ITI Ultra Short Term Fund NAV Hits 1,002.86: Stable Cash Parking

The ITI Ultra Short Term Fund’s Net Asset Value (NAV) stood at 1,002.86 on July 10, 2026, with a minimal daily change. This fund offers a stable option for parking cash you might need soon, showing consistent but modest growth. Ultra short-term funds aim for capital preservation and liquidity, typically showing small, stable daily movements rather than large swings, highlighting their role in providing predictable, albeit low, returns for short-term financial goals.

The ITI Ultra Short Term Fund – Regular Plan registered a Net Asset Value (NAV), which represents the per-unit price of the fund, of 1,002.86 on July 10, 2026, according to data from The Economic Times. This figure saw a marginal daily change of 0.02%. Such funds are designed for investors looking to park money for a very short duration, typically a few days to a few months, prioritizing safety and accessibility over aggressive growth.

Looking at recent performance, the fund delivered 1.17% in Q1 2026 and 1.70% in Q2 2026. Over the past few years, its quarterly returns in 2025 ranged from 1.32% to 1.76%, demonstrating a pattern of stable, positive growth. These figures underscore the fund’s objective to offer steady, low-risk returns, making it distinct from equity-oriented investments that carry higher volatility.

For your personal finances, particularly for an emergency fund or money needed in the short term, this fund’s historical performance provides a clear picture. While its best monthly return was 1.01% from March 7, 2024, to April 8, 2024, it also experienced a worst monthly dip of -0.05% from April 6, 2022, to May 6, 2022. Over a year, the fund saw a best performance of 7.05% from October 13, 2023, to October 14, 2024, and a worst of 2.44% from May 12, 2021, to May 13, 2022. This range illustrates that even ultra short-term funds have fluctuations, though generally minimal.

Understanding these performance metrics helps you gauge expectations for your short-term savings. The ITI Ultra Short Term Fund, with its various plan options like IDCW (Income Distribution cum Capital Withdrawal) Yearly, Monthly, Fortnightly, and Weekly, offers flexibility for different cash flow needs. It serves as a useful tool for managing liquidity, ensuring your funds are accessible while earning more than a typical savings account.

Now is a good moment to review your short-term financial goals and see if an ultra short-term fund aligns with your need for liquidity and capital preservation.