HDFC Dividend Yield Fund AUM Hits ₹5,587 Cr in Sept 2026

The HDFC Dividend Yield Fund Direct Growth Plan maintains an Assets Under Management of Rs 5,587 crore alongside a Net Asset Value of Rs 25.84 as of September 30, 2026. Managed by Gopal Agrawal, the equity-oriented mutual fund was incepted on December 18, 2020.

Key Fund Metrics And Holdings

• AUM: Rs 5,587 crore as of September 30, 2026.
• NAV: Rs 25.84 per unit.
• Expense Ratio: 0.69% with a minimum SIP investment of Rs 100.
• Large-cap allocation: 64.50% of the portfolio.
• Small-cap allocation: 23.54% of holdings.
• Mid-cap allocation: 10.57% of assets.

Sector exposure for the fund is led by banking at 21.15%, followed by automobile and ancillaries at 11.07% and IT at 9.26%. Performance metrics indicate annualized returns of 12.64% over five years and 9.89% over three years.

Exit Load And Taxation Rules

• Exit Load: 1% if redeemed within one year, with no exit load thereafter.
• Short-Term Tax: Based on the investor income tax slab for redemptions within one year.
• Long-Term Tax: 12.5% for redemptions made after one year.

The fund requires no lock-in period beyond the standard exit load window and continues its focus on dividend-yielding equities.

Credit Card Cancellation Guidelines

Consumer concerns regarding credit card management require clarifying that cancelling a card involves addressing specific account procedures. Cardholders must settle all outstanding EMI payment obligations before initiating closure requests. Redeeming accumulated reward points prior to cancellation ensures that benefits are not forfeited during the account termination process.