Vaibhav Vyapaar Ltd.
SMEPrice Range
TBA
Issue Size
TBA
Lot Size
1 Shares
Min. Investment
TBA
Financial Summary
(in crores)| Particulars | FY 2023-24 |
|---|---|
| Operating Revenue | 2,525.44 |
| Other Income | 20.86 |
| Total Income | 2,546.3 |
| Total Expenses | 1,985.12 |
| Profit Before Tax | 60.78 |
| Total Profit | 45.48 |
Subscription Details
Use of Proceeds
| # | Purpose | Amount (₹ Cr) |
|---|---|---|
| 1 | Augment the capital base of our company | 320 |
Promoters
Promoter Shareholding
Pre-IPO
99.99%
Promoter stake
Post-IPO
N/A
Promoter stake
Offered to Public
76,00,000
shares
Post Share Capital
2,03,86,411
shares
About the Company
Our Company is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI). We provideunsecured personal loans to salaried individuals and self-employed individuals through our fully digital lending platform, both on adirect lending and co-lending basis. In parallel, we also generate revenue by offering our application and technology services toother NBFCs. Our operating model enables credit access, particularly first-time borrowers, including lower-income salariedprofessionals. We company operate through our mobile application, which support loan origination, due diligence and underwriting process alongwith documentation, disbursal, and repayment. Our digital infrastructure uses verification and technology-enabled tools thatfacilitate credit assessment, credit decisioning and risk evaluation.
Use of Proceeds
1. Augment the capital base of our company2. General Corporate Purpose