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Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
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Key Metrics Comparison
| Metric | HSBC Dynamic Term Fund - Regular Plan - Annual IDCW | Bank of India Credit Risk Fund - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | HSBC MF | Bank of India MF |
| Category | Debt - Dynamic Term Fund | Debt - Credit Risk Fund |
| NAV | ₹10.24 (16 Sep 2026) | ₹14.89 (16 Sep 2026) |
| Rating | ★★ | ★★★★ |
| Benchmark | NIFTY Composite Debt Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Mahesh Chhabria | Alok Singh |
| Inception | 05 May 2016 | 27 Feb 2015 |
| Returns | ||
| 1Y | 3.28% | 17.89% |
| 3Y | 6.09% | 10.08% |
| 5Y | 5.13% | 27.76% |
| Since Inception | 5.77% | 3.50% |
| Risk | ||
| 2.37 | 3.38 | |
| 0.82 | -0.08 | |
| -0.14 | 0.56 | |
| -0.45 | 1.89 | |
| -0.30 | 2.94 | |
| -1.34% | 0.20% | |
| Costs | ||
| Expense Ratio | 0.83% | 0.62% |
| Exit Load | Nil | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | ₹1,000 | ₹1,000 |
| Min Lumpsum | ₹5,000 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
HSBC MF96%
Bank of India…96%
4.4%Only 4.4% of holdings by weight are common between HSBC MF and Bank of India MF, based on each fund's top 20 disclosed holdings, not the full portfolio.
Common holdingHSBC MFBank of India MF
Treps4.37%26.89%
Category context: Debt vs Debt. Open the full Screener →