⚖
Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
VS
Key Metrics Comparison
| Metric | HSBC Income Fund - Short Term - Institutional Plan - Growth | Bank of India Credit Risk Fund - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | HSBC MF | Bank of India MF |
| Category | Debt - Short Term Fund | Debt - Credit Risk Fund |
| NAV | ₹17.96 (03 Nov 2014) | ₹14.89 (16 Sep 2026) |
| Rating | ★★★ | ★★★★ |
| Benchmark | CRISIL Short Term Bond Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Sanjay Shah | Alok Singh |
| Inception | 15 Sep 2003 | 27 Feb 2015 |
| Returns | ||
| 1Y | — | 17.89% |
| 3Y | — | 10.08% |
| 5Y | — | 27.76% |
| Since Inception | — | 3.50% |
| Risk | ||
| — | 3.38 | |
| — | -0.08 | |
| — | 0.56 | |
| — | 1.89 | |
| — | 2.94 | |
| — | 0.20% | |
| Costs | ||
| Expense Ratio | 0.72% | 0.62% |
| Exit Load | Nil | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | — | ₹1,000 |
| Min Lumpsum | ₹1,00,00,000 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
HSBC MF98%
Bank of India…98%
1.5%Only 1.5% of holdings by weight are common between HSBC MF and Bank of India MF, based on each fund's top 18 disclosed holdings, not the full portfolio.
Common holdingHSBC MFBank of India MF
Treps1.55%26.89%
Category context: Debt vs Debt. Open the full Screener →