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See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
Bank of India MFBank of India Overnight Fund Unclaimed Redemption Plan - Upto 3 Years
₹1,319.11 as on 16 Sep 2026
Key Metrics Comparison
| Metric | Bank of India Overnight Fund Unclaimed Redemption Plan - Upto 3 Years | Bank of India Credit Risk Fund - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | Bank of India MF | Bank of India MF |
| Category | Debt - Overnight Fund | Debt - Credit Risk Fund |
| NAV | ₹1,319.11 (16 Sep 2026) | ₹14.89 (16 Sep 2026) |
| Rating | ★★★★★ | ★★★★ |
| Benchmark | CRISIL Liquid Overnight Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Mithraem Bharucha | Alok Singh |
| Inception | 30 Nov 2021 | 27 Feb 2015 |
| Returns | ||
| 1Y | 5.49% | 17.89% |
| 3Y | 6.21% | 10.08% |
| 5Y | — | 27.76% |
| Since Inception | 5.94% | 3.50% |
| Risk | ||
| 0.18 | 3.38 | |
| 1.01 | -0.08 | |
| -1.73 | 0.56 | |
| 0.34 | 1.89 | |
| -0.42 | 2.94 | |
| 0.36% | 0.20% | |
| Costs | ||
| Expense Ratio | — | 0.62% |
| Exit Load | — | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | — | ₹1,000 |
| Min Lumpsum | ₹5,000 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
Bank of India…97%
Bank of India…97%
3.4%Only 3.4% of holdings by weight are common between Bank of India MF and Bank of India MF, based on each fund's top 11 disclosed holdings, not the full portfolio.
Common holdingBank of India MFBank of India MF
Net Receivables / (Payables)1.80%1.91%
TREPS1.57%26.89%
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