1% Club Launches AI CFO for Personalized Financial Guidance

Your money journey just got a smart new co-pilot! 1% Club, founded by Sharan Hegde and Raghav Gupta, recently launched its AI CFO, an exciting new tool designed to give you personalized financial guidance.

This marks a big step for the company, moving from just financial education to a full technology-driven personal finance ecosystem, helping you make smarter decisions about your earnings.

How Your AI CFO Works for You

The AI CFO is built to support you through every financial decision. It helps you understand your money, evaluate choices, and get tailored advice that’s always easy to access.

It smartly combines your unique financial context—like cash flow, net worth, and investments—with 1% Club’s own research. This means you don’t need to manually input all your details to get relevant, actionable advice.

Asking Your AI CFO Smart Money Questions

• You can ask specific questions like, “Can I buy a car next year?” or “How much do I need to save each month for my Spain trip?”
• The AI CFO will analyze your current cash flow and suggest precise adjustments to your spending or savings habits.
• It also offers a detailed portfolio review, checking your investments across eight key parameters.
• These parameters include returns, fund quality, benchmark performance, allocation, concentration, overlap, cost, and tax position.
• You’ll even get timely news and insights relevant to your mutual funds or stocks.

1% Club’s Growth Journey

Since its start, 1% Club has seen impressive growth, generating over ₹150 crore in revenue within just three years. They’ve also maintained strong profit after tax margins, showing solid financial health.

In 2023, the company secured a ₹10 crore pre-Series A investment from Gruhas, co-founded by Nikhil Kamath and Abhijeet Pai. This investment highlighted support for Sharan Hegde’s vision to grow the platform beyond a creator-led community into a broader fintech and financial education enterprise.

Key Numbers at a Glance

• Revenue generated in three years: Over ₹150 crore
• Pre-Series A investment (2023): ₹10 crore from Gruhas
• Assets under advisory: Approximately ₹2,000 crore
• Client assets tracked on platform: Over ₹4,000 crore

With its new AI CFO, 1% Club is solidifying its position in personal finance and wealth creation. This tool offers a practical way for you to gain clarity and control over your financial future.