake sale, signaling a strategic shift in its disinvestment plans.
India Banks Hit Record ₹4 Lakh Crore Profit FY26
Indian banks achieved a record consolidated net profit over ₹4 lakh crore in FY26. SBI, HDFC Bank, and ICICI Bank spearheaded this growth, showcasing sector resilience.
Digital Banking Fraud in India: Secure Your Finances
Beware of rising digital banking fraud in India! Learn about UPI scams, phishing, and OTP attacks. Protect your money with essential safety measures.
India’s Microfinance: Non-Banks Gain Share Amidst Slowdown
Explore how India’s non-banking financial companies are increasing their microfinance market share despite muted demand and a slight contraction in the overall loan portfolio.
SBI Chairman: Banking Sector Key to Viksit Bharat Vision
SBI Chairman C S Setty highlights the banking sector’s pivotal role in India’s ‘Viksit Bharat’ vision, emphasizing a ‘Digital First, Customer First’ strategy and tech investments for a responsive financial ecosystem.
Smart Personal Loan Planning for Financial Security
Plan your personal loan wisely! Understand EMIs, interest rates, and credit scores for better financial stability and debt management.
HDFC Bank Denies Rs 45 Crore Payment Wrongdoing Allegations
HDFC Bank strongly refutes media claims of wrongdoing in Rs 45 crore payments, emphasizing its strong internal controls and governance amid an ongoing investigation.
EPFO 3.0: Instant EPF Withdrawal via ATM & UPI
EPFO 3.0 revolutionizes EPF withdrawals with instant UPI & ATM access. Over 7 crore members can now withdraw funds without employer sign-off, eliminating delays.
ATM Fees Hike Demand: India’s Cash Logistics Costs Soar
India’s cash logistics firms demand higher ATM fees from banks due to a 15-20% surge in operational costs, driven by rising fuel prices and minimum wages.
Eid al-Adha Bank Holidays: SBI, HDFC Closures May 27-28
Banks like SBI & HDFC may close May 27-28 for Eid al-Adha. Check state-specific holidays. Digital banking remains active.
MobiKwik Gets RBI In-Principle Nod for Offline Payments
MobiKwik secures RBI’s in-principle approval for an offline payment aggregator license, paving the way for major expansion in India’s offline merchant sector.
Credit Score Checks: Hard vs. Soft Enquiries Explained
Understand the difference between hard and soft credit enquiries and how they impact your credit score and loan applications in India. Make informed financial decisions.
Lowest Gold Loan Rates India: Avoid Hidden Costs
Discover how to find the lowest gold loan interest rates in India. Learn about LTV, gold valuation, and hidden charges to secure the best deal.
Hyderabad Metro Eyes Profitability with IRFC Loan
Hyderabad Metro set to become profitable next year, thanks to a Rs 13,527 crore low-cost loan from IRFC to refinance debt, cutting costs by 30-40%.
NPS vs NPS Sanchay: India’s Retirement Scheme Differences
Explore the key differences between India’s NPS and NPS Sanchay schemes, focusing on eligibility and structure designed by PFRDA for diverse workforce needs.
Home Loan Costs vs. Equity Returns: India’s Balance Sheet Challenge
Indian homeowners face a challenge: narrowing spreads between home loan costs and equity returns. Learn why balance sheet strength is crucial for managing EMIs and investments.
Private Banks to Lead Earnings Growth Over Public Sector Banks
A new report by Antique Stock Broking forecasts private banks in India to outperform public sector banks in earnings growth for FY26-28, driven by stable margins and lower risks.
NRI Credit Cards India: Eligibility, Perks, Fees
Explore Indian credit cards for NRIs. Understand eligibility, rewards, travel benefits, and crucial hidden fees like forex charges. Make informed choices.
TN Govt Mulls Revival of Jewel Loan Waiver Scheme
Tamil Nadu’s Cooperation Minister V Gandhiraj confirms government review of the 2021 jewel loan waiver scheme and other welfare programs for potential reinstatement, prioritizing public welfare.
Indian Lenders Seek RBI Hedging Support for Overseas Borrowing
Indian banks and corporations urge RBI to create a hedging support framework, aiming to lower currency protection costs and boost offshore debt fundraising and foreign capital inflow.
IDFC FIRST Bank Launches Metal Credit Card for Entrepreneurs
IDFC FIRST Bank introduces the FD-backed Business Multiplier Metal Credit Card, offering entrepreneurs a dedicated credit line for business expenses. Streamline your finances!
Missed Home Loan EMI? Avoid Credit Damage & Stress
Missed a home loan EMI? Learn how to communicate with lenders and plan repayments to protect your credit score and manage financial stress effectively.
RBI Board Meets: Record Dividend Payout Expected for FY26
RBI board meets May 22 to announce FY26 dividend. Record Rs 3 lakh crore surplus transfer to government expected, impacting India’s fiscal health.
Credit Cards for Indian Retirees: Benefits & Risks
Discover credit card benefits for Indian retirees: secure payments, emergency funds. Learn about risks like debt, fraud, and responsible usage strategies.
India SC Criticizes Banks: Easy Big Loans, Tough Small Loans
India’s Supreme Court slams banks like SBI for lenient corporate loans vs. strict personal loan terms. Calls for equitable credit access and policy reform.