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Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
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Key Metrics Comparison
| Metric | Bank of India Short Term Fund - Regular Plan - Growth | Bank of India Credit Risk Fund - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | Bank of India MF | Bank of India MF |
| Category | Debt - Short Term Fund | Debt - Credit Risk Fund |
| NAV | ₹28.40 (16 Sep 2026) | ₹14.89 (16 Sep 2026) |
| Rating | ★★★ | ★★★★ |
| Benchmark | CRISIL Short Duration Debt Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Mithraem Bharucha | Alok Singh |
| Inception | 18 Dec 2008 | 27 Feb 2015 |
| Returns | ||
| 1Y | 4.86% | 17.89% |
| 3Y | 7.04% | 10.08% |
| 5Y | 10.27% | 27.76% |
| Since Inception | 6.05% | 3.50% |
| Risk | ||
| 1.40 | 3.38 | |
| 0.32 | -0.08 | |
| 0.16 | 0.56 | |
| 0.18 | 1.89 | |
| 0.29 | 2.94 | |
| -0.56% | 0.20% | |
| Costs | ||
| Expense Ratio | 1.19% | 0.62% |
| Exit Load | Nil | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | ₹1,000 | ₹1,000 |
| Min Lumpsum | ₹5,000 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
Bank of India…96%
Bank of India…96%
3.9%Only 3.9% of holdings by weight are common between Bank of India MF and Bank of India MF, based on each fund's top 20 disclosed holdings, not the full portfolio.
Common holdingBank of India MFBank of India MF
9.45% Vedanta Limited (05/06/2028) **1.95%7.37%
Net Receivables / (Payables)3.40%1.91%
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