Freefincal NPS Fund Screener: Pick Top Performing Funds

Choosing the right National Pension Scheme (NPS) fund can feel tricky when you’re just starting your investment journey. Freefincal has introduced a new tool for August 2026 to help you find consistently performing NPS schemes.

Spotting Strong NPS Funds

This new NPS Fund Screener is designed to help you shortlist funds that not only aim for higher returns than their benchmarks but also work to keep your risk lower. It’s about finding schemes that truly stand out over time.

Understanding Performance Beyond Returns

The screener looks at three important performance aspects to give you a complete picture of a fund’s reliability. These metrics help you see how well a fund manages both market highs and lows.

• Rolling return outperformance consistency: How reliably a fund beats its benchmark over various periods.
• Upside performance consistency: How well it captures rewards when the market is performing strongly.
• Downside performance consistency: Its ability to protect your investment when the market experiences a downturn.

These performance insights are calculated over different durations, specifically covering 1, 2, 3, 4, and 5-year periods, giving you a comprehensive view of consistency.

Setting Your Screening Criteria

When you use the screener, you can apply specific filters to narrow down your choices. This helps you focus on funds that meet your personal investment goals and risk comfort.

• Filter for funds with a certain percentage of outperformance compared to their benchmarks.
• Look for schemes that show positive excess returns, meaning they earn more than expected.
• Identify funds that have negative excess risk, indicating better risk management against their benchmarks.

Remember, NPS schemes are actively managed, which means they are specifically designed and expected to outperform their benchmarks, unlike passive index funds.

Getting Started with the Screener

If you’re looking to dive deeper into selecting your NPS funds, the August 2026 screener is available as a paid Excel file for your personal use. It offers a practical way to apply these insights directly to your investment choices.