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Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
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Key Metrics Comparison
| Metric | Union Gilt Fund - Annual IDCW - Direct Plan | Bank of India Credit Risk Fund - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | Union MF | Bank of India MF |
| Category | Debt - Gilt Fund | Debt - Credit Risk Fund |
| NAV | ₹11.70 (16 Sep 2026) | ₹14.89 (16 Sep 2026) |
| Rating | ★ | ★★★★ |
| Benchmark | CRISIL Dynamic Gilt Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Parijat Agrawal | Alok Singh |
| Inception | 08 Aug 2022 | 27 Feb 2015 |
| Returns | ||
| 1Y | 1.42% | 17.89% |
| 3Y | 5.07% | 10.08% |
| 5Y | — | 27.76% |
| Since Inception | 5.42% | 3.50% |
| Risk | ||
| 3.81 | 3.38 | |
| 1.22 | -0.08 | |
| -0.31 | 0.56 | |
| -1.36 | 1.89 | |
| -0.52 | 2.94 | |
| -4.43% | 0.20% | |
| Costs | ||
| Expense Ratio | 0.65% | 0.62% |
| Exit Load | Nil | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | ₹500 | ₹1,000 |
| Min Lumpsum | ₹1,000 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
Union MF95%
Bank of India…95%
4.9%Only 4.9% of holdings by weight are common between Union MF and Bank of India MF, based on each fund's top 11 disclosed holdings, not the full portfolio.
Common holdingUnion MFBank of India MF
TREPS4.86%26.89%
Category context: Debt vs Debt. Open the full Screener →